Opening a Checking account is NOT necessary.
Call USAA - 1-800-531-8722 and ask them to create a membership number.
That's it. Register on the website. A print out of the Profile Page-with your name, address and membership number is ample proof for the rental agency.
Also- One needs to use one of their MAJOR products (such as insurance, investments etc) to be eligible for the Primary Liability Coverage. [pening a free checking account will NOT make you eligible for the Primary Liability Coverage. I have called and verified this.
Having a membership number will only let you use the discount code. that's it.
Calling to verify means nothing. Theres is nothing in the terms and conditions of the rental agreement that says you need to be use a MAJOR product to get the car rental insurance. The insurance is provided through the rental company (I only checked Avis.) see this link http://www.avis.com/car-rental/ht...a/faq.html (if link doesn't work, log into you usaa account go the car rental section and click on "learn about member benefits" )
CSR on the phone might confuse their real car rental insurance, vs the car rental insurance as part of the rental agreement.
Budget, Avis, and Enterprise only waive the underage fee for 21-24 year olds with USAA membership. Hertz is the only car rental company that waives the underage fee for 18-24 year olds.
forum threadkeova1 posted Jan 24, 2012 08:40 PM
forum threadkeova1 posted Jan 24, 2012 08:40 PM
USAA Rental Car Discounts - Hertz - Avis - Budget - Enterprise
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You got it!
Actually, the ONLY real reason to get the member number is so that you have PROOF of affiliation, so that when you go to pick up your car, and the agent asks your for proof, you can show him that you are in fact eligible to be using the USAA code.
If you have any other questions- let me know.
Cheers!
Actually, the ONLY real reason to get the member number is so that you have PROOF of affiliation, so that when you go to pick up your car, and the agent asks your for proof, you can show him that you are in fact eligible to be using the USAA code.
If you have any other questions- let me know.
Cheers!
The real question is, are you willing to risk spending a couple of extra hundred dollars, when you're asked for proof and you don't have it, and thus have to take the car at the "walk-in" rate?
I'm not.
So I play it safe. Especially since getting a membership takes all of 5 minutes. Printing out your profile page, to serve as proof, takes 30 seconds. And that's it.
I've confirmed with MY budget reps, that a print out of the profile page, that shows my name and membership number would serve as ample proof.
Heck even if your local rep asks you for a Card, getting a debit card is a piece of cake. The checking account can be opened online (needs an opening deposit of minimum $25) in 5 minutes, and the card mailed to you in a week.
I got the debit card for 2 reasons,
A. The most important reason- No ATM usage fees. Can be used at any ATM and USAA will reimburse you the fee. I have a BOA debit card, and this card comes in handy when I need cash on the spot and don't want to drive around looking for a bank of america ATM.
B. the debit card serves as proof. 2 birds with one stone.
Edit: P.S- I know of someone who was never asked for proof his entire life, and then one day used a code that he found online that saved him an extra $40-50... Got asked for proof. Lucky for him, that trip was work-related and would be reimbursed..so even though he had to pay an extra $200 or so (the walk-in rate) he got the money back.
I have no one who's going to reimburse me the money, so I'm going to play it safe!
At the end, it's your call.
I'm not.
So I play it safe. Especially since getting a membership takes all of 5 minutes. Printing out your profile page, to serve as proof, takes 30 seconds. And that's it.
I've confirmed with MY budget reps, that a print out of the profile page, that shows my name and membership number would serve as ample proof.
Heck even if your local rep asks you for a Card, getting a debit card is a piece of cake. The checking account can be opened online (needs an opening deposit of minimum $25) in 5 minutes, and the card mailed to you in a week.
I got the debit card for 2 reasons,
A. The most important reason- No ATM usage fees. Can be used at any ATM and USAA will reimburse you the fee. I have a BOA debit card, and this card comes in handy when I need cash on the spot and don't want to drive around looking for a bank of america ATM.
B. the debit card serves as proof. 2 birds with one stone.
Edit: P.S- I know of someone who was never asked for proof his entire life, and then one day used a code that he found online that saved him an extra $40-50... Got asked for proof. Lucky for him, that trip was work-related and would be reimbursed..so even though he had to pay an extra $200 or so (the walk-in rate) he got the money back.
I have no one who's going to reimburse me the money, so I'm going to play it safe!
At the end, it's your call.
Thanks for the input and good incentives. If you can tell me more about being overseas and how they work it with atm fees around the globe that'd be great.
Cheers!
Thanks for the input and good incentives. If you can tell me more about being overseas and how they work it with atm fees around the globe that'd be great.
Cheers!
You're welcome! Just paying it forward!
I'm not too sure about overseas...But I can call them tomorrow and find out for you.
as long as I don't forget
But here's the thing, even if this card offers you a zero fee transaction, you'd still lose money on the conversion rate.
Take my advice. When overseas, use cash. Even with these so called "no foregin transaction fee" credit cards, you'll lose out in the end due to the conversion rate.
And yes, having this card is totally worth it if for nothing else then atleast for the fact that you can use it at ANY ATM in the continental U.S.
Does renting through them give you anything extra besides letting the wife drive (is that really a good thing? JK!).
Thanks for the info on fluctuations! Next time we will keep watching both a bit longer. Costco keeps on beating the pants off everyone else so perhaps we have become a bit lazy.
Would you get membership with USAA just for that!!!!!!..i would if it doesnt cost me nothing to join and I can get $750 discount..sure.
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You're in the wrong thread dude!
Example. I got my teenage daughter a prepaid debit card that has ZERO fees. I can fund it from my account and she can manage it from her smartphone.
They have a ton of other benefits; Ultra cheap insurance, student loans, car loans, investments. For some of them the person who served in the military has to purchase "a product" and then you are grandfathered in.
The customer service is excellent and if you call they will walk you though the sign up.
BZ
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