$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)
Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/
Here's how to qualify for your bonus:
- Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
- Make a minimum opening deposit of $25 to fund your account.
- Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.
Our Everyday Checking account comes with innovative features:
- Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
- Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
- Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4
* How to qualify for the $400 checking bonus:
Eligibility Requirements:
- Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
- This offer is intended for new checking customers only. You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You are a Wells Fargo team member
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:
$400 bonus
- Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
- Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
- A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
- Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:
- We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
- The new checking account must remain open in order to receive any earned bonus payments.
- You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:
- Offer expires July 26, 2019.
- Offer subject to change and may be discontinued at any time without notice.
- Offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (W-9)
- Combined with any other consumer deposit offer (limit one bonus per customer/account)
- Reproduced, purchased, sold, transferred, or traded
1.
The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with
any one of the following each fee period:
- Maintain a $1,500 minimum daily balance
- $500 or more in total qualifying direct deposits
- A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
- Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
- 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.
Included:- Debit card purchases include PIN, signature, online, phone, and mobile wallet.
- Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
Not included- Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
- Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
- A linked Wells Fargo Campus ATM or Campus Debit Card.
- The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with
Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in
Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to
https://www.wellsfargo.com/checki...ft-rewind/ for more details.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
341 Comments
Your comment cannot be blank.
Sign up for a Slickdeals account to remove this ad.
But looking at this from purely a, "is their business a good deal," standpoint, a bank that defrauds their customers fails that test.
i'm not trying to be mean, just telling you how it is.
I make quite a bit over $52k so I will definitely sign up for this. I was just looking out for my friends.
But like I said.. high/low is all relative.. not sure if there is really much to argue over... at the end of the day, someone will get this easy $400 and some wont.
Next enter 30 years
Next enter 4 percent
See the total interest at 71 grand? That's the percentage... 71
Change the interest rate to whatever you want to see the actual percent.
https://www.bankrate.co
Not defending Buffet, but just because his company owns a large stake (about 10% I believe) in a bank stock does not make him directly responsible for their management or somehow give him oversight of it. That said, I am sure he is not morally offended by their behavior and I am equally sure he does not lose any sleep over it either. However, that does no make him any worse than any other person who owns WF stock either directly or indirectly as part of a fund or 401k. Berkshire is not investing in the stock for any other reason than anyone else does, namely to make money on the assumption its price will go up. There is no moral attachment to that imo.
Next enter 30 years
Next enter 4 percent
See the total interest at 71 grand? That's the percentage... 71
Change the interest rate to whatever you want to see the actual percent.
https://www.bankrate.co
So what? Over 30 years, what would you expect the total interest to be over the lifetime of a long term loan? All mortgages are like that which is why you can save quite a bit of money over the period\reduce the term quite a bit by simply making an extra payment a year directly to principal. A bank makes loans to make money, not to be altruistic. 4% is not an unreasonable rate of interest on a long term loan when you consider they can get a 30 year gov bond at 3%. Credit cards is where the banks rip everyone off imo.
Sign up for a Slickdeals account to remove this ad.
Regardless though, Buffett is just a worthless waste with no ethics or morals, like all the club members such as Bill Gates etc... They hide behind the media Virtue BS, but it's easy to figure them out. If Buffett had any ethics, he would have dumped Wells a long time ago with all their scandals.
Why do you defend that?
Oh, by the way, that's not how Wells operates... Paying extra doesn't reduce the loan time period. It SHOULD reduce it by 7 years or so, but Wells still shows 30 years for mine after 4 years of paying extra.
They refuse to correct it... Big surprise.
Why do you defend that?
Regardless though, Buffett is just a worthless waste with no ethics or morals, like all the club members such as Bill Gates etc... They hide behind the media Virtue BS, but it's easy to figure them out. If Buffett had any ethics, he would have dumped Wells a long time ago with all their scandals.
I do not necessarily disagree with you wrt Buffet's influence as I am sure he gets his calls answered by the WF CEO and can make his displeasure felt if he so desired. Not sure how many (if any) of his BH cronies are on the WF Board either. But that is far different than being the CEO, CFO, etc. of WF. They are the ones that allow and\or foster a culture of corruption and the ones responsible for it.
Why do you defend that?
Oh, by the way, that's not how Wells operates... Paying extra doesn't reduce the loan time period. It SHOULD reduce it by 7 years or so, but Wells still shows 30 years for mine after 4 years of paying extra.
They refuse to correct it... Big surprise.
Well if you seriously think 4% is too high a rate then you are not living in the real world imo. No bank is going to give anyone a mortgage for much less if they can just go get 3% without risk elsewhere. Why should they? That is delusional imo. Why would you loan a person money at 1% for ex., when you can put it in the bank and get 2%? The market determines rates.
As for Wells not taking your pre-payments off of principal, assuming your state even allows that and assuming you directed them to take it off of principal, then you should seek out an attorney imo. Personally I would never do any business with that bank and would never want them holding a loan but mortgages are often sold between banks so it may not be avoided in all cases.
Sign up for a Slickdeals account to remove this ad.
As for Wells not taking your pre-payments off of principal, assuming your state even allows that and assuming you directed them to take it off of principal, then you should seek out an attorney imo. Personally I would never do any business with that bank and would never want them holding a loan but mortgages are often sold between banks so it may not be avoided in all cases.
Even if the rate was 2%, they would still be banking 33% over the course of 30 years...
While I obviously hate Rich White Bankers, not because they are rich, but how they get rich, my main hatred is for Congress, who haven't done a thing for us in almost every area, but speaking of Banking, since the Federal Reserve was birthed 106 years ago.