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Costco Anywhere Visa® Card by Citi

Cash Back
+528 Deal Score
2,299,950 Views
Citi is offering 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi for Costco Members. No annual fee.

Details:
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico


Rates & Fees

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited July 17, 2025 at 08:12 AM by
Citi is offering 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi for Costco Members. No annual fee.

Details:
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico


Rates & Fees

Slickdeals may be compensated by Citi.
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Created 03-24-2016 at 10:06 AM by leehg69
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Deal
Score
+528
2,299,950 Views
Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

I'm sure it's been mentioned and buried but extended warranty benefit goes away next month which sucks
Uhh yeah I have an Amex, this is not true lol
I'm sure citi fought hard in the bidding process to beat Amex to get the Costco account. Part of the terms were probably to offer better benefits for the customer....

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Joined Oct 2008
L4: Apprentice
> bubble2 436 Posts
92 Reputation
JDILLA
08-04-2020 at 08:19 PM.
08-04-2020 at 08:19 PM.
FYI for people who have this card and a cash back reward certificate that they haven't used yet - if you don't want to go into the store to use the reward certificate or to cash it out, just contact Citi through the Messaging function and ask them to apply it to your statement as a credit. Obviously this isn't the most ideal method for redeeming the certificate but it makes it easier if you don't want to go to Costco right now due to COVID-19
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Joined Jun 2009
L6: Expert
> bubble2 1,422 Posts
173 Reputation
NSTar
08-04-2020 at 10:10 PM.
08-04-2020 at 10:10 PM.
Quote from fafza :
Partially be outsourcing customer service to India. AmEx keeps it all American.

Soon to be A.I.
Reply
Joined Mar 2007
One Step at a Time
> bubble2 330 Posts
360 Reputation
ChillenAzn
08-05-2020 at 08:20 AM.
08-05-2020 at 08:20 AM.
Quote from Cjchaps :
I'm sure citi fought hard in the bidding process to beat Amex to get the Costco account. Part of the terms were probably to offer better benefits for the customer....

Warren Buffet owns large shares of both Costco and Visa.
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 397 Posts
358 Reputation
Schecklera2011
08-11-2020 at 01:07 PM.
08-11-2020 at 01:07 PM.
How does it work if you move away from a costco-served area?

Since the card auto renews the dependent membership, would I have to call citi or costco to stop the auto renew (and therefore disable the card).
Reply
Joined Jan 2016
New User
> bubble2 441 Posts
180 Reputation
Dtran2009
08-11-2020 at 06:28 PM.
08-11-2020 at 06:28 PM.
Quote from Puch0021 :
How does it work if you move away from a costco-served area?

Since the card auto renews the dependent membership, would I have to call citi or costco to stop the auto renew (and therefore disable the card).

That is correct. Once you cancel/end the membership, the card is canceled as well.
2
Reply
Joined Mar 2006
L7: Teacher
> bubble2 2,851 Posts
390 Reputation
tonester
08-12-2020 at 02:36 PM.
08-12-2020 at 02:36 PM.
Quote from Ratchett :
Got approved for $1200 with a 800+ credit and ~$170k in credit with 4-5% utilization and a 10+ year 100% payment history. wtf citi
Interesting...my application was initially rejected but after requesting a reconsideration I got approved for $8K--this despite the fact that my credit history is not exactly exemplary (low 700 FICO, >40% utilization, but 10+ year 100% payment history).
Reply
Joined May 2019
L2: Beginner
> bubble2 33 Posts
10 Reputation
kth14p
08-15-2020 at 08:02 PM.
08-15-2020 at 08:02 PM.
Quote from NSTar :
Soon to be A.I.

Wells Fargo Amex propel card has 3pc back on restaurants and gas and it's no fee
Reply

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Joined Sep 2007
L4: Apprentice
> bubble2 375 Posts
679 Reputation
mnvikings11
08-16-2020 at 01:23 AM.
08-16-2020 at 01:23 AM.
I already have the card, but I wish I lived closer to Costco, as they are over a hour away.
Reply
Joined May 2013
New User
> bubble2 2 Posts
10 Reputation
SenecaT
08-16-2020 at 07:43 PM.
08-16-2020 at 07:43 PM.
Just got approved for $8900!!! 797 fico score
Reply
Joined Jan 2016
New User
> bubble2 441 Posts
180 Reputation
Dtran2009
08-16-2020 at 08:59 PM.
08-16-2020 at 08:59 PM.
Quote from kth14p :
Wells Fargo Amex propel card has 3pc back on restaurants and gas and it's no fee

Well that's nice but too bad you can't use Amex cards at Costco. This card is good only if you have a membership AT COSTCO. If you don't shop at Costco then yeah, this card is useless but if you do, this card is excellent with your membership with no extra cost.
Reply
Joined Nov 2011
L2: Beginner
> bubble2 34 Posts
14 Reputation
vintech1976
08-17-2020 at 08:34 AM.
08-17-2020 at 08:34 AM.
Quote from BlakeRoger007 :
we did fight hard and there were big cuts when we lost the Costco
Quote from BlakeRoger007 :
we did fight hard and there were big cuts when we lost the Costco account.
Just coz its Citi.. I deny.. they deal with a horrible credit check company called Equifax
Reply
Joined Nov 2011
L2: Beginner
> bubble2 34 Posts
14 Reputation
vintech1976
08-17-2020 at 08:39 AM.
08-17-2020 at 08:39 AM.
Quote from alanerickson :
I'm a Costco member but have zero interest or less in getting a Citibank Visa. Since I have other Visas can I decline / discontinue the Citibank Visa while still keeping my Costco membership?

I don't think that should be a problem.. you can still use visa for payments at Costco
Reply
Joined Nov 2014
L7: Teacher
> bubble2 2,092 Posts
3,494 Reputation
InFor3
08-17-2020 at 08:40 AM.
08-17-2020 at 08:40 AM.
Quote from Dtran2009 :
That is correct. Once you cancel/end the membership, the card is canceled as well.
Do you know if the card is canceled, would the extra 2 year warranty get canceled also?
Reply
Joined Oct 2018
New User
> bubble2 11 Posts
10 Reputation
kishmax
08-18-2020 at 08:23 PM.
08-18-2020 at 08:23 PM.
I recently was sold an executive membership from a gold membership with the citi card. Is it really worth it if I spend couple hundred bucks at Costco every month on groceries? Are there any additional benefits with executive membership and a citi card?
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Joined Mar 2009
L5: Journeyman
> bubble2 879 Posts
102 Reputation
mandangolo
08-19-2020 at 10:34 AM.
08-19-2020 at 10:34 AM.
Approved instantly. 7k limit. Nice! Wish I would have done this first and not the stupid Citi Cards $200 bonus one that never got approved and just lowered my credit score. Even though my credit score was 795, only had one other card, full time job, no debt, basically a dream client.
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