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CIT Bank Platinum Savings: Earn up to 4.10% APY on Balances of $5k or More
CIT Bank, our partner, offers the following benefits with their Platinum Savings account. Use promo code CITBOOST.
Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY* on balances $5,000 or more
- 0.60% APY* on balances less than $5,000
New Customers: Deposit Transfer Requirements
APY Disclosure
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY* on balances $5,000 or more
- 0.60% APY* on balances less than $5,000
New Customers: Deposit Transfer Requirements
- 1. Open your account: Securely provide your address, phone number, email and Social Security number/ITIN. Plus, add the bonus code CITBOOST.
- 2. Make a deposit: Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date.
- Bonus fulfillment: 60-days from the funding date.
- FDIC insured
- *See site for details
- For complete list of account details and fees, see our Personal Account Disclosures.
APY Disclosure
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
Boost Disclosure:
"This is a limited time offer available to New and Existing
customers who meet the Platinum Savings APY
Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual
Percentage Yield (APY) Boost promotion will receive a
0.35% APY boost on the Platinum Savings current
standard APY tiers for 6 months following the opening of
a new account or when an existing Platinum Savings
account is enrolled in the promotion. The Platinum
Savings APY boost will be applied on account balances up
to $9,999,999.00. Account balances above $9,999,999.00
will earn the standard APY. If the standard-published APY
should change during the promotion period, the APY
boost will move with it, offering an account APY above
the standard rate.
The Promotion begins on February 13, 2026, and ends
October 31, 2026. Customers enrolled in the promotion
prior to the end date will receive the APY boost for the 6-
month period outlined in the terms and conditions.
The promotion can end at any time without notice."
"This is a limited time offer available to New and Existing
customers who meet the Platinum Savings APY
Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual
Percentage Yield (APY) Boost promotion will receive a
0.35% APY boost on the Platinum Savings current
standard APY tiers for 6 months following the opening of
a new account or when an existing Platinum Savings
account is enrolled in the promotion. The Platinum
Savings APY boost will be applied on account balances up
to $9,999,999.00. Account balances above $9,999,999.00
will earn the standard APY. If the standard-published APY
should change during the promotion period, the APY
boost will move with it, offering an account APY above
the standard rate.
The Promotion begins on February 13, 2026, and ends
October 31, 2026. Customers enrolled in the promotion
prior to the end date will receive the APY boost for the 6-
month period outlined in the terms and conditions.
The promotion can end at any time without notice."
Original Post
Written by
Edited September 16, 2026
at 02:34 PM
CIT Bank, our partner, offers the following benefits with their Platinum Savings account. Use promo code CITBOOST.
Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY* on balances $5,000 or more
- 0.60% APY* on balances less than $5,000
New Customers: Deposit Transfer Requirements
Slickdeals may be compensated by CIT Bank
APY Disclosure
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
Boost Disclosure:
"This is a limited time offer available to New and Existing
customers who meet the Platinum Savings APY
Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual
Percentage Yield (APY) Boost promotion will receive a
0.35% APY boost on the Platinum Savings current
standard APY tiers for 6 months following the opening of
a new account or when an existing Platinum Savings
account is enrolled in the promotion. The Platinum
Savings APY boost will be applied on account balances up
to $9,999,999.00. Account balances above $9,999,999.00
will earn the standard APY. If the standard-published APY
should change during the promotion period, the APY
boost will move with it, offering an account APY above
the standard rate.
The Promotion begins on February 13, 2026, and ends
October 31, 2026. Customers enrolled in the promotion
prior to the end date will receive the APY boost for the 6-
month period outlined in the terms and conditions.
The promotion can end at any time without notice."
Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY* on balances $5,000 or more
- 0.60% APY* on balances less than $5,000
New Customers: Deposit Transfer Requirements
- 1. Open your account: Securely provide your address, phone number, email and Social Security number/ITIN. Plus, add the bonus code CITBOOST.
- 2. Make a deposit: Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date.
- Bonus fulfillment: 60-days from the funding date.
- FDIC insured
- *See site for details
- For complete list of account details and fees, see our Personal Account Disclosures.
Slickdeals may be compensated by CIT Bank
APY Disclosure
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
Boost Disclosure:
"This is a limited time offer available to New and Existing
customers who meet the Platinum Savings APY
Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual
Percentage Yield (APY) Boost promotion will receive a
0.35% APY boost on the Platinum Savings current
standard APY tiers for 6 months following the opening of
a new account or when an existing Platinum Savings
account is enrolled in the promotion. The Platinum
Savings APY boost will be applied on account balances up
to $9,999,999.00. Account balances above $9,999,999.00
will earn the standard APY. If the standard-published APY
should change during the promotion period, the APY
boost will move with it, offering an account APY above
the standard rate.
The Promotion begins on February 13, 2026, and ends
October 31, 2026. Customers enrolled in the promotion
prior to the end date will receive the APY boost for the 6-
month period outlined in the terms and conditions.
The promotion can end at any time without notice."
Created 04-03-2026
at 12:02 PM
by LD7 | Staff
in
Financial Tools & Services
(9)
CIT Bank
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56 Comments
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Steps to try reproducing it
Log into your CIT account
Navigate to Transfers → External Transfer
Set up a transfer outbound to another bank
Enter a large amount (often near your full balance)
Proceed until you reach the screen you quoted:
"Your new transfer has not yet been submitted…"
👉 At this point, one of three things may happen:
You just see the standard confirmation screen (most common)
You get a rate bump / bonus message before submitting
You receive a follow-up email later with an incentive to keep funds
Here is what gpt says:
Steps to try reproducing it
Log into your CIT account
Navigate to Transfers → External Transfer
Set up a transfer outbound to another bank
Enter a large amount (often near your full balance)
Proceed until you reach the screen you quoted:
"Your new transfer has not yet been submitted…"
👉 At this point, one of three things may happen:
You just see the standard confirmation screen (most common)
You get a rate bump / bonus message before submitting
You receive a follow-up email later with an incentive to keep funds
Mine too.
I mean i understand, rate can drop from 4% to 3.5 or go up a but, but will they drop to something like 0.50% like the other banks?
Amex savings stay around 3.5 to 4.5% for years.
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https://www.cuwest.org/banking/ch...d-checking
BUT what happens after the sixmonths?
My account is paying right now... 3.66% for any amount of money! Not this bullshit $5k.
.. while it is not a 4.1%... the difference is not enough for me to consider this deal.
https://www.cuwest.org/banking/ch...d-checking
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