Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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is this a good offer?
is this a good offer?
is this a good offer?
Exclusive offer for eligible American Express® Card Members from Better.com
A Better way to refi
As an American Express® Card Member, you have access to an exclusive offer when you refinance a home with us at Better.com — including a $2,500 statement credit, a free appraisal with rush support, and a Better Dedicated Concierge. In order to receive the statement credit, you must close your mortgage by 10/28/2020. See offer terms below.
Take a few minutes now and get one step closer to your refi.
- Is it better to take 30 year and then invest the remaining amount vs taking 15 year loan ?
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yeah but your guess is as good as mine
- Is it better to take 30 year and then invest the remaining amount vs taking 15 year loan ?
yeah I feel the same way
A+B+C = $9196
E+G+F+H = $3331
D+I = $12,527 - $8,210 = $4317
Better Counter Offer
A+B+C = $1714
E+G+F+H = $3863
D+I = $5577 - $1728 = $3849
Both are $363,000 loan for 2.75% interest rate.
All Better did was moved the loan fees into escrow.
Competitor Loan cost = $9196 - $8210 = $986
Better Loan Coast = $1714 - $1728 = -$14
$986 - (-$14) = $1,000
I don't think they "moved" loan fees into escrow. The escrow estimate is just different, probably based on their assumptions for insurance and taxes. Regardless, escrow is still "your" money. They're just holding it for you.
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