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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
expiredGreenworld123 posted Dec 08, 2019 02:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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May 07, 2020 02:44 AM
224 Posts
Joined Nov 2018
p33p33tapeMay 07, 2020 02:44 AM
224 Posts
Quote from Torins18 :
I just used better.com to refinance in August great company easy to do. Closing day they send a notary right to your house.
I dont' like rates they're giving me...still too high.
May 07, 2020 04:37 AM
482 Posts
Joined Jan 2005
MeCheapMay 07, 2020 04:37 AM
482 Posts
Quote from p33p33tape :
I dont' like rates they're giving me...still too high.
Ask about their price match guarantee, you should be getting $1k check if they can't beat it
May 07, 2020 09:00 AM
2,021 Posts
Joined Feb 2008
stm69May 07, 2020 09:00 AM
2,021 Posts
Quote from parth.champaneri :
My loan was sold to Fannie Mae but TMS will stay as the servicer going forward.
Quote from CycloneFW :
Interesting. I would imagine Better is having trouble selling servicing of loans they originate like LenderFi has been experiencing. I guess if they already have a setup with TMS, they might as well leverage it. Thanks for the info!
Quote from SmellyCat :
or he's part of the "good book"
Same here - loan sold but remaining with TMS. At least maybe not in the bad book hah!
May 07, 2020 01:22 PM
606 Posts
Joined Dec 2013
cdancer20May 07, 2020 01:22 PM
606 Posts
Quote from duasto :
Im signing my closing/loan documents tomorrow/thisday. The wiring instruction said to send it no later than 1 business day.

Do i have to prepare anything now or just do everything on friday?

I called them regarding the time i should do it and they said to process it as early morning as possible
I would go ahead and process the paperwork sooner rather than later in case of issues. When I did mine for my initial purchase, also through an online bank, there was some verification issues going on. I have my cell phone and work phone on my account but they only called my cell phone which I can't have on me. Luckily I went to check my phone and was able to call back to get it resolved. I waited until the last minute so I ran the risk of it not making it. Not to scare you, just a warning.
May 07, 2020 01:31 PM
281 Posts
Joined Mar 2010
hungiemaMay 07, 2020 01:31 PM
281 Posts
after 9 weeks, i finally got my amex credit!!! now i'm waiting for my second one to come. i just closed yesterday on my primary residence.
May 07, 2020 02:13 PM
1,255 Posts
Joined Nov 2017
berombeuMay 07, 2020 02:13 PM
1,255 Posts
Quote from hungiema :
after 9 weeks, i finally got my amex credit!!! now i'm waiting for my second one to come. i just closed yesterday on my primary residence.
Were you targeted or you used the link?
May 07, 2020 02:22 PM
509 Posts
Joined Sep 2007
ask_jMay 07, 2020 02:22 PM
509 Posts
Quote from firefox15 :
Did you give them your CC number? That should have been part of the process.
Yeah I did

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May 07, 2020 02:35 PM
119 Posts
Joined Aug 2012
BenD1971May 07, 2020 02:35 PM
119 Posts
Quote from MeCheap :
Ask about their price match guarantee, you should be getting $1k check if they can't beat it
You get the $1k check after you close with the other lender offer that they can't match.
May 07, 2020 02:58 PM
423 Posts
Joined Aug 2009
penguincatcherMay 07, 2020 02:58 PM
423 Posts
Quote from hungiema :
after 9 weeks, i finally got my amex credit!!! now i'm waiting for my second one to come. i just closed yesterday on my primary residence.
I got mine too!!

Closed the first week in March and only clicked on the link.
May 07, 2020 03:21 PM
281 Posts
Joined Mar 2010
hungiemaMay 07, 2020 03:21 PM
281 Posts
Quote from berombeu :
Were you targeted or you used the link?
originally i wasnt targeted, i used the link in this thread to apply.
May 07, 2020 03:21 PM
281 Posts
Joined Mar 2010
hungiemaMay 07, 2020 03:21 PM
281 Posts
Quote from penguincatcher :
I got mine too!!

Closed the first week in March and only clicked on the link.
Same! 1st of march!
May 07, 2020 03:31 PM
46 Posts
Joined Nov 2006
WaddlepussMay 07, 2020 03:31 PM
46 Posts
Quote from penguincatcher :
I got mine too!!

Closed the first week in March and only clicked on the link.
I finally got mine too! I funded 3/3, clicked on link here.
May 07, 2020 03:40 PM
1,007 Posts
Joined Mar 2019
CycloneFWMay 07, 2020 03:40 PM
1,007 Posts
My "Closing Expert" added the Amex card details task to my task list. This happened after my "Processing Expert" finished his steps and I'm now being scheduled for closing.

https://i.imgur.com/iAUXNn8.jpg
May 07, 2020 04:09 PM
606 Posts
Joined Dec 2013
cdancer20May 07, 2020 04:09 PM
606 Posts
Quote from CycloneFW :
My "Closing Expert" added the Amex card details task to my task list. This happened after my "Processing Expert" finished his steps and I'm now being scheduled for closing.

https://i.imgur.com/iAUXNn8.jpg
I'm just keeping up with timelines. When did you lock your rate?

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May 07, 2020 04:16 PM
1,007 Posts
Joined Mar 2019
CycloneFWMay 07, 2020 04:16 PM
1,007 Posts
Quote from cdancer20 :
I'm just keeping up with timelines. When did you lock your rate?
Applied 4/23
Sent competing offer 4/24
Locked 4/24
Loan went to underwriting 4/25
Loan conditionally approved 4/25
Title work ordered 4/27
Last of follow-up paperwork completed 4/29
Title work received 5/4
Submitted for final review 5/6
Moved to Closing prep 5/7

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