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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Jul 06, 2020 10:46 PM
386 Posts
Joined Apr 2016
physio1213Jul 06, 2020 10:46 PM
386 Posts
Quote from Evils :
I refinanced with Better at the end of February through my wife's Amex Green Card. Any chance I can refinance again today with my Amex card?
You can use any card. AMEX credit is per transaction. You use even your wife's card again.
Jul 06, 2020 10:46 PM
3 Posts
Joined Jul 2020
NeatScent527Jul 06, 2020 10:46 PM
3 Posts
Quote from Edge :
Better.com matched for the 2nd (and final time). The offer looks good to me.

Anyone in TX ? My loan is under 4 years so I qualify for a discount on the title insurance. Do I have to use the same title company or I can pick any one ?
Talked to a title company today on this exact issue. You can use anyone, discount is also regulated. However, they recommended using same title company as they already have an old file (not sure on this). Rates are regulated, so only difference is actual escrow fees and other title company charges.
Jul 06, 2020 10:53 PM
4,660 Posts
Joined Mar 2006
PhasersJul 06, 2020 10:53 PM
4,660 Posts
Quote from Edge :
Better.com matched for the 2nd (and final time). The offer looks good to me.

Anyone in TX ? My loan is under 4 years so I qualify for a discount on the title insurance. Do I have to use the same title company or I can pick any one ?
You'll get 50% off the title insurance.

You can use any title co (your choice). Call and negotiate their fees too.

Who did you have Better.com match for you in Texas?
Jul 06, 2020 10:58 PM
180 Posts
Joined Jun 2017
RohanM3727Jul 06, 2020 10:58 PM
180 Posts
Did you guys allow the title agent inside the house at the time of closing? I was planning to get all docs signed outside in the patio with a fan on. Hoping the agent doesn't mind that.
Jul 06, 2020 11:02 PM
3,126 Posts
Joined Jun 2007
nicemannJul 06, 2020 11:02 PM
3,126 Posts
Quote from RohanM3727 :
Did you guys allow the title agent inside the house at the time of closing? I was planning to get all docs signed outside in the patio with a fan on. Hoping the agent doesn't mind that.
It will be a notary. I doubt if they will care.
Jul 06, 2020 11:04 PM
568 Posts
Joined Sep 2014
EvilsJul 06, 2020 11:04 PM
568 Posts
Quote from physio1213 :
You can use any card. AMEX credit is per transaction. You use even your wife's card again.
Right, but I remember reading that better.com actually has a time limit between two refinance transactions for the same property?!
Jul 06, 2020 11:19 PM
1,007 Posts
Joined Mar 2019
CycloneFWJul 06, 2020 11:19 PM
1,007 Posts
Quote from Evils :
Right, but I remember reading that better.com actually has a time limit between two refinance transactions for the same property?!
Better's Fine Print on the Better Price Guarantee reserves them the right not to beat by $1k a competing estimate for the refinance of a mortgage (on the same property) that they originated within the past 6 months. Doesn't mean they won't compete with the offer, but they don't "guarantee" to beat it by $1k, as much as their "guarantee" actually was one.

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Jul 06, 2020 11:29 PM
1,971 Posts
Joined Aug 2010
Debit2CashJul 06, 2020 11:29 PM
1,971 Posts
Quote from RohanM3727 :
Did you guys allow the title agent inside the house at the time of closing? I was planning to get all docs signed outside in the patio with a fan on. Hoping the agent doesn't mind that.
I signed all of ours in the back patio. My notary actually liked the fact that we did it outside.
Jul 06, 2020 11:41 PM
205 Posts
Joined Aug 2013
SomeXYZJul 06, 2020 11:41 PM
205 Posts
Better.com not accepting https://hightechlending.mortgagewebcenter.com website print estimate. Did anyone get luck with it?
Jul 06, 2020 11:47 PM
227 Posts
Joined Apr 2006
jazzman161Jul 06, 2020 11:47 PM
227 Posts
Trying to apply for another refinance on same property. (Refinanced about 3 months ago) but this time will use AMEX link. When I go through it and sign in, it says "you already have a loan application for this address" and when I click continue to application, it brings be back to my original refinance app from 3 months ago, that's already completed.

Anybody come across this issue?
Jul 06, 2020 11:48 PM
5,208 Posts
Joined Feb 2008
unlvrebelsJul 06, 2020 11:48 PM
5,208 Posts
Quote from RohanM3727 :
Did you guys allow the title agent inside the house at the time of closing? I was planning to get all docs signed outside in the patio with a fan on. Hoping the agent doesn't mind that.
I chose 6 pm closing time for my primary residence. I kept a 6 ft table with three chairs on the lawn (backyard) and did paperwork with the notary.
Jul 06, 2020 11:52 PM
681 Posts
Joined Jul 2007
kamiraaJul 06, 2020 11:52 PM
681 Posts
Dang not showing up in my offers . . .
Jul 06, 2020 11:54 PM
113 Posts
Joined Jan 2007
EdgeJul 06, 2020 11:54 PM
113 Posts
Quote from Phasers :
You'll get 50% off the title insurance.

You can use any title co (your choice). Call and negotiate their fees too.

Who did you have Better.com match for you in Texas?
Lenderfi.com
Jul 06, 2020 11:55 PM
386 Posts
Joined Apr 2016
physio1213Jul 06, 2020 11:55 PM
386 Posts
Quote from Evils :
Right, but I remember reading that better.com actually has a time limit between two refinance transactions for the same property?!
'No time limit between any transactions" That's what I was told by my loan officer. Call and ask Better directly, they know what people are trying to do.

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Jul 07, 2020 12:01 AM
1,007 Posts
Joined Mar 2019
CycloneFWJul 07, 2020 12:01 AM
1,007 Posts
Quote from jazzman161 :
Trying to apply for another refinance on same property. (Refinanced about 3 months ago) but this time will use AMEX link. When I go through it and sign in, it says "you already have a loan application for this address" and when I click continue to application, it brings be back to my original refinance app from 3 months ago, that's already completed.

Anybody come across this issue?
Register with a different email address than the one you used last time. Alternatively, log into the old account and change it's email address to a different one and now register with the original email address.

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