Joined Dec 2007
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RETIRED The LLama and VViles Thread <3 Doi!!!!!!!!!
December 28, 2009 at
10:57 AM
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Apparently it's against the law in VA for an insurance company to cover groundwater damage. Defined as "water that has already hit the ground." And flood insurance wouldn't have kicked in (were it even available to purchase where I live, which it isn't) unless/until at least 2-3 other homes were similarly damaged.
In other words, there is no insurance I could've bought that would've covered this:
That is the stairwell down to my basement door. The water is up over the deadbolt. There are approximately 5 steps of normal depth under all that water. That's what I came home to yesterday afternoon.
Sigh. This is gonna be expensive...
i just told him my CPR friend said to take off restrictive clothing
Nessy, you should be expecting a call from my lawyer!
Apparently it's against the law in VA for an insurance company to cover groundwater damage. Defined as "water that has already hit the ground." And flood insurance wouldn't have kicked in (were it even available to purchase where I live, which it isn't) unless/until at least 2-3 other homes were similarly damaged.
In other words, there is no insurance I could've bought that would've covered this:
That is the stairwell down to my basement door. The water is up over the deadbolt. There are approximately 5 steps of normal depth under all that water. That's what I came home to yesterday afternoon.
Sigh. This is gonna be expensive...
BTW, I just got CPR certified
Thanks for keeping us abreast of the situation...
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Apparently it's against the law in VA for an insurance company to cover groundwater damage. Defined as "water that has already hit the ground." And flood insurance wouldn't have kicked in (were it even available to purchase where I live, which it isn't) unless/until at least 2-3 other homes were similarly damaged.
In other words, there is no insurance I could've bought that would've covered this:
That is the stairwell down to my basement door. The water is up over the deadbolt. There are approximately 5 steps of normal depth under all that water. That's what I came home to yesterday afternoon.
Sigh. This is gonna be expensive...
was this problem present then and was it disclosed to you?
you've had issues before with heavy rains, haven't you? Just not as severe?
Come Monday, it'll be alright
At least Monday got hers...but what about ME??
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was this problem present then and was it disclosed to you?
you've had issues before with heavy rains, haven't you? Just not as severe?