T-Mobile: Select iPhone Smartphone w/ Eligible Trade-In

coolchicagoguy

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Jun 16, 2026 9:57 PM

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coolchicagoguyJun 16, 2026 9:57 PM

Original Poster

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Quote from SDCoolShopper

:

How much savings are from Tax? Pro Max is 1200; With trade-in discount, it becomes 100. Assuming 10% sales tax, are we saying that apple store will only charge 10% on 100 whereas Costco Tomobile will charge 10% on 1200?

It is taxed on the remaining value after the trade in phone discount is applied. If iPhone 14 Pro Max is worth $300, then tax on 17 Pro Max is for $1199 - $300 = $899.
That $100 is what you pay off in 24 months with credits.

1

kiladonut

Jun 16, 2026 11:24 PM

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Joined Nov 2009

kiladonutJun 16, 2026 11:24 PM

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Can you trade in a phone that is currently on an EIP with T-Mobile towards this promo?

1

coolchicagoguy

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Jun 17, 2026 3:02 AM

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coolchicagoguyJun 17, 2026 3:02 AM

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Quote from kiladonut

:

Can you trade in a phone that is currently on an EIP with T-Mobile towards this promo?

Not with T-Mobile, but you can at Apple Store with T-Mo financing and promo.

What phone are you planning to trade in?

2

1

fujifan

Jun 17, 2026 7:17 AM

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Joined Jul 2007

fujifanJun 17, 2026 7:17 AM

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Quote from bru_that

:

Apple applies the non-promo trade-in value of your trade-in device as an immediate credit (reducing the cost of the new phone). For example, If you get a 17 Pro ($1099) and your trade-in is worth $300 according to Apple's normal valuation, the final cost of the new phone is $799, which is what your monthly device EIP cost and resulting monthly promotional credit is based off of.

sorry, a bit confused about how this works..... so if I want to trade in a 14 pro max for a 17 pro max, how would it work at apple versus at costco?

1

kiladonut

Jun 17, 2026 1:38 PM

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Joined Nov 2009

kiladonutJun 17, 2026 1:38 PM

141 Comments

Quote from coolchicagoguy

:

Not with T-Mobile, but you can at Apple Store with T-Mo financing and promo.

What phone are you planning to trade in?

Thanks!

I have an iPhone 16e that's currently financed on a different line that I was hoping to use to upgrade.

But looking at it further, I may only get $900 since I am on the military plan. So not as good of a deal but probably still worth it.

1

chaoss

Jun 17, 2026 2:35 PM

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chaossJun 17, 2026 2:35 PM

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Quote from coolchicagoguy

:

Not with T-Mobile, but you can at Apple Store with T-Mo financing and promo. What phone are you planning to trade in?

I have never done a trade in + purchase a new device at Apple. Do you ship them the trade device? Or could you also bring it in store. I image to call Tmobile and see how much eip credit I have remaining.

1

rastatech

Jun 17, 2026 2:55 PM

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Joined Jul 2018

rastatechJun 17, 2026 2:55 PM

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Quote from ekb_13

:

From Costco- we get $100 gc and Device activation fee waiver.
Through Apple- we get less tax, unlocked device and device activation fee. Overall savings $100 when we upgrade through costco vs unlocked device with Apple Store

A big difference is also that at Apple you can only trade in Apple to get the promo. Any Samsung you only get the TIV, no promo discount. So if you want to trade in a Samsung you'll need to go the Costco/T-Mobile route.

1

rastatech

Jun 17, 2026 2:58 PM

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rastatechJun 17, 2026 2:58 PM

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Quote from snoopythebeagle

:

Generally is it worth upgrading to a higher plan like Go 5G+? Is this ongoing charge going to pay for itself in the long run?

Usually not. You will need to constantly buy new discounted EIP phones to reason the higher monthly fees for the plan unless you have some free lines or really use and value some things like high hotspot limits etc, which most users likely won't.

1

rastatech

Jun 17, 2026 3:02 PM

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rastatechJun 17, 2026 3:02 PM

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Quote from chaoss

:

I have never done a trade in + purchase a new device at Apple. Do you ship them the trade device? Or could you also bring it in store. I image to call Tmobile and see how much eip credit I have remaining.

The best is to bring into the store if nearby. You can set this up during the order on apple online. they will ask if you mail it in or bring to the store. You can either transfer your data in the store or if it is a separate device that you are trading in then update it to the latest iOS before and factory reset and then you'll be in and out within 15 minutes. They take pictures and run a diagnostics check and email you have a receipt and are done right away. Promo shows up properly on T-Mobile within 24-72h after pickup/trade-in.

Last edited by rastatech June 17, 2026 at 08:04 AM.

2

jvin

Jun 17, 2026 5:04 PM

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Joined Apr 2015

jvinJun 17, 2026 5:04 PM

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Is it worth to go through Costco if you are a member? I saw they're given a $450 gift card. Or gift cards broken down. Are there any monthly discounts available? An individual told me to have a 20% off that he can apply to my account for the life of the plan? Has anyone ever experienced that? Just wanted to make sure it's a legitimate. Thank you.

1

chaoss

Jun 17, 2026 6:24 PM

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Joined Sep 2003

chaossJun 17, 2026 6:24 PM

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Quote from jvin

:

Is it worth to go through Costco if you are a member? I saw they're given a $450 gift card. Or gift cards broken down. Are there any monthly discounts available? An individual told me to have a 20% off that he can apply to my account for the life of the plan? Has anyone ever experienced that? Just wanted to make sure it's a legitimate. Thank you.

Sounds like the 20% insider code. I have that on my 5g plus Tmobile account. The rep at Costco hooked me up with a code. I pay about $145 a month for 4 lines

1

Dok23

Jun 17, 2026 7:12 PM

867 Comments

Joined Feb 2010

Dok23Jun 17, 2026 7:12 PM

867 Comments

Quote from chaoss

:

you stay on Tmobile for 2 more years due to bill credits.you get deducted $1,100 from you eip credit with Tmobile.Customers with good credit usually have around $4,000-$4,500 in eip credit with tmobileI'm thinking of doing this deal for an iPhone airalready have a 17 pro max

The air sucks , it's overheating due to titanium ...

1

Dok23

Jun 17, 2026 7:14 PM

867 Comments

Joined Feb 2010

Dok23Jun 17, 2026 7:14 PM

867 Comments

Quote from eduardmc

:

If buying from apple phone comes straight unlock even if it has a balance from tmobile

You still have to pay the balance or you'll get reported to collections..

1

ShadowPoo101

Jun 18, 2026 5:13 PM

61 Comments

Joined Nov 2018

ShadowPoo101Jun 18, 2026 5:13 PM

61 Comments

i would have to do some research, i'm on the go5G+ 3 lines are already on a iphone promo. 1 line on a samsung promo i do have an extra free line that was activated over a year ago that has no phone promo's on it.

1

FlavioZ

Jun 18, 2026 5:15 PM

64 Comments

Joined Apr 2018

FlavioZJun 18, 2026 5:15 PM

64 Comments

I am trying to apply this promotion and also using Costco and for some reason it's only showing $100 off credit.

1

T-Mobile: Select iPhone Smartphone w/ Eligible Trade-In

up to $1100 back via monthly bill credits

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