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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo MobileĀ® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft RewindĀ®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity CheckingĀ®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as ZelleĀ®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number ā€” NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 ā€“ 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Ā© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Feb 2011
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> bubble2 293 Posts
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galannyc
02-22-2019 at 11:04 AM.
02-22-2019 at 11:04 AM.
Save yourself the trouble and find a higher interest rate, better customer service, less sneaky company to deal with. (They are now charging a savings account fee of $5 if you don't transfer $25 or more every month).If you tell them you don't want overdraft protection, no problem they will continue to add it on their own. Find a credit union to deposit cash in and get a capital one 360 or similar bank for nationwide services.
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Joined Dec 2008
L7: Teacher
> bubble2 2,847 Posts
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qkumbr
02-22-2019 at 11:07 AM.
02-22-2019 at 11:07 AM.
Wells Fargo has become synonymous with corruption, malfeasance, and ethical rot. They are a criminal enterprise doing business as a bank. Approach this institution at your own peril.
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Joined Jan 2019
L9: Master
> bubble2 5,358 Posts
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Mr.Incredidull
02-22-2019 at 11:07 AM.
02-22-2019 at 11:07 AM.
I closed my account 2017, I wonder if I still qualify for bonus , I read "must not have received a bonus within the last 12 months"
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Joined Oct 2010
L7: Teacher
> bubble2 2,151 Posts
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mavalpha
02-22-2019 at 11:09 AM.
02-22-2019 at 11:09 AM.
They must have run out of identities to steal, looking for fresh Social Security numbers now.
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Joined Feb 2011
L3: Novice
> bubble2 293 Posts
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galannyc
02-22-2019 at 11:10 AM.
02-22-2019 at 11:10 AM.
FYI - for all of you who don't have direct deposit or are self-employed. VENMO payments to yourself (figure it out) count as ACH direct deposit in many bank's eyes and will help waive fees or fill promotion terms.
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Joined Jul 2006
L10: Grand Master
> bubble2 9,147 Posts
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gkwong
02-22-2019 at 11:31 AM.
02-22-2019 at 11:31 AM.
Quote from galannyc :
FYI - for all of you who don't have direct deposit or are self-employed. VENMO payments to yourself (figure it out) count as ACH direct deposit in many bank's eyes and will help waive fees or fill promotion terms.

Thanks, so just need 3k or less to venmo back and forth lol.
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Joined Dec 2006
Father of the Year
> bubble2 2,192 Posts
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Type X
02-22-2019 at 11:31 AM.
02-22-2019 at 11:31 AM.
Now if you could only access that $400 when the sites down
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Joined Jun 2012
L6: Expert
> bubble2 1,032 Posts
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orangejuice57
02-22-2019 at 11:32 AM.
02-22-2019 at 11:32 AM.
Just need a little clarification. Does it need $3000 per month for 3 months straight or is it $3000 total across 3 months?

$3k seems pretty high. I would imagine the lower income people might have a problem meeting that limit.
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Joined Nov 2006
L8: Grand Teacher
> bubble2 3,941 Posts
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zhelder
02-22-2019 at 11:37 AM.
02-22-2019 at 11:37 AM.
$400 bonus for signing up, $25,000 disappears from the account the next day.
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Joined May 2010
L9: Master
> bubble2 5,580 Posts
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haserfauld
02-22-2019 at 11:40 AM.
02-22-2019 at 11:40 AM.
Quote from orangejuice57 :
$3k seems pretty high. I would imagine the lower income people might have a problem meeting that limit.
Why would banks want to attract lower income people?

Just pragmatically speaking.
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Joined May 2006
L10: Grand Master
> bubble2 25,503 Posts
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namlook
02-22-2019 at 11:42 AM.
02-22-2019 at 11:42 AM.
Quote from galannyc :
FYI - for all of you who don't have direct deposit or are self-employed. VENMO payments to yourself (figure it out) count as ACH direct deposit in many bank's eyes and will help waive fees or fill promotion terms.
Quote from gkwong :
Thanks, so just need 3k or less to venmo back and forth lol.
It seems that is a no based on the terms:

A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.

Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as ZelleĀ®), or deposits made at a branch or ATM, or through mobile deposit.
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Last edited by namlook February 22, 2019 at 11:47 AM.
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