First car accident... need advice
Thread created 04-30-2012 by User115051
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I am actually glad that things are in the lawyer's hands. This was a lawyer recommended by a very good co-worker who used him before and got great results. the lawyer mentioned that they will first...
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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Of course he does...:lust: I thought there was a smiley like that with money instead of hearts? Can't find it...
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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it usually doesn't take that long. every accident i've been in (3) has been settled within a week. the higher the money they're paying you, the slower it may go though, as the insurance companies...
First car accident... need advice
Thread created 04-30-2012 by User115051
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I have a 'crash report' from the police, but they said I need to wait about 2 weeks for the actual accident report. I have State Farm and they said that I go through them with the claim that I would...
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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Don't settle early, in Calif ins. has 40 days to settle
You get fair market value, that is find one on a lot that is like yours, then you get to add whatever you put on it & then you get dmv fees...
First car accident... need advice
Thread created 04-30-2012 by User115051
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I don't have a police report yet. Officer said it would take about two weeks. For the fact that the other driver got a ticket and I didn't that shows he's at fault, at least according to my agent....
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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Yeah, that's rotten luck. And I used to live in phoenix - I wouldn't really bank on a disposable camera surviving a glove box, either. :lol:
Unless you can find one specifically made for the AZ...
First car accident... need advice
Thread created 04-30-2012 by User115051
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GREAT tip. My daughter's car seat was in the car, though thank God she was not. It bounced all around the car. We already were going to get another one.
First car accident... need advice
Thread created 04-30-2012 by User115051
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just so you know no matter what lying sack of useless sh*t the cop is, his/her word will still trumps yours in the eye of the judge... Sad but thats the sad sad truth about our system of justice..
...
First car accident... need advice
Thread created 04-30-2012 by User115051
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I'm thinking you meant to post that in this thread...
In this thread, OP was not at fault. Plus everyone already knows you hate cops and you're incredibly biased against them, it's no news to...
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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My insurance company takes the deductible out of a payment when the other party is at fault and then recoups it from their insurance company. They then send it to me. This lets me get money to buy...
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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I wish I had some pics. For some weird reason my phone was dead at the moment.
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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Should've just driven away.
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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"Loss of Value" does not work in all states - in PA they do not consider "loss of value" to a vehicle when someone else is at fault; it does not apply. I know that in MD it does, but not in PA. So...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Oh good! Buy a new one, and just give them a copy of the receipt, they'll give you the full amount. :)
And yes, thank goodness she wasn't in there, that would have been horrible! :eek: I was...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Your right.... I was talking about the other car accident thread ...my bad
Anyways, the insurance company will still fault the OP regardless since he hit a car, even tho technically its the other...
First car accident... need advice
Thread created 04-30-2012 by User115051
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UPDATE:
I kept getting the run around from all the different Liberty Mutual agents... so I did pretty much what I was hoping to avoid: I got a lawyer
All I really wanted was for LM to take care...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Oh that sucks! :(
On the upside though, they WILL be required to reimburse you for that.
GOOD! :woot:
I really wanted to avoid that as well, but the other person's insurance...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Not necessarily. In my case, my attorney said they would only be taking on my case for the bodily injury portion and to go ahead as normal with the other insurance company for the payout of my...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Nope, we have my FIL's vehicle as an "extra" since he no longer is able to drive, we are able to use that, since we are the driver's on it. If we didn't have that, we would have kept our Cadillac,...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Oh good lord, what a mess! Our state had that over a decade ago, where everyone just goes to their own insurance for medical bills. We switched over I think about 8/9 years ago, and it DEFINITELY...
First car accident... need advice
Thread created 04-30-2012 by User115051
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33% is about the average fee around here for an Attorney for an Accident Claim, sometimes up to 35%. Yes, it's a mess with the Medical aspect, because once you exhaust the Car Ins. Medical, you...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Wow, what a huge mess! :( I'm sorry you had to go through all of that. It sounds terrible.
Interesting - I did not know it could vary by county! My attorney did mention the possibility...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Ebay Motors, Vehicles for Sale Online, Local Advertisements for Vehicles, Local Car Books for Free that advertise vehicles for sale, Car Dealerships; there is a mirage of information available to...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Wow, that is pretty neat! I bet, I'd be sad too! :(
It really is amazing what kind of features they can put in a car now. I was just completely in awe when I was car shopping. I'm totally in...
First car accident... need advice
Thread created 04-30-2012 by User115051
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The damage involves the engine, transmission, suspension and most likely frame damage, so yes, it should be totaled.
First car accident... need advice
Thread created 04-30-2012 by User115051
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Depends on what the body shop says, but if you look at the 2nd picture and zoom in, the part of the frame attached to the bumper doesn't look bent. And the amount that the grille was smashed in...
First car accident... need advice
Thread created 04-30-2012 by User115051
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I have that - it's called my husband the Master Certified ASE Technician :whee:
I can count on him to fix it and have it back to me the same day :woot2:
Plus, we have a spare vehicle, just in case...
First car accident... need advice
Thread created 04-30-2012 by User115051
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:lmao:
That's awesome. I have neither. My dad's pretty handy though, and can usually help me fix whatever the issue is within a day or two. We don't have a spare car, though, just the two. If...
First car accident... need advice
Thread created 04-30-2012 by User115051
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That's really cool! :D
First car accident... need advice
Thread created 04-30-2012 by User115051
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I just sent a 'record request' for the police report. We'll see how long they take....
Called agent assigned by other insurance.... no answer, left message
Seems like this is going to take a...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Yeah, I was just wondering, because you said "similar or better than" and I hadn't really seen any cars all that old at a rental company. :lol: They pretty much seem to cut them loose after a...
First car accident... need advice
Thread created 04-30-2012 by User115051
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And that's why I said it's too early to tell. :D
First car accident... need advice
Thread created 04-30-2012 by User115051
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Just an add on. With State Farm in Arizona, rental coverage is like 10 bucks for a 3month prior or something, maybe less. I had the 80/20 rental coverage. Even with my at fault accident, a 7 day...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Keep calling on the hour, until you get an answer, no way would I back off until I reached someone; it's gone on too long as is :shake:
That and call YOUR OWN AGENT as well, and do a little shake,...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Well, they said they won't give me a rental unless the other party admits liability. I can get a rental, but I would pay out of pocket and then get reimbursed, which I really don't want to do since I...
First car accident... need advice
Thread created 04-30-2012 by User115051
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Sorry about that OP.
First of all, you need a police report for all that you say that happened.
Second, contact your insurance folks and explain them if they can follow up abt this claim.
First car accident... need advice
Thread created 04-30-2012 by User115051
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It was more then what I paid originally for the car (A 2 year old Fit I got a heck of a deal on).
First car accident... need advice
Thread created 04-30-2012 by User115051
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I was at fault. But the deductible was subtracted from my payment check. I didn't like have to cut them a check, I just got $500 less. There were no after-market mods. I did grab the expensive...
First car accident... need advice
Thread created 04-30-2012 by User115051
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112 Replies
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I know. I thought my phone camera would do. But, out of the blue, the battery was dead. Anyways I am sure that a disposable wouldn't last much inside a 160 degree car in AZ...
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