Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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OWNING: 30 year, 2.99% APR, no closing costs or points
I've submitted this to better to see if they can beat it. I'm wondering if this is a good place to start or should I keep shopping around.
EDIT: Let me know if you need more info from me. Thanks!
I also did the same but the review is still pending. I wonder how long it took them to get it cleared? Can you offer more insights?
I also did the same but the review is still pending. I wonder how long it took them to get it cleared? Can you offer more insights?
I also did the same but the review is still pending. I wonder how long it took them to get it cleared? Can you offer more insights?
I submitted an LE last Thursday to attempt to match by email, and my loan guy said he would look over it. Heard nothing all weekend. Scheduled a call Monday and they started asking for an updated LE. If you submit an LE call, and bug them. Apparently if its past 24 hours, they can request a new one. Which is highly anoying as rates went up over the weekend.
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Better yet, they have the option to buy the rate down to 2.25% and if they let me roll those costs into the loan I'm all in
I used NBKC bank and Better beat it by 1k
I applied with Better.com on 6/22. Better had the worst rates (by far!) out of all of the other mortgage lenders that I checked. I worked with a concierge, who told me they would match any price I received.
I sent Better.com two Loan Estimates. The first one, they agreed to match but added an $1800 lender fee in points, which was not on the other estimate. They flatly refused to match the second estimate or to honor the price match guarantee listed on the website.
Two online lenders and my local credit union offered pricing that was substantially cheaper than better.com. As a side note, I plan to list a complaint on consumerfinance.gov, BBB, and Amex for misleading information provided on their website. Hopefully, this will discourage people from using them in the future and wasting there time and applying and accessing their credit reports.
I applied with Better.com on 6/22. Better had the worst rates (by far!) out of all of the other mortgage lenders that I checked. I worked with a concierge, who told me they would match any price I received.
I sent Better.com two Loan Estimates. The first one, they agreed to match but add an $1800 lender fee, which was not on the other estimate. They flatly refused to match the second estimate, or to honor the price match guarantee listed on the website.
Two online lenders and my local credit union offered pricing that was substantially cheaper than better.com.
yeah it is like insurance companies, the pricing depends on many particular factors
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