Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Item 1 of 1
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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Shahhere
Shahhere
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We're reviewing your application and will be in touch soon about what to do next.
Due to current market conditions and high volume, a Loan Officer will be in touch with you within the next few days.
Thank you for choosing Loan Cabin Inc. We're proud to be part of your journey to home ownership."
Didn't get another email until 7/24 asking for more details for my desired loan length, value of home etc - I responded Friday at noon and still no word back at 36 hours later from Robert/ bob at loan cabin .com. and no LE yet.
You could always try and see if the concierge will be able to add it.
Sooooo for me I am about to close Better sometime next week and they upped their offer but not quite the total credit i have with Caliber. Question around this is what I go ahead and close but also continue with Caliber so I'd close next week and the loan would fund early August and that I would complete 2nd refinance by September as my lock expiration is 9/18 for Caliber. Questions about doing this or any logistics and if I would lose the Amex credit in the midst........
Shahhere
Got 2.875% with no points/lender fees through GR
New York State, 625k loan size, 53% LTV, 64% CLTV
I'm paying a quarter point for an escrow waiver since I think I can make back the interest by self-escrowing into my HELOC (currently at PRIME +0% -- 3.25%)
AFME offered me 3% but were concerned that they wouldn't be able to lock rates long enough to complete subordination + CEMA. Super nice folks, though.
Better.com offered me 2.875% w/ nearly $11k in fees No Thanks! New York tends to be hit or miss though.
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