Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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For instance, if appraisal comes in low, say 500k instead of 560k that you put. Does it matter at all? Loan balance is low 300k, so LTV should be lower than 80% regardless.
Where do you get your last statement for loan from if that lender is saying they're trying to move your files to different servicer? Do you contact that lender to try to get a statement?
For instance, if appraisal comes in low, say 500k instead of 560k that you put. Does it matter at all? Loan balance is low 300k, so LTV should be lower than 80% regardless.
Where do you get your last statement for loan from if that lender is saying they're trying to move your files to different servicer? Do you contact that lender to try to get a statement?
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2. Watermark seemed ready to match LoanCabin's 2.625 which would have been about a $2900 lender credit. I didn't pursue.
3. Better matched my deal with LoanCabin, which was better than the one you have (290K loan). And of course there is the $2500.
That might be the best you can do, but rates are continually going down, so I'd at least see if Better will match for an easy 2.5K+.
4. Some people have mentioned that their Waterloan numbers wound up being not what they were originally told, so be careful for that.
I mean look at this...
https://wallethub.com/profile/the...-13797888i
They seem like a nightmare company. My loan has not closed yet, I have asked better to sell it to a different company.
I mean look at this...
https://wallethub.com/profile/the...-13797888i [wallethub.com]
They seem like a nightmare company. My loan has not closed yet, I have asked better to sell it to a different company.
Similarly, some credit card companies charge higher interest on balances or don't waive a late payment fee even on the first occurrence, but neither should impact someone on top of their finances.
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Similarly, some credit card companies charge higher interest on balances or don't waive a late payment fee even on the first occurrence, but neither should impact someone on top of their finances.
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