Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Heads up, this deal has expired. Want to create a deal alert for this item?
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
expiredGreenworld123 posted Dec 08, 2019 02:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
9,847 Comments 1,384,814 Views
Visit Retailer
Good Deal
Save
Share
Deal Details
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Community Voting

Deal Score
+226
Good Deal
Visit Retailer

Leave a Comment

Unregistered (You)

9,848 Comments

Sign up for a Slickdeals account to remove this ad.

Jul 16, 2020 03:17 PM
515 Posts
Joined Oct 2012
Deals_bobJul 16, 2020 03:17 PM
515 Posts
Quote from shahhere :
I applied almost 2 weeks back on a Monday and got the LE on Wednesday. I did email the contact twice to keep up on it. I think they have gotten being bombarded (SD Effect?) and seems like their turn around time has been longer.



The bright side is that no one has yet claimed that the numbers were different than what they saw/quoted. Keep calling; emailing them for the a Loan Estimate.


For me they already "Locked" my rate which again I did not "Commit" to lol but was the best offer of the bunch (until yesterday) so I did not mind it but they sent the LE without issue.


Shahhere
cool. Good that you heard back from Loan cabin. May I know what rate/ numbers that you got from Loan Cabin and loan amount. So, at least i can have better hope. Thanks
Last edited by Deals_bob July 16, 2020 at 08:26 AM.
Jul 16, 2020 03:24 PM
324 Posts
Joined Jul 2016
sskumarsdJul 16, 2020 03:24 PM
324 Posts
Quote from nicemann :
Looks like some people have been told that in the past. Especially with Arnold. It seems to be hit or miss.
for me its Michael DaCruz
Jul 16, 2020 03:27 PM
1,452 Posts
Joined Jul 2008
svinokotJul 16, 2020 03:27 PM
1,452 Posts
What is it, another 8 days? Then they will lose all their customers.
Jul 16, 2020 03:27 PM
3,151 Posts
Joined Jun 2007
nicemannJul 16, 2020 03:27 PM
3,151 Posts
Quote from sskumarsd :
for me its Michael DaCruz
Sounds like it maybe spreading then. Trying to get the lowest rate plus the AMEX credit maybe almost over. Guess it's a good thing this deal lasted so long then and is about to wrap up.
Jul 16, 2020 03:33 PM
25 Posts
Joined Apr 2020
wj_cmJul 16, 2020 03:33 PM
25 Posts
I think this was asked before but hard to find the answer in previous pages.
Has anyone been successful getting the Amex credit statement using the same Amex card for a second go round of refinance with Better?
Jul 16, 2020 03:37 PM
93 Posts
Joined Feb 2017
JasonC8362Jul 16, 2020 03:37 PM
93 Posts
Quote from nagraw4 :
What!! Really? The whole idea of getting the match was to get the extra $2.5k!
There are two departments now - one handling AMEX and another handling non-amex matches. The quotes are different. Jonathan from the non-amex dept verbally agreed to give me the maximum 4k match..which was immediately rescinded after my file was sent back to the amex team. My quote was 6k off from loan depot and that was that. Lucky for those who got through but this amex pricematch gig is almost up.
Jul 16, 2020 03:38 PM
807 Posts
Joined Jan 2007
DoatsloJul 16, 2020 03:38 PM
807 Posts
Just a data point to add.. WM quoted me a 2.75 w 2800 in credits (but wm had 1500 orig fee). Better was not able to price match the lender credit but did pm a+b+c .... Went with WM since had larger credit than amex promo.... YMMV

Sign up for a Slickdeals account to remove this ad.

Jul 16, 2020 03:43 PM
93 Posts
Joined Feb 2017
JasonC8362Jul 16, 2020 03:43 PM
93 Posts
Quote from svinokot :
How is Loan Depot easy? They don't even show rates on their web site, not speaking about getting a LE. I filled out the basic info like name, phone and email and all I get is multiple automated voice messages asking to called them back. How do I get a LE from Loan Depot?
A few of us have advocated for loan depot so they may have gotten busy recently, but before they got back in hours by phone call....
Jul 16, 2020 03:44 PM
126 Posts
Joined Oct 2018
David9569Jul 16, 2020 03:44 PM
126 Posts
Quote from JasonC8362 :
There are two departments now - one handling AMEX and another handling non-amex matches. The quotes are different. Jonathan from the non-amex dept verbally agreed to give me the maximum 4k match..which was immediately rescinded after my file was sent back to the amex team. My quote was 6k off from loan depot and that was that. Lucky for those who got through but this amex pricematch gig is almost up.
Maybe the key is to act quickly? My quote was probably more than 6K, and it was accepted within hours. I just got the match 2 days ago.
Maybe our relationship with Amex is relevant? I've had a long relationship with them and put a lot of spend on some cards (category grocery).
I also was not new to Better either. I opened up an account with them for some easy money a year or two ago.


Jul 16, 2020 03:56 PM
93 Posts
Joined Feb 2017
JasonC8362Jul 16, 2020 03:56 PM
93 Posts
Quote from David9569 :
Maybe the key is to act quickly? My quote was probably more than 6K, and it was accepted within hours. I just got the match 2 days ago.
Maybe our relationship with Amex is relevant? I've had a long relationship with them and put a lot of spend on some cards (category grocery).
I also was not new to Better either. I opened up an account with them for some easy money a year or two ago.
Perhaps before they start shuffling your file back and forth to different accounts. The AMEX team got hold of my account first before my scheduled talk with the non-amex rep. Had the non-amex rep generated the LE things may have been different b/c they can't backtrack from a paper LE.

Relationship with AMEX is non-relevant. I have 25+ years with them. I was also new to better. Whether you get better match or not is a luck of the draw. I had Mak (who everyone advocates on this forum) and still didn't get the match. I also initiated this last Friday - and plenty have gotten matches on Monday/Tues.
Jul 16, 2020 04:05 PM
276 Posts
Joined Dec 2013
tedzoJul 16, 2020 04:05 PM
276 Posts
Quote from KaatuPaadi :
I have locked 2.75, 1500 points and No lender credit for my 500K 30 year loan. better will be able to match to make it even better but cant get a good quote.. Watermark is refusing to give me LE.. unless I commit.. What commit, I have no idea.

What other lenders give quick online LE???. ally gives but rates are high
Commit means, fill out online application and let them run the credit check.
Jul 16, 2020 04:05 PM
93 Posts
Joined Feb 2017
JasonC8362Jul 16, 2020 04:05 PM
93 Posts
If I were to provide advice on how to initiate the process with better.com now since so many are rejected...I would first go through the normal channel (non-amex), get a loan estimate, and then ask them to add the AMEX credit afterwards. While this may not work, I think this gives you a chance especially since they can't backtrack from the LE once it's on paper.

It's risky though so prepare for some headaches.
1
Jul 16, 2020 04:08 PM
96 Posts
Joined May 2009
hworldJul 16, 2020 04:08 PM
96 Posts
Quote from sskumarsd :
better told me just now that they can do either LE match or AMEX but not both, is it the same for everyone? he was telling the terms were updated.
I just locked the rate with Better by matching LE from Sebonic also got confirmation in writing on Amex 2500 offer added to the application. Paid $550 for the appraisal for the lock but that will be refunded as I approach the closing. I got 2.25 for 15 year fixed refi, A+B+C+E=2682 and lender credit of $3634. I think it depends on the LO you get.
Jul 16, 2020 04:21 PM
97 Posts
Joined Aug 2011
madsardJul 16, 2020 04:21 PM
97 Posts
Quote from thinkaudi :
I just locked the rate with Better by matching LE from Sebonic also got confirmation in writing on Amex 2500 offer added to the application. Paid $550 for the appraisal for the lock but that will be refunded as I approach the closing. I got 2.25 for 15 year fixed refi, A+B+C+E=2682 and lender credit of $3634. I think it depends on the LO you get.
That's a nice rate! $3634 lender credit includes $2500 amex credit or that is going to be a separate credit?

Sign up for a Slickdeals account to remove this ad.

Jul 16, 2020 04:26 PM
96 Posts
Joined May 2009
hworldJul 16, 2020 04:26 PM
96 Posts
Quote from madsard :
That's a nice rate! $3634 lender credit includes $2500 amex credit or that is going to be a separate credit?
It's separate from lender credit, he said it will be a statement credit.

Leave a Comment

Unregistered (You)

Popular Deals

Trending Deals