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Chase Visa Rewards (most types of cards) 10% off usual points needed on Gift Cards listed

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Eligible cards include: Chase Freedom®, Chase Freedom Unlimited®, Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Ink Business Preferred℠ Credit Card, Ink Business Unlimited℠ Credit Card and Ink Business Cash℠ Credit Card.

The offer is for a 10% discount on the following gift cards when you redeem your reward points through Chase Ultimate Rewards®:

American Eagle
Autozone
BJ's Restaurant
Bloomin' Brands (5% discount)
Bob Evans
Build-a-Bear
Dave & Buster's
Domino's
Fandango
GameStop (Sapphire only)
H&M
Happy Dining
Happy Moments
Happy Rewards
Krispy Kreme
Microsoft XBOX
Regal Entertainment (Sapphire only)
SpaFinder
Staples (Chase Ink Card only)
Steak 'N' Shake
Ulta (Freedom & Sapphire only)
Wayfair (10% discount ends 12/15)
Whole Foods (Freedom & Ink only)
To take advantage of this offer, log into your account and click on "Ultimate Rewards®" then "Shop Gift Cards." You can navigate to "Recommendations" and sort by "Sale.

Gift cards are shipped, so you'll need to plan ahead if you want to use them as gifts for the holidays. Standard shipping is free and takes six to 10 days, while rush shipping costs $10 and takes three to six days. The Chase Ultimate Rewards® site states you must place your gift card order by 12/10 to ensure delivery by 12/21.

Note that there are limited gift card quantities available, so some offers may be pulled prior to 12/31/19.
Created 12-09-2019 at 11:43 PM by SUCHaDEAL
in Finance
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Joined Jul 2010
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sam19777
12-10-2019 at 12:49 AM.
12-10-2019 at 12:49 AM.
Sorry not a deal. A lot of people have either Reserve or Sapphire, which worth 25% or 50% more and this is only 10%
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Joined Feb 2008
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ShamelesslyThrifty
12-10-2019 at 05:11 AM.
12-10-2019 at 05:11 AM.
I don't think it is a good deal to redeem Chase Rewards points for gift cards. It is better to put those points toward a statement credit or transfer to a travel partner (if possible).

Most retail gift cards can be purchased for less than face value frequently. Often for 20% off. This is another reason it is better to redeem your Chase Points in another way.
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Joined Nov 2011
SD rocks!
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louiemingione
12-10-2019 at 05:13 AM.
12-10-2019 at 05:13 AM.
Well I appreciate the heads up! Wish they had immediate redemption with e cards though.
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Joined May 2007
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diavolo33
12-10-2019 at 06:28 AM.
12-10-2019 at 06:28 AM.
Quote from ShamelesslyThrifty :
I don't think it is a good deal to redeem Chase Rewards points for gift cards. It is better to put those points toward a statement credit or transfer to a travel partner (if possible).
Redeeming for statement credit is an equally bad deal.
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Joined Nov 2007
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sandyn
12-10-2019 at 07:09 AM.
12-10-2019 at 07:09 AM.
Quote from diavolo33 :
Redeeming for statement credit is an equally bad deal.

How come?
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Joined May 2007
L10: Grand Master
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diavolo33
12-10-2019 at 07:18 AM.
12-10-2019 at 07:18 AM.
Quote from sandyn :
How come?

Because that gets you only 1 cent per point. Chase points are worth considerably more when transferred to certain travel partners or even redeemed through the Chase travel portal if you have either of the Sapphire cards or Ink Preferred card.
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Joined Jan 2008
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aaevann
12-10-2019 at 07:28 AM.
12-10-2019 at 07:28 AM.
I agree with the others - using Ultimate Rewards points to get statement credits or gift cards is the lowest possible value you can get for them. Plus many of those are routinely available on sale via sites like Raise (with email delivery too!)

Booking through the Chase Travel portal for the 1.25x or 1.5x multiplier can give you some good redemption options

Transferring Ultimate Rewards to the travel partners and booking your travel as an award through the partner can give you the greatest value
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Bigzamboni
12-10-2019 at 07:36 AM.
12-10-2019 at 07:36 AM.
Quote from diavolo33 :
Because that gets you only 1 cent per point. Chase points are worth considerably more when transferred to certain travel partners or even redeemed through the Chase travel portal if you have either of the Sapphire cards or Ink Preferred card.
I wouldn't always say it's always a bad deal. Depends on how many points someone has. I don't get added utility value from premium hotels, for example. I already have more United miles than I can easily use myself. I've redeemed 400k UR for statement credits in the past year and still have over 300k UR points. The present value of that (essentially) cash to me was worth more than the future value of the UR. I wouldn't redeem my whole stash, but after nearly maxing the 5x office supply bonus two years in a row, I had more than I was safe keeping as UR in case I got axed for MS.
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Last edited by Bigzamboni December 10, 2019 at 07:38 AM.
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diavolo33
12-10-2019 at 07:47 AM.
12-10-2019 at 07:47 AM.
Quote from Bigzamboni :
I wouldn't always say it's always a bad deal. Depends on how many points someone has. I don't get added utility value from premium hotels, for example. I already have more United miles than I can easily use myself. I've redeemed 400k UR for statement credits in the past year and still have over 300k UR points. The present value of that (essentially) cash to me was worth more than the future value of the UR. I wouldn't redeem my whole stash, but after nearly maxing the 5x office supply bonus two years in a row, I had more than I was safe keeping as UR in case I got axed for MS.

Of course, this is just a general discussion about the value of URs, without taking into account individual cases/circumstances. If someone doesn't have a need for URs in the long term, better to burn them than let them sit around and potentially devalue.
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Last edited by diavolo33 December 10, 2019 at 07:50 AM.
Joined Nov 2007
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sandyn
12-10-2019 at 08:39 AM.
12-10-2019 at 08:39 AM.
Quote from diavolo33 :
Because that gets you only 1 cent per point. Chase points are worth considerably more when transferred to certain travel partners or even redeemed through the Chase travel portal if you have either of the Sapphire cards or Ink Preferred card.

I am not a huge traveler. Maybe 2 trips a year. I've briefly looked at the chase rewards for travel and most seemed dollar for dollar. Maybe I missed a deal when I looked. I tend to travel on the cheap, and use southwest for flights and vrbo for rentals. I try to go off season to avoid crowds.
If you have any tips on good ways to use these points for travel, plmk.
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diavolo33
12-10-2019 at 09:32 AM.
12-10-2019 at 09:32 AM.
Quote from sandyn :
I am not a huge traveler. Maybe 2 trips a year. I've briefly looked at the chase rewards for travel and most seemed dollar for dollar. Maybe I missed a deal when I looked. I tend to travel on the cheap, and use southwest for flights and vrbo for rentals. I try to go off season to avoid crowds.
If you have any tips on good ways to use these points for travel, plmk.

Lots of blogs have covered this topic, so forgive me for not going to go into a full blown explanation here. Going through the Chase travel portal will typically not get you the best deals, but you'll get either 1.5 or 1.25 cents per point in value depending on whether you have a Sapphire Reserve (1.5) or Sapphire Preferred or Ink Preferred (1.25). "Non-premium" Chase cards (such as Freedom and other cards without an annual fee) will only get you 1 cent per point. You will get higher value transferring URs to travel partners, like Hyatt (although they will be shifting to a "dynamic pricing" model in March, which will have an impact on what you get get for your points depending on the prices in effect during your stay) and airlines. You need a Sapphire or Ink Preferred to have the ability to transfer. For some people, these hoops are not worth jumping through, so they redeem URs for statement credit, or just use another bank's card all together (such as a 2% cash back card) for purchases.
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Last edited by diavolo33 December 10, 2019 at 09:34 AM.
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johnlau
12-10-2019 at 11:30 AM.
12-10-2019 at 11:30 AM.
There's no Best Buy or amazon Frown
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LikeWater
12-10-2019 at 11:53 AM.
12-10-2019 at 11:53 AM.
Lowe's was on my list for 10% off under a combined card redemption option. Coupled with my military discount of 10% off, that combines for 20% off which is a great deal. Thanks OP.

I disagree about the cash back redemption being bad. Not going to elaborate, but if it's a business card for anyone, you will understand what I mean.
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Diz
12-10-2019 at 12:32 PM.
12-10-2019 at 12:32 PM.
Nevermind
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Last edited by Diz December 10, 2019 at 12:36 PM.
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