Chase.com is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee. Thanks brisar
Note, please verify/see all the pricing/terms listed below.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate RewardsĀ®
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Earn 5X points on Lyft rides through March 2022. Thatās 3X points in addition to the 2X points you already earn on travel.
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Edited September 14, 2020
at 10:24 AMby
Chase Sapphire PreferredĀ® Card.
Chase is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate RewardsĀ®
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Earn 5X points on Lyft rides through March 2022. Thatās 3X points in addition to the 2X points you already earn on travel.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
If you currently have any kind of Saphire personal card that is active, you will NOTqualify for bonus points, even if you are approved.
If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
95 af is not waived for first year basically previously it was 50k with 95 waived first year now it's 60k with 95 af so pretty much the same
Also I'll get csr rather than csp if you spend 3400+ in travel, dining etc
It is pretty straightforward. When you use your card for ANY travel purchase (like Airbnb, airfare, hotels, Lyft, Uber, parking, some tolls, and many others), you will automatically be reimbursed, until you've spent a total of $300 on travel. In other words, Chase will pay for the first $300 in travel you spend each year with your card.
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This card is pretty good if you travel quite often. Your points are worth more when used towards airline tickets, hotels and other travel items. 2x for travel and dining and 1x for everything else. However, they do that a store portal where you can get more points if you purchase through their link. For example some places will have 6x points which is great if it happens to be a store you shop at.
Also, Chase has great support. At least from what I've experienced. They always help you quickly about any transactions you might have problems with.
If someone wants a referral link, please message me. Sorry if it's not right to post this, but thought I might as well mention it lol.
What about if I have a Sapphire Reserve card and my wife has no Chase card? Could she get this card and get the points? Chase knows that we are married because we have joint banking with them.
I got this card recently and met my 3 month spending requirement to get bonus. After some research there are better cards for rewards such as costco citi and american express for gas and groceries. So if i just cancel this card after using the bonus points does it affect my credit.or how much do i have spend every year to make up forthe annual fee?
I got this card recently and met my 3 month spending requirement to get bonus. After some research there are better cards for rewards such as costco citi and american express for gas and groceries. So if i just cancel this card after using the bonus points does it affect my credit.or how much do i have spend every year to make up forthe annual fee?
Move your available credit to another chase card when you close it, or if you dont have another chase card, change the card to one without an annual fee. there are some benefits to having this card that you also have to consider though. sometimes it may be worth paying the annual fee.
I got this card recently and met my 3 month spending requirement to get bonus. After some research there are better cards for rewards such as costco citi and american express for gas and groceries. So if i just cancel this card after using the bonus points does it affect my credit.or how much do i have spend every year to make up forthe annual fee?
I personally don't have this card, opted instead for the CSR, but the main benefits of this card is that it's part of the UR points ecosystem, with 1.25x redemption if you use their travel portal and potentially better value/points if you transfer to another travel partner. You can apply for Chase Freedom for rotating 5% categories, and Chase Freedom Unlimited for 1.5% everything else, both of which have no AF and can pool points back to the Sapphire for redemption/transfer.
//edit: when I made this post my wife was the one that had the CSR, but I recently did apply for CSP myself just to get the bonus. We will only be using/keeping the CSR afterwards though because it's the better card IMO.
Finally ready to apply for a new card after paying down my bills and getting my credit score up to ~780 with perfect lifetime payments. After seeing the Citi card (4% on gas) and thinking the Amazon card (5% CB on Amazon) might be useful, I'm trying to decide the best order of which to apply for these cards and which ones to go with. Some of you have already answered some of these questions so I apologize for asking again but I just want to clarify one last time before I put the applications in since it seems like many of these are a one shot (every four years) type deal in regards to sign-up bonuses.
I'll be spending at least $5,000+ on a new Macbook in the next 90 days. In 2020 I'll be spending at least $1500+ in gas, $1000+ on dining, $1000+ on travel/airbnbs, and $2000+ on Amazon. And probably $3000+ on other tech/camera/computer equipment.
-Chase Sapphire Reserve (best points accumulation for travel/dining?)
-Chase Ink Business Preferred (best signup bonus of 80k points?)
-Chase Sapphire Preserve (60k bonus signup)
-Citi Costco card (4% gas CB)
-Amazon card (5% CB at Amazon)
For some reason I'm having a hard time wrapping my head around which of these or which combo would be best for my yearly expenses. I spend a lot of money each year on tech, camera equipment, software, drones, etc., a lot on travel/airbnbs, gas, and dining. I was leaning towards the CSR since I travel a lot and it seems like that may have the best points return on travel/dining but then should I also get Amazon card for 5% CB at Amazon, and Citi Costco just for gas? And should I be getting any of the other Chase cards for better sign-up bonuses than the CSR? And lastly what's hardest card to get that I should apply for first if I plan on doing multiple? My guess is CSR>CIBP>CSP>Citi>Amazon
I personally don't have this card, opted instead for the CSR, but the main benefits of this card is that it's part of the UR points ecosystem, with 1.25x redemption if you use their travel portal and potentially better value/points if you transfer to another travel partner. You can apply for Chase Freedom for rotating 5% categories, and Chase Freedom Unlimited for 1.5% everything else, both of which have no AF and can pool points back to the Sapphire for redemption/transfer.
Considering $150 vs $95 annual fee (since the first $300 travel expenses is instantly credited), you have to determine if it's worth the extra $55/year for you.
For me, considering I will only use the Sapphire for food and travel (3x vs 2x points), and considering I will be redeeming points for traveling using their travel portal (+50% vs +25% redemption)... I only need to spend just $2750 a year for the CSR to be ahead of the CSP. This isn't even accounting for all the premium travel benefits it confers, nor higher redemption of points you will be transferring from other UR cards (e.g. 80k sign-up bonus I get from CIBP will be worth $1200 vs $1000).
0.03*1.5x > .02*1.25x + 55
(0.045-.025)x > 55
x > 55/.02
x > 2750
Considering $150 vs $95 annual fee (since the first $300 travel expenses is instantly credited), you have to determine if it's worth the extra $55/year for you.
For me, considering I will only use the Sapphire for food and travel (3x vs 2x points), and considering I will be redeeming points for traveling using their travel portal (+50% vs +25% redemption)... I only need to spend just $2750 a year for the CSR to be ahead of the CSP. This isn't even accounting for all the premium travel benefits it confers, nor higher redemption of points you will be transferring from other UR cards (e.g. 80k sign-up bonus I get from CIBP will be worth $1200 vs $1000).
0.03*1.5x > .02*1.25x + 55
(0.045-.025)x > 55
x > 55/.02
x > 2750
Thank you for the info. If I'm looking to "stack" any of these cards similar to how you described, for example sign up for both CSR and CIBP, is there an order I should sign-up in? Or a time frame I should sign-up within? I'm leaning towards getting the CSR in the next couple weeks and putting a large $5,000 purchase on it (Macbook) and then will likely use it for a few thousand in dining/travel over the next six months. How quickly should I get the CIBP if I wanted to begin moving points and utilize the CIBP sign-up bonus? Could be over thinking it but just wanted to check
Thank you for the info. If I'm looking to "stack" any of these cards similar to how you described, for example sign up for both CSR and CIBP, is there an order I should sign-up in? Or a time frame I should sign-up within? I'm leaning towards getting the CSR in the next couple weeks and putting a large $5,000 purchase on it (Macbook) and then will likely use it for a few thousand in dining/travel over the next six months. How quickly should I get the CIBP if I wanted to begin moving points and utilize the CIBP sign-up bonus? Could be over thinking it but just wanted to check
I was strictly a no-annual fee sort of guy just 2 months ago before really diving into all this lol. We treat credit cards like debit and pay in full every month, so APR doesn't matter and we can maximize any cash back. Neither me nor my wife have opened any new cards in the past 2 years so we're definitely under the Chase 5/24 rule, and we have excellent credit. I figure we can open at least 5 cards each within this year, perhaps more because I heard business cards don't count towards 5/24?
past 2 months:
- (I already had CF, and wife already had CFU)
- wife got the CSR (50k sign-up), $150 fee
- I got the CIBP myself (80k sign-up), $95 fee
- I referred wife to CIBP (20k referral, 80k sign-up), $95 fee
- I recently got the CSP (60k sign-up), $95 fee
Next steps:
- wife will get CIBC (50k sign-up)
- I will get CIBC (50k sign-up)
- wife will get CIBU (50k sign-up)
- I will get CIBU (15k referral, 50k sign-up)
- wife will get CF (5k referral, 20k sign-up)
- I will get CFU (20k sign-up)
Strategy is we alternate opening one card at a time, sign up for next when we hit sign-up bonus. You can't sign up for more than one card yourself in a 30 day period anyways. We anticipate by the end of 2020 we will accumulate 550k points, worth $8250 in travel. This is at a cost of $150+95+95+95 = $435, and spending $33k or so (the points from itself should be worth at least $500 in travel redemption).
Once we've got all our sign-up bonuses, we close the annual fee cards at the start of year 2 before next fee kicks in, except probably the CSR for the benefits.
CSR - 3% travel + dining
CF - 5% rotating categories
CIBC - 5% cable/internet/phone, 2% gas
CFU or CIBU - 1.5% all else
Will then plan on repeating sign-up process in 2 or 4 years when we become eligible for them again.
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If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
Also I'll get csr rather than csp if you spend 3400+ in travel, dining etc
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Also, Chase has great support. At least from what I've experienced. They always help you quickly about any transactions you might have problems with.
If someone wants a referral link, please message me. Sorry if it's not right to post this, but thought I might as well mention it lol.
Yes. Once my wife and I both had csp.
PS: you do realize that guy had asked the question 9 months ago
PS: you do realize that guy had asked the question 9 months ago
Oh, I did not see that. Yes I did refer my wife. š
Move your available credit to another chase card when you close it, or if you dont have another chase card, change the card to one without an annual fee. there are some benefits to having this card that you also have to consider though. sometimes it may be worth paying the annual fee.
I personally don't have this card, opted instead for the CSR, but the main benefits of this card is that it's part of the UR points ecosystem, with 1.25x redemption if you use their travel portal and potentially better value/points if you transfer to another travel partner. You can apply for Chase Freedom for rotating 5% categories, and Chase Freedom Unlimited for 1.5% everything else, both of which have no AF and can pool points back to the Sapphire for redemption/transfer.
//edit: when I made this post my wife was the one that had the CSR, but I recently did apply for CSP myself just to get the bonus. We will only be using/keeping the CSR afterwards though because it's the better card IMO.
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I'll be spending at least $5,000+ on a new Macbook in the next 90 days. In 2020 I'll be spending at least $1500+ in gas, $1000+ on dining, $1000+ on travel/airbnbs, and $2000+ on Amazon. And probably $3000+ on other tech/camera/computer equipment.
-Chase Sapphire Reserve (best points accumulation for travel/dining?)
-Chase Ink Business Preferred (best signup bonus of 80k points?)
-Chase Sapphire Preserve (60k bonus signup)
-Citi Costco card (4% gas CB)
-Amazon card (5% CB at Amazon)
For some reason I'm having a hard time wrapping my head around which of these or which combo would be best for my yearly expenses. I spend a lot of money each year on tech, camera equipment, software, drones, etc., a lot on travel/airbnbs, gas, and dining. I was leaning towards the CSR since I travel a lot and it seems like that may have the best points return on travel/dining but then should I also get Amazon card for 5% CB at Amazon, and Citi Costco just for gas? And should I be getting any of the other Chase cards for better sign-up bonuses than the CSR? And lastly what's hardest card to get that I should apply for first if I plan on doing multiple? My guess is CSR>CIBP>CSP>Citi>Amazon
Thank you!
Why did you opt for the CSR?
Considering $150 vs $95 annual fee (since the first $300 travel expenses is instantly credited), you have to determine if it's worth the extra $55/year for you.
For me, considering I will only use the Sapphire for food and travel (3x vs 2x points), and considering I will be redeeming points for traveling using their travel portal (+50% vs +25% redemption)... I only need to spend just $2750 a year for the CSR to be ahead of the CSP. This isn't even accounting for all the premium travel benefits it confers, nor higher redemption of points you will be transferring from other UR cards (e.g. 80k sign-up bonus I get from CIBP will be worth $1200 vs $1000).
0.03*1.5x > .02*1.25x + 55
(0.045-.025)x > 55
x > 55/.02
x > 2750
For me, considering I will only use the Sapphire for food and travel (3x vs 2x points), and considering I will be redeeming points for traveling using their travel portal (+50% vs +25% redemption)... I only need to spend just $2750 a year for the CSR to be ahead of the CSP. This isn't even accounting for all the premium travel benefits it confers, nor higher redemption of points you will be transferring from other UR cards (e.g. 80k sign-up bonus I get from CIBP will be worth $1200 vs $1000).
0.03*1.5x > .02*1.25x + 55
(0.045-.025)x > 55
x > 55/.02
x > 2750
Thank you for the info. If I'm looking to "stack" any of these cards similar to how you described, for example sign up for both CSR and CIBP, is there an order I should sign-up in? Or a time frame I should sign-up within? I'm leaning towards getting the CSR in the next couple weeks and putting a large $5,000 purchase on it (Macbook) and then will likely use it for a few thousand in dining/travel over the next six months. How quickly should I get the CIBP if I wanted to begin moving points and utilize the CIBP sign-up bonus? Could be over thinking it but just wanted to check
past 2 months:
- (I already had CF, and wife already had CFU)
- wife got the CSR (50k sign-up), $150 fee
- I got the CIBP myself (80k sign-up), $95 fee
- I referred wife to CIBP (20k referral, 80k sign-up), $95 fee
- I recently got the CSP (60k sign-up), $95 fee
Next steps:
- wife will get CIBC (50k sign-up)
- I will get CIBC (50k sign-up)
- wife will get CIBU (50k sign-up)
- I will get CIBU (15k referral, 50k sign-up)
- wife will get CF (5k referral, 20k sign-up)
- I will get CFU (20k sign-up)
Strategy is we alternate opening one card at a time, sign up for next when we hit sign-up bonus. You can't sign up for more than one card yourself in a 30 day period anyways. We anticipate by the end of 2020 we will accumulate 550k points, worth $8250 in travel. This is at a cost of $150+95+95+95 = $435, and spending $33k or so (the points from itself should be worth at least $500 in travel redemption).
Once we've got all our sign-up bonuses, we close the annual fee cards at the start of year 2 before next fee kicks in, except probably the CSR for the benefits.
CSR - 3% travel + dining
CF - 5% rotating categories
CIBC - 5% cable/internet/phone, 2% gas
CFU or CIBU - 1.5% all else
Will then plan on repeating sign-up process in 2 or 4 years when we become eligible for them again.
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