Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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9,848 Comments
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Anyone waiting more than 2 months?
Did you use their title company?
At what point after signing the final disclosure agreements did you enter your credit card
Did you use their title company?
At what point after signing the final disclosure agreements did you enter your credit card
I sent them my quote for a cheaper title company. They added a credit difference to stay with Better Title.
Credit card? If you read through posts from the last few days, it has been mentioned MANY TIMES.
Did you use their title company?
At what point after signing the final disclosure agreements did you enter your credit card
I did as I was too busy to find one of my own.
I believe it was close to or right after... a task was assigned to me to provide the information.
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A+B+C+E = $4000 (GA has big 'E')
1. 2.75% with 3000 credit
2. 2.625 with 1500 credit
On the face of it I am leaning towards the lower rate but I don't think Better is matching that rate. So may be get Better to match 2.75% and try to get Amex credit is the better option? Thoughts?
Make sure that the Credit they are giving doesn't include their $1500 origination fee. My quotes turned into having $1500 fee which is not the same as having a $3000 credit with out costs.
For what its worth LoanCabin has been really slow but their quote and Estimate were an exact match without surprises or changes despite being later by 4 days.
Shahhere
Anyone waiting more than 2 months?
She said only the lender can verify eligibility and AMEX cannot. This is also why we don't see it under offers on the AMEX page.
But other have reported here that they have had success confirming eligibility with by calling AMEX. So not sure which one it is.
I guess as long as you complete the AMEX details task , it means you are eligible and will get the credit within the 8-12 week timeframe
3250 lender credit with ABC of 1376 with 2.375 rate in Texas and LTV ratio of 70 percent
Any recent offers that are better than this for 15 year ?
3250 lender credit with ABC of 1376 with 2.375 rate in Texas and LTV ratio of 70 percent
Any recent offers that are better than this for 15 year ?
Someone reported that it's been 2 months and they still haven't received any credit from AMEX and not sure if that ever gets received.
Will we get any confirmation from AMEX that we were qualified for this offer after closure as an assurance to get this credit and it's just a matter of waiting longer similar to rebates ?
Trying to see if this discussion helps others to take the right call when they are factoring this $2500 credit from AMEX to make the right financial decision that cannot be undone.
3250 lender credit with ABC of 1376 with 2.375 rate in Texas and LTV ratio of 70 percent
Any recent offers that are better than this for 15 year ?
Depending on your goals, 2.25 might be better in the long run than 2.375 if you could negotiate on how much you save now.
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There is an option in the taskbar for a notary to come to my house.
Is this only available if I was using betters closer because mine mentioned they charge $250 to come out to the house.
Is this something that Amex covers?
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