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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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Joined Feb 2010
Happy Holidays
> bubble2 1,489 Posts
217 Reputation
Filet-O-Fish
02-24-2019 at 06:40 AM.
02-24-2019 at 06:40 AM.
This is a great deal. Just do the DD for 3 months and you get the bonus. Close account after that. Easy $400
Reply
Joined Oct 2010
L10: Grand Master
> bubble2 6,329 Posts
1,385 Reputation
YanksIn2009
02-24-2019 at 06:41 AM.
02-24-2019 at 06:41 AM.
Quote from Mitch22 :
Are you completely skipping the 71 percent actual on purpose?

Even if the rate was 2%, they would still be banking 33% over the course of 30 years...

While I obviously hate Rich White Bankers, not because they are rich, but how they get rich, my main hatred is for Congress, who haven't done a thing for us in almost every area, but speaking of Banking, since the Federal Reserve was birthed 106 years ago.

So you think they should loan you the money for next to nothing? Your argument, such as it is, makes no sense whatsoever imo. Banks are in business to make money not offer you a near interest free loan over 30 years. They can make 3% with Gov Bonds with ZERO risk currently. So who in their right mind would offer anyone a 2% mortgage? Banks are not in business to subsidize people looking for a mortgage. The market determines the rates based on a number of factors including returns on gov backed bonds and competing returns vs risk vehicles. It is economics 101.
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 501 Posts
95 Reputation
zevo82
02-24-2019 at 06:47 AM.
02-24-2019 at 06:47 AM.
Quote from Filet-O-Fish :
This is a great deal. Just do the DD for 3 months and you get the bonus. Close account after that. Easy $400
Exactly
Reply
Joined Nov 2018
L3: Novice
> bubble2 175 Posts
42 Reputation
mattbbpl
02-24-2019 at 06:54 AM.
02-24-2019 at 06:54 AM.
Quote from zevo82 :
Lots of hate for Wells Fargo which seems to be warranted but not much discussion on the deal itself....its been voted down due to it being Wells Fargo but i think the deal is good and very little effort for $400
This is because the behavior of the company is directly tied to the value of the deal and the potential cost of doing business with the entity in this case. Wells Fargo has exhibited a continued pattern of unethical and illegal behavior involving, in part, fraudulently charging their customers for accounts and services they didn't sign up for or approve of. Entering into an ongoing business relationship with an entity that may or may not defraud you for additional charges should be taken into account when weighing the value of the deal, no?
Reply
Joined Jul 2005
L9000: Broke Member
> bubble2 3,727 Posts
584 Reputation
EffinAhole
02-24-2019 at 07:02 AM.
02-24-2019 at 07:02 AM.
Quote from Filet-O-Fish :
This is a great deal. Just do the DD for 3 months and you get the bonus. Close account after that. Easy $400
Yeah. I agree. Unfortunately I dont make enough in DD to hit the 3k each month. Also dont really want to deal with Wells Fargo. Lastly, it kind of scares me the way they say the account must remain open to receive the bonus. I wonder what that means.
Reply
Joined Jun 2014
L8: Grand Teacher
> bubble2 3,106 Posts
297 Reputation
Mitch22
02-24-2019 at 07:13 AM.
02-24-2019 at 07:13 AM.
Quote from YanksIn2009 :
So you think they should loan you the money for next to nothing? Your argument, such as it is, makes no sense whatsoever imo. Banks are in business to make money not offer you a near interest free loan over 30 years. They can make 3% with Gov Bonds with ZERO risk currently. So who in their right mind would offer anyone a 2% mortgage? Banks are not in business to subsidize people looking for a mortgage. The market determines the rates based on a number of factors including returns on gov backed bonds and competing returns vs risk vehicles. It is economics 101.
Ummmm....

WELLS... 4.25 %... Seventy Seven Percent
US BANK... 4.625%... Eighty Five Percent
ALLY... No points... 4.75%... Eighty Seven percent

WHERE in this entire conversation have I been complaining that they should offer "near interest free" loans?

You would consider my previous example of Thirty Three percent "near interest free" ???

Your Econ 101 is in the Twilight Zone, because you ignore the facts...
Reply
Joined May 2011
L6: Expert
> bubble2 1,051 Posts
193 Reputation
the_natural
02-25-2019 at 06:21 PM.
02-25-2019 at 06:21 PM.
Quote from qkumbr :
Wells Fargo has become synonymous with corruption, malfeasance, and ethical rot. They are a criminal enterprise doing business as a bank. Approach this institution at your own peril.
This.

/thread
Reply

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Joined Jan 2011
L7: Teacher
> bubble2 2,308 Posts
213 Reputation
david_kay
02-25-2019 at 06:22 PM.
02-25-2019 at 06:22 PM.
Quote from jimx200 :
LOL...jeeze dude, too much over the top fear from you. They screwed up and paid a hefty fine. Wishing we could fine our corrupt State and Federal government too as their dirty deeds make banks look like small fish.
IKR...he should lighten up...besides he probably already has at least one account with WF,all though it be unbeknownst to him! LMAO
Reply
Joined Jan 2011
L7: Teacher
> bubble2 2,308 Posts
213 Reputation
david_kay
02-25-2019 at 06:27 PM.
02-25-2019 at 06:27 PM.
I gave up on WF 25 years ago...too many hidden fee's and charges...stick with a local bank or credit union...WF will literally suck the money right out of your account!
Reply
Joined Aug 2014
L7: Teacher
> bubble2 2,184 Posts
447 Reputation
Cmurphy16
02-25-2019 at 06:30 PM.
02-25-2019 at 06:30 PM.
Quote from PedroR :
they are unbanked

Spouse makes over 60k a year and the paycheck is less than 1250 every two weeks after taxes, insurance and retirement. 3000 dd is a tough number to meet for some people.
Reply
Joined Mar 2005
Renaissance Man
> bubble2 6,208 Posts
1,934 Reputation
PedroR
02-25-2019 at 06:46 PM.
02-25-2019 at 06:46 PM.
Quote from Cmurphy16 :
Spouse makes over 60k a year and the paycheck is less than 1250 every two weeks after taxes, insurance and retirement. 3000 dd is a tough number to meet for some people.
so not unbanked
Reply
Joined Aug 2014
L7: Teacher
> bubble2 2,184 Posts
447 Reputation
Cmurphy16
02-25-2019 at 06:52 PM.
02-25-2019 at 06:52 PM.
Quote from PedroR :
so not unbanked

That's my point. Your response to the lower income having an issue being unbanked isn't really the problem. 60k is a good salary (I'm self employed so no DD). 36k after taxes, insurance and retirement is hard to meet unless you make over 70k/yr.
Reply
Joined Jan 2014
L3: Novice
> bubble2 163 Posts
62 Reputation
broncobisley1
02-25-2019 at 07:03 PM.
02-25-2019 at 07:03 PM.
Thought about it and realized I don't qualify.

They still had an account open in my name that I had to cancel two months ago that was supposed to be canceled three years ago. I had confirmation in writing that they closed the account, and I lost online access three years ago. Two months ago I set up ebills with a credit card that was previously linked to my wells fargo account, and the ebill request was denied since it was supposedly already linked to an ebill account. I finally figured out what was going on and four phone calls later someone from Wells Fargo informed me my account was actually still open. The fourth person was very helpful and actually closed my account as was supposed to of happened three years ago. Ebills were then not rejected from my CC company.

So, no not going to go through all the drama again.
Reply
Joined Sep 2010
L5: Journeyman
> bubble2 541 Posts
100 Reputation
MikePWV
02-25-2019 at 07:15 PM.
02-25-2019 at 07:15 PM.
Quote from Cmurphy16 :
That's my point. Your response to the lower income having an issue being unbanked isn't really the problem. 60k is a good salary (I'm self employed so no DD). 36k after taxes, insurance and retirement is hard to meet unless you make over 70k/yr.
Problem being you're self employed. I make 45K/yr and had no issues reaching the bonus.
Reply

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Joined Aug 2010
Metal Gigantuar
> bubble2 1,970 Posts
547 Reputation
Debit2Cash
02-25-2019 at 07:26 PM.
02-25-2019 at 07:26 PM.
Quote from Cmurphy16 :
Spouse makes over 60k a year and the paycheck is less than 1250 every two weeks after taxes, insurance and retirement. 3000 dd is a tough number to meet for some people.
Wow that's a crazy amount of deductions. 60000 after federal, state and FICA taxes should net you around 50000 which is 1923 every two weeks. 673 dollars in Additional withholding per paycheck seems high unless she is putting away 20% of her gross into retirement.

I want to do two separate accounts for a double bonus but the thought of having to tell me wife she has to go into the bank to close the account makes me cringe.
Reply
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