Update: This popular deal is no longer available.
Chase.com is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee. Thanks brisar
Note, please verify/see all the pricing/terms listed below.
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Edited September 14, 2020
at 09:24 AM
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Chase Sapphire Preferred® Card.
Chase is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee.
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If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
Also I'll get csr rather than csp if you spend 3400+ in travel, dining etc
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Sorry if my post was misleading, I should've said it can indirectly cause a hit.Canceling a card can effect your length of credit history and can also effect your credit utilization.
I would assume a lot of people here are getting this strictly for the signup and not keeping their csr/csp, in which case canceling after having it for a year isn't a big deal unless you have a very shallow credit history.
Utilization has a large impact on your credit score, so if you cancel and lose 5k from your overall credit line you'll have a lower threshold of available utilization before it starts to hurt your score. Downgrading can normally be done without altering your limit, depending on how many cards you carry with that bank.
Can I sign up for the CS Preferred or the INK and still get the intro bonus? or a business card perhaps - I have 100,000 points sitting in my account
Can I sign up for the CS Preferred or the INK and still get the intro bonus? or a business card perhaps - I have 100,000 points sitting in my account
And Chase has gotten very stingy approving Ink card applications since the pandemic began. Unless you have a long standing Corp, LLC, or partnership, preferably with a Chase business checking account, assume you won't be approved for an Ink card right now.
Can I sign up for the CS Preferred or the INK and still get the intro bonus? or a business card perhaps - I have 100,000 points sitting in my account
If you don't have already, you can get the Freedom and/or Freedom Unlimited (no annual fee) to get more points (these are actually cash back cards, but with the CSP/CSR you can transfer them to points).
If your just in a position where cash is important and no plans to travel in the foreseeable future, you can use your points to pay off CERTAIN transactions at a 1.5x rate. This is a new feature added as Chase knows many are not traveling. While 1.5x isn't idea, its actually not terrible if paying off a couple purchases IN THOSE CATEGORIES really helps you,
If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
it is on the application page when you click on the link
Search for "48" on that page.
"This product is not available to either current cardmembers of any Sapphire credit card, or previous cardmembers who received a new cardmember bonus for any Sapphire credit card within the last 48 months."
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it is on the application page when you click on the link
Search for "48" on that page.
"This product is not available to either current cardmembers of any Sapphire credit card, or previous cardmembers who received a new cardmember bonus for any Sapphire credit card within the last 48 months."
Kinda messed up the guy insisted he meant 24 months. Seemed fishy.
Not sure anyone mentioned this before but can't go thru all these comments.
Chase Never again. They've become too big imho. Stick to Amex or any other brand. Chase is just horrible.
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If ur student loan provider takes CC, then yes. But you need to review if they charge you a fee for using a CC. And if so, does that wipe out any points you get?
And if your student loan provider doesn't take CC, is this the best CC to use?