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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
110,326 Views
$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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Joined Aug 2010
L9: Master
> bubble2 4,789 Posts
2,376 Reputation
Pro
b00gersugar
02-23-2019 at 12:09 PM.
02-23-2019 at 12:09 PM.
Quote from orangejuice57 :
Just need a little clarification. Does it need $3000 per month for 3 months straight or is it $3000 total across 3 months?

$3k seems pretty high. I would imagine the lower income people might have a problem meeting that limit.
3k a month and it's not high at all. 3K a month is 36K after tax, or 50-55K before tax. that's not "high". in large cities that's not even enough to live on your own anymore. at 55K pre tax, it would take me like 600 years to pay off my school loan. and i would imagine that wells fargo is not the least bit interested in people who make less because they can't make money off them.

i'm not trying to be mean, just telling you how it is.
Reply
Joined Dec 2008
L15: Baron
> bubble2 7,123 Posts
2,640 Reputation
unlimitedx
02-23-2019 at 12:17 PM.
02-23-2019 at 12:17 PM.
Quote from soloshv :
3k a month and it's not high at all. 3K a month is 36K after tax, or 50-55K before tax. that's not "high". in large cities that's not even enough to live on your own anymore. at 55K pre tax, it would take me like 600 years to pay off my school loan. and i would imagine that wells fargo is not the least bit interested in people who make less because they can't make money off them.

i'm not trying to be mean, just telling you how it is.
600 years. How much student loans do you have?
Reply
Joined Jun 2011
Hustler
> bubble2 128 Posts
41 Reputation
dfoodz
02-23-2019 at 12:48 PM.
02-23-2019 at 12:48 PM.
Sign up for a checking account, get a savings account, mortgage loan, home refinancing, and 23 different credit cards all for free.
Reply
Joined Nov 2013
L6: Expert
> bubble2 1,688 Posts
46 Reputation
JONLIVE
02-23-2019 at 01:07 PM.
02-23-2019 at 01:07 PM.
signed up today pending for approval, How much they charge for checks??
Reply
Joined Feb 2006
L6: Expert
> bubble2 1,769 Posts
310 Reputation
Pro
Shadow Rider
02-23-2019 at 02:04 PM.
02-23-2019 at 02:04 PM.
nice promo
Reply
Joined Jun 2006
L7: Teacher
> bubble2 2,446 Posts
327 Reputation
nyknicks8
02-23-2019 at 02:09 PM.
02-23-2019 at 02:09 PM.
Quote from jimx200 :
So they paid a hefty fine on a illegal practice that cost thousands their jobs and you want the 4th largest bank to go out of business over that? They fired over 5,000 employees including district managers and a few regional VP's. They employ or 250,000 people and hopefully they learned their lessons. I only wish we had the same accountability and scrutiny on government corruption and waste.
So if I open a company and sign up everyone fraudulently for my checking accounts that charge fees and credit cards that have annual fees, I can just pay a fine if I get caught? Or will they shut down my business and throw me in jail?

The government does not represent the people and is no different from a terrorist organization. They imprison the common folk and give all the benefits to the corporations and wealthy
Reply
Joined Dec 2008
GaiaGeek Extraordinaire
> bubble2 2,028 Posts
1,417 Reputation
GaiaGeek
02-23-2019 at 02:16 PM.
02-23-2019 at 02:16 PM.
Fake deal. Notice the Wiki is disabled. Slickdeals selling out.
Reply

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Joined Jul 2009
L6: Expert
> bubble2 1,258 Posts
119 Reputation
gironhe
02-23-2019 at 02:17 PM.
02-23-2019 at 02:17 PM.
Quote from haserfauld :
Come to think of it, I got one from Chase for less than $600 too. I guess it was just Citi with the $600 limit. $600 is also the threshold for the 1099-MISC, so maybe I'm mixing them up.
Yes 1099MISC has the $600 minimum reporting. 1099 Int all is reported to IRS.
Reply
Joined Jul 2009
L6: Expert
> bubble2 1,258 Posts
119 Reputation
gironhe
02-23-2019 at 03:16 PM.
02-23-2019 at 03:16 PM.
Quote from zhelder :
$400 bonus for signing up, $25,000 disappears from the account the next day.
F

FDIC protected, so no worries
Reply
Joined Jul 2009
L6: Expert
> bubble2 1,258 Posts
119 Reputation
gironhe
02-23-2019 at 03:18 PM.
02-23-2019 at 03:18 PM.
Quote from GaiaGeek :
Fake deal. Notice the Wiki is disabled. Slickdeals selling out.
fake deal? I just signed up, these fake claims have to stop, starting with POS in office.
Reply
Joined Sep 2018
L4: Apprentice
> bubble2 324 Posts
92 Reputation
KSDK
02-23-2019 at 05:08 PM.
02-23-2019 at 05:08 PM.
Quote from haserfauld :
Bonuses under $600 are never reported, AFAIK
All bank bonuses and interest over $10 are reported. Credit card bonuses are not.
Reply
Joined Oct 2018
L2: Beginner
> bubble2 33 Posts
10 Reputation
KevinG9264
02-23-2019 at 06:23 PM.
02-23-2019 at 06:23 PM.
Quote from galannyc :
Save yourself the trouble and find a higher interest rate, better customer service, less sneaky company to deal with. (They are now charging a savings account fee of $5 if you don't transfer $25 or more every month).If you tell them you don't want overdraft protection, no problem they will continue to add it on their own. Find a credit union to deposit cash in and get a capital one 360 or similar bank for nationwide services.

Well they have to make money some how its a service they are providing you lol. So when you get youre phone bill, internet bill or cable bill do you ask those companies to waive the fee for their service? lol They have other ways to avoid monthly service fees not just the 25 monthly transfer
Reply
Joined Jul 2013
L6: Expert
> bubble2 1,931 Posts
358 Reputation
AcemanX
02-23-2019 at 07:08 PM.
02-23-2019 at 07:08 PM.
Quote from Killerz :
This is exactly how I operate! Applause I'm going to milk this gravy train as long as I can. I forgot which bank finally put in a 1 bonus ever clause... That was upsetting.

Hehe for sure!! Direct deposit churners of the slickdeal world unite!!!
Reply
Joined Jul 2013
L6: Expert
> bubble2 1,931 Posts
358 Reputation
AcemanX
02-23-2019 at 07:10 PM.
02-23-2019 at 07:10 PM.
Quote from Mitch22 :
Wells is worthless. I have 2 rotating lines of credit with them, one with a balance of $1000, the other with a balance of $5000... I made a payment of $1300, and they applied it to the $5000 amount and are charging interest on the $1000 that should have been paid off.

Oh well, they won't get the 71% interest from my Mortgage, as I'm doing a Refi with the much better Navy Fed.

There's no way on earth your mortgage interest is anywhere near 71%
Reply

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Joined Jul 2013
L6: Expert
> bubble2 1,931 Posts
358 Reputation
AcemanX
02-23-2019 at 07:11 PM.
02-23-2019 at 07:11 PM.
Quote from drew2money :
Well,,,if they support Zelle..Im thinking I could set up the DD
...then transfer my money back to my other bank.

Yea they do support zelle, I've used it to transfer my paycheck to my main account
Reply
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