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[Chase Freedom Cards] Norwegian Cruise Lines 5% Back *Activate Quarterly Bonus* For January-March 31, 2026

+9 Deal Score
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Chase Freedom Flex and Chase Freedom cards have 5% bonus this new quarter for Norwegian Cruise Lines [ncl.com]. Maximum combined bonus back is $1500.

Activate Here [chasebonus.com]
Book Directly with Norwegian Cruise Line
Or Extra Bonus if you book with Chase Travel
Pay Using Your Activated Chase Freedom Card
For Q1 2026: January 1 - March 31, 2026


Want to see more travel deals? Click here or here. Disclaimer: List price is an estimate and subject to fluctuate based on air carrier/hotel location, flight times/season or travel dates.


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Created 12-15-2025 at 10:49 AM by serra | Staff
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Joined Dec 2015
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> bubble2 215 Posts
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Pendolf
12-15-2025 at 01:30 PM.
12-15-2025 at 01:30 PM.
You missed Dining and donations to the American Heart Association.

"Earn 5% cash back on up to $1,500 in combined purchases on Norwegian Cruise Line, Dining, and donations to the American Heart Association from 1/1/26 through 3/31/26 to welcome the new year with cashback."
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Joined Oct 2011
L5: Journeyman
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1josh777
12-15-2025 at 02:24 PM.
12-15-2025 at 02:24 PM.
I wish they had it for Sapphire. This is a nice offer!
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Joined Sep 2011
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lausai
12-15-2025 at 04:20 PM.
12-15-2025 at 04:20 PM.
freedom but not sapphire?
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diavolo33
12-16-2025 at 06:55 AM.
12-16-2025 at 06:55 AM.
Quote from lausai :
freedom but not sapphire?

The Chase quarterly categories are and have always been on Freedom cards only.
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Joined Nov 2014
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Geckohands
12-17-2025 at 10:38 AM.

Our community has rated this post as helpful. If you agree, why not thank Geckohands

12-17-2025 at 10:38 AM.
Just a word of caution if you plan on using this for NCL. The charge must be made DIRECTLY with NCL so PREPAY your cruise and PREPAY your gratuities on NCL.com. IIRC, the 5% also applies if you book your shore excursions directly on NCL.com.

You won't automatically receive the 5% if you settle your remaining bill at the end of your cruise on the cruise ship; if you do that, the charge is to the cruiseship which is technically not to NCL (as stated in the included bonus categories). With that said, you might be able to complain and submit paperwork in order to receive a "courtesy adjustment" from Chase, but YMMV with this route. So save yourself the headache and PREPAY on NCL.com.
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bootymonger
12-22-2025 at 07:48 PM.
12-22-2025 at 07:48 PM.
Cruise is niche, dining is already 3% on Freedom Unlimited and Freedom Flex, so I'd say a "meh" quarter. Maybe they'll do something more useful for the final month (like PayPal December for this quarter).
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Geckohands
12-25-2025 at 11:47 AM.
12-25-2025 at 11:47 AM.
Quote from bootymonger :
Cruise is niche, dining is already 3% on Freedom Unlimited and Freedom Flex, so I'd say a "meh" quarter. Maybe they'll do something more useful for the final month (like PayPal December for this quarter).
If I remember correctly, the "bonus" 5% categories offered during the last month of each quarter in 2025 was to celebrate 2025 being 15th anniversary of Chase Freedom. So I don't think they'd repeat this bonus thing going forward.
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Joined Feb 2011
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shopperuvdealz
01-02-2026 at 07:33 AM.
01-02-2026 at 07:33 AM.
Are these the only 5% quarterly deals they are offering this quarter. If so, pretty lame! Frown
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Joined Sep 2005
blissfully biased
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simoxius
01-02-2026 at 07:35 AM.
01-02-2026 at 07:35 AM.
Quote from shopperuvdealz :
Are these the only 5% quarterly deals they are offering this quarter. If so, pretty lame! Frown
yea this sucks - sometimes they'll do a bonus in month 3.
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Joined Jul 2004
i inspire travel
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serra | Staff
01-06-2026 at 10:50 AM.
01-06-2026 at 10:50 AM.
reminder bump to activate if you're thinking about a norwegian cruise vacation
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Joined Feb 2011
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diablo2184
01-06-2026 at 01:43 PM.
01-06-2026 at 01:43 PM.
Garbage categories. Chase is failing.
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Joined Jan 2007
L9: Master
> bubble2 4,321 Posts
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geoffkin
01-06-2026 at 02:54 PM.
01-06-2026 at 02:54 PM.
NCL to Alaska was AMAZING!!!
All you can drink worked well, with another couple that didn't have AYCD..
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