Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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The problem is, of course, quicken loans rates are terrible and Better.com beats them by almost a full percent. Any have any luck calling AMEX to get some clarification on this deal? I will be trying sometime after work tonight and report back either way.
Seems like the poster above me has the same question. I may just go through with this through better.com anyways since I was in the process of refinancing and they have the same rate as somewhere else.
I wasn't impressed with Better.com's rates when I looked last month, and I'm still not now. But with a $2500 credit, I can buy enough points to get my net cost low enough that I'm actually beating any other rate quotes I've gotten (3.625%). Very tempted here.
Thanks!
I got the email, clicked through, started the application, and still don't see anything in my offers section on amex.com.
I got the email, clicked through, started the application, and still don't see anything in my offers section on amex.com.
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Thanks!
The people are super friendly. The process was pretty easy. A bit of a pain in the butt just because of all the info you have to provide. They asked for stuff like a HR contact at work, copy of HOA statement, & home owner's insurance renewal letter. It seemed over the top but I guess lots of people are trying for loans that they can't afford.
If you go directly to any bank or Better, they can only offer you just their own rate. I had a friend who used Better for a purchase and said their experience was horrible. They couldn't close escrow on time with all these unnecessary delays which almost cost my friend his initial deposit, so beware
edit: nvm, our rate is 4.5%. That explains it a little bit more.
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