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Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
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9.8K Comments
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Borrowing $240,000 on $520,000 property with 800+credit, 30 year fixed, no lender costs:
2.75% with about $1000 in credits
Awaiting something in writing but with that I'd personally lock at that rate and have Title costs using my own Title Company in PA using Radian for about $1600 which isnt bad.
Dont think Better.com will match/beat this based on the last few pages...
Shahhere
I got $99,999 at 2.625% interest rate for 15 years.
A. Origination points: $1,313 (1.313% of loan amount)
B. Services you cannot shop for: $214
C. Services you can shop for: $1,363
A+B+C: $2,890
E, F, G, H: $227
J. Total closing costs $3,117
Once taking into account the Amex credit, I would be paying $617 to refinance my 5-year old 30yr @ 3.875 rate loan, and I project break-even to be reached at 5 months and an estimated ~$7,800 saved over the life of the loan when comparing the new loan payment vs. old payment (adding extra to old payment since it goes up in new term).
This is great! Hope everything goes smoothly after locking the rate.
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Below is his details, good luck.
We provide the credit statement. The Credit statement goes to your AMEX card. I will not be able to provide any more lender credits because I maxed out the concessions I can give. This is our best offer.
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Btw has anyone got assigned to "Mak" from better how is she to deal with.
TIA
Thanks.
I have not heard back on my submission. Does anyone know when the Price Guarantee changed from $1k to $100. In addition, has anyone received a confirmation of Better honoring the $1k for those of us who had applied
I have not heard back on my submission. Does anyone know when the Price Guarantee changed from $1k to $100. In addition, has anyone received a confirmation of Better honoring the $1k for those of us who had applied
Thank you, I grabbed the screenshot.
6/15: Locked at Better
6/25: Title cleared, underwriting completed already
6/30: Closed
2.75% 30 year
D+E = $1,100
Credit = $3,867
AMEX = $2500
Total profit = $5,267
Will jump right back in the game when I start seeing people get no-cost 2.5% 30year deals. I'll be keeping an eye on the forums for success stories.
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I see people are doing second round with this Amex/Better offer. Is there any early pay off penalty? I thought most lender want you to keep the loan for at least 6 months?
Thanks.
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