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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,981 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,981 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Mar 2009
L5: Journeyman
> bubble2 952 Posts
60 Reputation
dealmasti
05-26-2019 at 08:53 PM.
05-26-2019 at 08:53 PM.
Is there a way i can stop these stupid chase card "deals" from my homepage? I mean this is ridiculous, half of the hotdeals are these chase card "deals" !
Reply
Joined Mar 2012
Cheese
> bubble2 1,587 Posts
300 Reputation
MrStinkyCheese
05-27-2019 at 01:34 AM.
05-27-2019 at 01:34 AM.
Quote from dealmasti :
Is there a way i can stop these stupid chase card "deals" from my homepage? I mean this is ridiculous, half of the hotdeals are these chase card "deals" !

Of course! Read the thread to find out how :-p
Reply
Joined Mar 2017
L1: Learner
> bubble2 26 Posts
14 Reputation
sheikhus4
05-27-2019 at 04:28 AM.
05-27-2019 at 04:28 AM.
Quote from TeslaP3D :
Before I bother applying, what have most people gotten as far as a starting credit limit?

I'm looking for high limit cards with 1.5% cashback or higher

$26k. And got my cash back first month.
Reply
Joined Feb 2005
L4: Apprentice
> bubble2 461 Posts
84 Reputation
muddyduck
05-27-2019 at 03:31 PM.
05-27-2019 at 03:31 PM.
I only got 3k limit, which is fine. Applied as a sole proprietor with my SS.
Reply
Joined Nov 2012
L6: Expert
> bubble2 1,008 Posts
183 Reputation
figit090
05-28-2019 at 08:02 AM.
05-28-2019 at 08:02 AM.
I called in and got the flow-chart path to decline, and sure enough they sent a paper with requested documents. I used my SSN as the business thing as well as my SSN, so perhaps I screwed that part up by putting it in BOTH fields?

I called for advice, but since I have a small-time business that includes my name I don't have a fictitious business name statement or proof of business location because I use my actual name on all of my bills.

They declined any other proof, so I'm SOL unless I go to the county and get some permits.

I have the Amex platinum business card with a 10k limit so I was hoping this would work. What are the chances I could apply for the other chase ink card with $500 cash reward?
Reply
Joined May 2015
L6: Expert
> bubble2 1,789 Posts
687 Reputation
PointsYak
05-28-2019 at 10:49 AM.
05-28-2019 at 10:49 AM.
Quote from figit090 :
I called in and got the flow-chart path to decline, and sure enough they sent a paper with requested documents. I used my SSN as the business thing as well as my SSN, so perhaps I screwed that part up by putting it in BOTH fields?

I called for advice, but since I have a small-time business that includes my name I don't have a fictitious business name statement or proof of business location because I use my actual name on all of my bills.

They declined any other proof, so I'm SOL unless I go to the county and get some permits.

I have the Amex platinum business card with a 10k limit so I was hoping this would work. What are the chances I could apply for the other chase ink card with $500 cash reward?
Your actual name (as it appears on your tax forms or social security card) IS your Legal Business Name. If you put any other business name on the application, that's why you were declined.
Reply
Joined May 2019
L2 D2
> bubble2 85 Posts
10 Reputation
JD_thatsme
05-29-2019 at 04:56 AM.
05-29-2019 at 04:56 AM.
Is there a referral fee for signing up a friend?
Reply

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Joined Nov 2013
Show me the money!
> bubble2 1,698 Posts
394 Reputation
travelnshot
05-29-2019 at 09:20 AM.
05-29-2019 at 09:20 AM.
Quote from JD_thatsme :
Is there a referral fee for signing up a friend?
no afaik
Reply
Joined Aug 2014
L1: Learner
> bubble2 6 Posts
10 Reputation
JohnJ3022
05-31-2019 at 10:10 AM.
05-31-2019 at 10:10 AM.
just a heads up guys i just got approved using my ss put my name as name of business and sole propeiter
Reply
Joined Aug 2010
L2: Beginner
> bubble2 92 Posts
37 Reputation
greathummer
05-31-2019 at 11:30 AM.
05-31-2019 at 11:30 AM.
Quote from dealmasti :
Is there a way i can stop these stupid chase card "deals" from my homepage? I mean this is ridiculous, half of the hotdeals are these chase card "deals" !

slickdeals has to make money somehow.
Reply
Joined Feb 2015
L3: Novice
> bubble2 277 Posts
26 Reputation
grozny.entertainment
06-01-2019 at 10:03 PM.
06-01-2019 at 10:03 PM.
Denied 😞
Reply
Joined Nov 2013
I'm Deadpool
> bubble2 317 Posts
87 Reputation
vtpark97
06-02-2019 at 01:05 PM.
06-02-2019 at 01:05 PM.
Quote from hysterias :
Applied. Called the #. Getting card in 2-3 days. Thanks!

Now. I assume I can just transfer the UR points to my chase saphire card?

I also had to call for approval (due to credit report freeze i put in place for previous ID theft) and had them expedite the shipping.
I think you have to call the customer service and merge your business cc with your personal cc, so that all cc show up under one login. If not, please let me know how you were able to link your cc together.
Reply
Joined Jul 2015
L6: Expert
> bubble2 1,278 Posts
151 Reputation
Peichen
06-03-2019 at 05:49 PM.
06-03-2019 at 05:49 PM.
Is it possible to refer the owner as another account and get the referral and sign-up bonus again like that other business card?
Reply
Joined Nov 2007
L5: Journeyman
> bubble2 718 Posts
243 Reputation
hysterias
06-03-2019 at 06:40 PM.
06-03-2019 at 06:40 PM.
Quote from titan0111 :
I also had to call for approval (due to credit report freeze i put in place for previous ID theft) and had them expedite the shipping.
I think you have to call the customer service and merge your business cc with your personal cc, so that all cc show up under one login. If not, please let me know how you were able to link your cc together.

Called today to link my business card to my personal accounts. I had to create a new login for the business account and they linked my personal accounts to the new business login. This is because the business account takes precendence. They can't link the business to personal. Only the other way around. At least thats what I was told.
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Joined Jul 2007
L3: Novice
> bubble2 247 Posts
194 Reputation
TNTRMSKD
06-05-2019 at 09:09 AM.
06-05-2019 at 09:09 AM.
Anybody have this already and get an email about 'changes to your account terms'? It mentions something about arbitration and your right to reject it, but more importantly it's hiking my APR to 15% and it's only been 3 months since I signed up! WTF happened to the 1 year 0%APR?

Edit: Nvm I called in and the rep said my 0% is good until April of next year. The letter is stating what my APR would be after or something like that. I still don't know what this arbitration thing is about lol.
Reply
Last edited by TNTRMSKD June 5, 2019 at 09:19 AM.
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