Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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9,848 Comments
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I was able to lock down a 2.75 30 year fixed with 4k credit.
I was able to lock down a 2.75 30 year fixed with 4k credit.
congrats, why the third party fees are so high?
ABC total is $2,320 plus a $350 lender credit to bring it to $1,970. Even with the AMEX credit it wont' cover all the other closing costs (high transfer taxes in my state).
Good enough to lock it in?? What do you think?
I was able to lock down a 2.75 30 year fixed with 4k credit.
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ABC total is $2,320 plus a $350 lender credit to bring it to $1,970. Even with the AMEX credit it wont' cover all the other closing costs (high transfer taxes in my state).
Good enough to lock it in?? What do you think?
ABC total is $2,320 plus a $350 lender credit to bring it to $1,970. Even with the AMEX credit it wont' cover all the other closing costs (high transfer taxes in my state).
Good enough to lock it in?? What do you think?
looks pretty good right now, as good as it gets
"If your previous refinance was a cash-out refinance then you would have to wait 6 months to begin a new one. If it was a regular refinance, then you can begin a new refinance at any time! You can also use the AMEX offer on a new refinance."
ABC total is $2,320 plus a $350 lender credit to bring it to $1,970. Even with the AMEX credit it wont' cover all the other closing costs (high transfer taxes in my state).
Good enough to lock it in?? What do you think?
"If your previous refinance was a cash-out refinance then you would have to wait 6 months to begin a new one. If it was a regular refinance, then you can begin a new refinance at any time! You can also use the AMEX offer on a new refinance."
Would like to try again with the $1k rate match and Amex offer. Based on the terms and conditions for rate match can't have had a rate lock in past 60 days. Based on comments I read here that an application must proceed within 30 days, anyone know if I can try applying before July 25, then present a competitor's LE after August 15 (60 days after yesterday's lock expiration) if this strategy would work out to get rate match as well as amex offer?
Concern though would also be with the several week time lag between applying and rate locking, if the Better agent is unresponsive in the 24 hours after presenting the other LE by which the deal could get away again.
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I'm waiting on one more LE to come back but I'd be surprised if it's better than what I just locked and I didn't want this rate to get away from me.
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