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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
110,121 Views
$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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Joined Dec 2017
L2: Beginner
> bubble2 55 Posts
10 Reputation
amitskale
03-10-2019 at 11:25 AM.
03-10-2019 at 11:25 AM.
Applied just now, it's pending review. Let's see when it gets approved and opened
Reply
Joined Aug 2017
L3: Novice
> bubble2 130 Posts
14 Reputation
krishguy
03-15-2019 at 01:29 PM.
03-15-2019 at 01:29 PM.
I have an active Wells Fargo account now..I didn't get any bonus when I signed up for it ..Can I just close it and open a new one to get bonus ?
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 9,147 Posts
1,736 Reputation
gkwong
03-15-2019 at 01:31 PM.
03-15-2019 at 01:31 PM.
Quote from krishguy :
I have an active Wells Fargo account now..I didn't get any bonus when I signed up for it ..Can I just close it and open a new one to get bonus ?
You didn't read the OP... or the thread. Can you just read the OP?
Reply
Joined Aug 2017
L3: Novice
> bubble2 130 Posts
14 Reputation
krishguy
03-15-2019 at 04:05 PM.
03-15-2019 at 04:05 PM.
Quote from gkwong :
You didn't read the OP... or the thread. Can you just read the OP?
Thanks. I did read the OP and comments..I was not clear with my query Frown .As i understand , one should be eligible for bonus , closing the current active account and opening a new one again.
Wanted to confirm if anyone did the same and if they had any issue during account opening.
Reply
Joined Aug 2008
L3: Novice
> bubble2 153 Posts
16 Reputation
jellyfish
03-16-2019 at 09:13 PM.
03-16-2019 at 09:13 PM.
Quote from krishguy :
Thanks. I did read the OP and comments..I was not clear with my query Frown .As i understand , one should be eligible for bonus , closing the current active account and opening a new one again.
Wanted to confirm if anyone did the same and if they had any issue during account opening.

I just closed mine and waited one week to re-open, not 100% sure I'll get the bonus, but according to the wording, I would I assume I get the bonus. Crossing my fingers
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,631 Posts
1,057 Reputation
poohbie
03-17-2019 at 03:18 AM.
03-17-2019 at 03:18 AM.
Quote from koge811 :
send 3000 in and transfer 3000 out. keep the bare min in there maybe 500.
just to satisfy the bare min.

have a real savings account that pays more instead
$1 is the minimum balance requirement for this deal.

Just make sure you don't go any months without $500 in direct deposits or you'll get hit with the $10 monthly fee. In that case, better to leave $1500 in there to waive the fee.
Reply
Joined Mar 2009
L10: Grand Master
> bubble2 6,574 Posts
6,797 Reputation
freebies4me2
03-17-2019 at 07:16 PM.
03-17-2019 at 07:16 PM.
Quote from galannyc :
All Banks (maybe 99%) count direct deposits, ACH deposits, and EXTERNAL DEPOSITS as "Direct Deposits." I have personally tested with Xceed Financial credit union, Bank of America, Wells Fargo, Capital one, & TD BANK. Venmo Deposits DO COUNT AS WELL.
I read too many horror reviews regarding venmo holding your fund and closing out your account.
Reply

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Joined Feb 2011
L4: Apprentice
> bubble2 313 Posts
109 Reputation
galannyc
03-17-2019 at 07:25 PM.
03-17-2019 at 07:25 PM.
Quote from freebies4me2 :
I read too many horror reviews regarding venmo holding your fund and closing out your account.
I've got 3 venmo accounts.. not 1 problem.
Reply
Joined Nov 2013
L3: Novice
> bubble2 270 Posts
66 Reputation
xxBiohazrDxx
03-17-2019 at 07:33 PM.
03-17-2019 at 07:33 PM.
Instead of Venmo, use Simple. No minimum balance requirements or fees at all. It's great for handing direct deposit requirements and for moving money around
Reply
Joined Jun 2015
L3: Novice
> bubble2 275 Posts
38 Reputation
bojangle
03-17-2019 at 08:18 PM.
03-17-2019 at 08:18 PM.
Quote from Debit2Cash :
Wow that's a crazy amount of deductions. 60000 after federal, state and FICA taxes should net you around 50000 which is 1923 every two weeks. 673 dollars in Additional withholding per paycheck seems high unless she is putting away 20% of her gross into retirement.

I want to do two separate accounts for a double bonus but the thought of having to tell me wife she has to go into the bank to close the account makes me cringe.

You have to into the branch to close an account? Thought you could do so over the phone.
Reply
Joined Aug 2017
L3: Novice
> bubble2 130 Posts
14 Reputation
krishguy
03-17-2019 at 09:33 PM.
03-17-2019 at 09:33 PM.
Quote from jellyfish :
I just closed mine and waited one week to re-open, not 100% sure I'll get the bonus, but according to the wording, I would I assume I get the bonus. Crossing my fingers
Thanks Smilie
Reply
Joined Jun 2006
L7: Teacher
> bubble2 2,045 Posts
469 Reputation
jcrash
03-17-2019 at 09:34 PM.
03-17-2019 at 09:34 PM.
I thought they did this for you? You gotta apply?
Reply
Joined Aug 2016
L7: Teacher
> bubble2 2,378 Posts
727 Reputation
SlickdealMasterFlex
03-17-2019 at 11:26 PM.
03-17-2019 at 11:26 PM.
Quote from jcrash :
I thought they did this for you? You gotta apply?

😂😂😂😂love it
Reply
Joined Aug 2010
Metal Gigantuar
> bubble2 1,970 Posts
547 Reputation
Debit2Cash
03-18-2019 at 08:48 AM.
03-18-2019 at 08:48 AM.
Quote from bojangle :
You have to into the branch to close an account? Thought you could do so over the phone.
I'm not 100% sure if you can do it on the phone. I just had her go into the bank since its a few blocks away from our house and I was already there closing mine.
Reply

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Joined May 2008
L5: Journeyman
> bubble2 632 Posts
170 Reputation
salsejo
03-20-2019 at 10:47 PM.
03-20-2019 at 10:47 PM.
Not sure if this has been answered already, my apologies if it has. But the way I understand it, you need $3k in comulatuve direct deposits for 3 consecutive months, meaning you need a total of $9k in direct deposits to qualify for the bonus, is this correr or did I misunderstand? TIA
Reply
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