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Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
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is this a good offer?
is this a good offer?
is this a good offer?
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- Is it better to take 30 year and then invest the remaining amount vs taking 15 year loan ?
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yeah but your guess is as good as mine
- Is it better to take 30 year and then invest the remaining amount vs taking 15 year loan ?
yeah I feel the same way
A+B+C = $9196
E+G+F+H = $3331
D+I = $12,527 - $8,210 = $4317
Better Counter Offer
A+B+C = $1714
E+G+F+H = $3863
D+I = $5577 - $1728 = $3849
Both are $363,000 loan for 2.75% interest rate.
All Better did was moved the loan fees into escrow.
Competitor Loan cost = $9196 - $8210 = $986
Better Loan Coast = $1714 - $1728 = -$14
$986 - (-$14) = $1,000
I don't think they "moved" loan fees into escrow. The escrow estimate is just different, probably based on their assumptions for insurance and taxes. Regardless, escrow is still "your" money. They're just holding it for you.
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