Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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The problem is, of course, quicken loans rates are terrible and Better.com beats them by almost a full percent. Any have any luck calling AMEX to get some clarification on this deal? I will be trying sometime after work tonight and report back either way.
Seems like the poster above me has the same question. I may just go through with this through better.com anyways since I was in the process of refinancing and they have the same rate as somewhere else.
I wasn't impressed with Better.com's rates when I looked last month, and I'm still not now. But with a $2500 credit, I can buy enough points to get my net cost low enough that I'm actually beating any other rate quotes I've gotten (3.625%). Very tempted here.
Thanks!
I got the email, clicked through, started the application, and still don't see anything in my offers section on amex.com.
I got the email, clicked through, started the application, and still don't see anything in my offers section on amex.com.
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Thanks!
The people are super friendly. The process was pretty easy. A bit of a pain in the butt just because of all the info you have to provide. They asked for stuff like a HR contact at work, copy of HOA statement, & home owner's insurance renewal letter. It seemed over the top but I guess lots of people are trying for loans that they can't afford.
If you go directly to any bank or Better, they can only offer you just their own rate. I had a friend who used Better for a purchase and said their experience was horrible. They couldn't close escrow on time with all these unnecessary delays which almost cost my friend his initial deposit, so beware
edit: nvm, our rate is 4.5%. That explains it a little bit more.
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