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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
110,121 Views
$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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Deal
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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Joined Aug 2014
L7: Teacher
> bubble2 2,184 Posts
447 Reputation
Cmurphy16
02-25-2019 at 07:35 PM.
02-25-2019 at 07:35 PM.
Quote from Mike360 :
Problem being you're self employed. I make 45K/yr and had no issues reaching the bonus.

I could easily make it with the spouses 60k but we put money away for retirement. Taxes withheld are 10k, insurance and retirement take another huge chunk. Being self employed may cost me from account bonuses that require DD but allows me the bonuses with large deposits.

This is a good deal if it can be maintained. I was only supporting the first poster that said it was difficult for some people.

I dislike that some banks are now requiring specific DD amounts to maintain fee-free accounts. Before I was married, that would have been very difficult. Luckily I have large account balances so that keeps me fee free.
Reply
Joined Jun 2012
L6: Expert
> bubble2 1,042 Posts
116 Reputation
orangejuice57
02-25-2019 at 08:22 PM.
02-25-2019 at 08:22 PM.
Dang, it says my application is pending. Anyone else got the same?
Reply
Joined Mar 2005
Renaissance Man
> bubble2 6,208 Posts
1,934 Reputation
PedroR
02-25-2019 at 08:57 PM.
02-25-2019 at 08:57 PM.
Quote from Cmurphy16 :
That's my point. Your response to the lower income having an issue being unbanked isn't really the problem. 60k is a good salary (I'm self employed so no DD). 36k after taxes, insurance and retirement is hard to meet unless you make over 70k/yr.
not my point
lower income people are unbanked en masse
14 million adults were unbanked in 2017
Reply
Joined Aug 2014
L7: Teacher
> bubble2 2,184 Posts
447 Reputation
Cmurphy16
02-25-2019 at 09:13 PM.
02-25-2019 at 09:13 PM.
Quote from PedroR :
not my point
lower income people are unbanked en masse
14 million adults were unbanked in 2017

I guess the difference then is how to define lower income. I understand those that make less than 20-25k could be unbanked. But that income group wouldn't even be able to do 1500 month in DD.

Scary stat though that 14 million adults are unbanked. The scarier one is that 49% of adults couldn't afford a $400 emergency.
Reply
Joined Dec 2003
L7: Teacher
> bubble2 2,144 Posts
272 Reputation
DealGuy
02-25-2019 at 09:26 PM.
02-25-2019 at 09:26 PM.
Applied Sunday night, today I got the Welcome email from them. That confirms that the account is opened.

Now, do I need to wait for the account number and details coming in the mail or there is a way to register online and pull account details to start the DD?
Reply
Joined Dec 2008
GaiaGeek Extraordinaire
> bubble2 2,028 Posts
1,417 Reputation
GaiaGeek
02-26-2019 at 03:30 AM.
02-26-2019 at 03:30 AM.
Quote from gironhe :
fake deal? I just signed up, these fake claims have to stop, starting with POS in office.
You misunderstood. The offer may be legit, but this is not user-submitted content, rather it's Slickdeals-sponsored content (translation: advertisement). The wiki section on such "posts" is disabled, preventing us users from adding to it to warn or help other users in an efficient way. In this case it could have been used to share information with other users about better banks with better interest rates currently available. You can find info on these banks in the comments but it requires more digging.
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 501 Posts
95 Reputation
zevo82
02-26-2019 at 04:04 AM.
02-26-2019 at 04:04 AM.
Quote from DealGuy :
Applied Sunday night, today I got the Welcome email from them. That confirms that the account is opened.

Now, do I need to wait for the account number and details coming in the mail or there is a way to register online and pull account details to start the DD?
When I applied online the provided me the account number and routing number on the approval page....the account is still not showing up when i log into my credit card that i have with wells. But i received email tha my debit card had been shipped....i applied yesterday
Reply

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Joined Aug 2010
B!tch Please
> bubble2 6,107 Posts
625 Reputation
Truth-Serum
02-27-2019 at 11:43 AM.
02-27-2019 at 11:43 AM.
Quote from galannyc :
FYI - for all of you who don't have direct deposit or are self-employed. VENMO payments to yourself (figure it out) count as ACH direct deposit in many bank's eyes and will help waive fees or fill promotion terms.
Can someone confirm this?
Reply
Last edited by Truth-Serum February 27, 2019 at 11:52 AM.
Joined Aug 2010
B!tch Please
> bubble2 6,107 Posts
625 Reputation
Truth-Serum
02-27-2019 at 11:44 AM.
02-27-2019 at 11:44 AM.
Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.

Does this mean $3000 each month for 3 months or can I just do $3000 the first month to meet the requirement?
Reply
Joined Aug 2010
Metal Gigantuar
> bubble2 1,970 Posts
547 Reputation
Debit2Cash
02-27-2019 at 03:43 PM.
02-27-2019 at 03:43 PM.
Quote from Truth-Serum :
Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.

Does this mean $3000 each month for 3 months or can I just do $3000 the first month to meet the requirement?
3000 per month for 3 months = 9000 total
Reply
Joined Jun 2012
L6: Expert
> bubble2 1,042 Posts
116 Reputation
orangejuice57
02-27-2019 at 05:06 PM.
02-27-2019 at 05:06 PM.
Quote from DealGuy :
Applied Sunday night, today I got the Welcome email from them. That confirms that the account is opened.

Now, do I need to wait for the account number and details coming in the mail or there is a way to register online and pull account details to start the DD?
During application, it says my application is pending review. But I still got the welcome mail the next day. My welcome mail did not say what my account number is either.
Reply
Joined Aug 2008
L3: Novice
> bubble2 153 Posts
16 Reputation
jellyfish
02-27-2019 at 05:27 PM.
02-27-2019 at 05:27 PM.
I currently have a checking account with them, can I close the current checking and open the Everyday Checking and get the $400? Since one of the eligible requirement is "This offer is intended for new checking customers only. You are not eligible for this offer if:
You are a current owner of a Wells Fargo consumer checking account."
Reply
Last edited by jellyfish February 27, 2019 at 05:30 PM.
Joined May 2010
L1: Learner
> bubble2 155 Posts
18 Reputation
aak12345
02-27-2019 at 06:03 PM.
02-27-2019 at 06:03 PM.
Is there a credit pull for the application. Asking because many folks reported pending decision
Reply
Joined Nov 2013
L6: Expert
> bubble2 1,688 Posts
46 Reputation
JONLIVE
02-28-2019 at 05:57 PM.
02-28-2019 at 05:57 PM.
Sign up waiting for atm card
Reply

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Joined Aug 2009
L5: Journeyman
> bubble2 830 Posts
30 Reputation
pookguy88
02-28-2019 at 06:07 PM.
02-28-2019 at 06:07 PM.
Quote from zevo82 :
When I applied online the provided me the account number and routing number on the approval page....the account is still not showing up when i log into my credit card that i have with wells. But i received email tha my debit card had been shipped....i applied yesterday
I'm in the same situation, account approved (after review) but account is still not showing up on the Wells Fargo online thing even though I have credit card with them
Reply
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