Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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I closed my loan on April 15 and received the statement credit on 6/12.
I paid $2400 in points during Nov 2019 and obtained a cash-out refinance for my investment property (3.625% for 15 years). I would not have tried again if there was no AMEX credit.
Right now, Better after PM to AIMLoan gave me 3.25% for 15 years (no-cashout) with about $1700 closing cost (without prepaid and escrow). Hopefully, I will get $2500 AMEX credit.
Anyone know if lender fi gives an estimate without pull?
Also my loan amount is 560k. It seems i wont get a good rate unless i pAy it down to 510k.
Im in california. Anyone find a good rate on 560k for 20 year loan?
Take screenshots before you lock because you cannot see the rate table once you lock.
If you have already locked, you loan concierge/officer can send you screenshots of the rate table as they still can see it on their side.
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Anyone know if lender fi gives an estimate without pull?
I closed my loan on April 15 and received the statement credit on 6/12.
Also, which rate would you choose to rate match and why? Loan amount 510,000, 30 year conventional. Closing cost same as it's the same company. I plan to stay about 5 years.
1. 3 % (3.037 APR) 0 points.
2. 3.125 % (3.162 APR) $5100 credit.
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1. 3 % (3.037 APR) 0 points.
2. 3.125 % (3.162 APR) $5100 credit.
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