Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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OWNING: 30 year, 2.99% APR, no closing costs or points
I've submitted this to better to see if they can beat it. I'm wondering if this is a good place to start or should I keep shopping around.
EDIT: Let me know if you need more info from me. Thanks!
I also did the same but the review is still pending. I wonder how long it took them to get it cleared? Can you offer more insights?
I also did the same but the review is still pending. I wonder how long it took them to get it cleared? Can you offer more insights?
I also did the same but the review is still pending. I wonder how long it took them to get it cleared? Can you offer more insights?
I submitted an LE last Thursday to attempt to match by email, and my loan guy said he would look over it. Heard nothing all weekend. Scheduled a call Monday and they started asking for an updated LE. If you submit an LE call, and bug them. Apparently if its past 24 hours, they can request a new one. Which is highly anoying as rates went up over the weekend.
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Better yet, they have the option to buy the rate down to 2.25% and if they let me roll those costs into the loan I'm all in
I used NBKC bank and Better beat it by 1k
I applied with Better.com on 6/22. Better had the worst rates (by far!) out of all of the other mortgage lenders that I checked. I worked with a concierge, who told me they would match any price I received.
I sent Better.com two Loan Estimates. The first one, they agreed to match but added an $1800 lender fee in points, which was not on the other estimate. They flatly refused to match the second estimate or to honor the price match guarantee listed on the website.
Two online lenders and my local credit union offered pricing that was substantially cheaper than better.com. As a side note, I plan to list a complaint on consumerfinance.gov, BBB, and Amex for misleading information provided on their website. Hopefully, this will discourage people from using them in the future and wasting there time and applying and accessing their credit reports.
I applied with Better.com on 6/22. Better had the worst rates (by far!) out of all of the other mortgage lenders that I checked. I worked with a concierge, who told me they would match any price I received.
I sent Better.com two Loan Estimates. The first one, they agreed to match but add an $1800 lender fee, which was not on the other estimate. They flatly refused to match the second estimate, or to honor the price match guarantee listed on the website.
Two online lenders and my local credit union offered pricing that was substantially cheaper than better.com.
yeah it is like insurance companies, the pricing depends on many particular factors
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