Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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couple of questions that I need assistance with and would greatly appreciate -
1. Is LenderFi good to work with? Should I work with better mortgage to see if they can price match. Have folks refinanced through LenderFi with no issues?
2. I am in PA. Can folks recommend Title companies that are better to work with and can provide a better deal on the title services.
couple of questions that I need assistance with and would greatly appreciate -
1. Is LenderFi good to work with? Should I work with better mortgage to see if they can price match. Have folks refinanced through LenderFi with no issues?
2. I am in PA. Can folks recommend Title companies that are better to work with and can provide a better deal on the title services.
1) There is nothing stopping you from locking in with Lenderfi, while also applying to Better, and trying to get them to match your LE. The LE you submit to Better has to be from the previous 24 hours. So make sure you send it over soon after you get it. I would at least give better a chance. They might beat it by $1000, and then you can also get the $2500 lender credit.
Also if it works out like mine, Lenderfi waved the appraisal on the LE. But at first the Better LE had a $550 aprasial fee, but they increased the lender paid amount by 550 to offset it.. but When I was locking they verified I qualified for no appraisal, so I get that 550 back.. so they actually beat Lenderfi by $1550, and then add in the $2500 amex credit.. Worth the extra few hours of work.
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For me, the lender fees are covering everything but around $100 bucks. This includes escrow and all fees.
Also if it works out like mine, Lenderfi waved the appraisal on the LE. But at first the Better LE had a $550 aprasial fee, but they increased the lender paid amount by 550 to offset it.. but When I was locking they verified I qualified for no appraisal, so I get that 550 back.. so they actually beat Lenderfi by $1550, and then add in the $2500 amex credit.. Worth the extra few hours of work.
Also if it works out like mine, Lenderfi waved the appraisal on the LE. But at first the Better LE had a $550 aprasial fee, but they increased the lender paid amount by 550 to offset it.. but When I was locking they verified I qualified for no appraisal, so I get that 550 back.. so they actually beat Lenderfi by $1550, and then add in the $2500 amex credit.. Worth the extra few hours of work.
Also in PA and shopping currently. Have excellent credit, no debt besides house. Better quoted 2.25% but with $4900 in points. I have to imagine I should be able to get 2.5% with no points....
Thanks
Thanks
Thanks.
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Thanks
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