Chase Freedom Flex and Chase Freedom cards have 5% bonus this new quarter for
Norwegian Cruise Lines [ncl.com]. Maximum combined bonus back is $1500.
Activate Here [chasebonus.com]
Book Directly with Norwegian Cruise Line
Or Extra Bonus if you book with Chase Travel
Pay Using Your Activated Chase Freedom Card
For Q1 2026: January 1 - March 31, 2026
Want to see more travel deals? Click here or here. Disclaimer: List price is an estimate and subject to fluctuate based on air carrier/hotel location, flight times/season or travel dates.
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"Earn 5% cash back on up to $1,500 in combined purchases on Norwegian Cruise Line, Dining, and donations to the American Heart Association from 1/1/26 through 3/31/26 to welcome the new year with cashback."
The Chase quarterly categories are and have always been on Freedom cards only.
You won't automatically receive the 5% if you settle your remaining bill at the end of your cruise on the cruise ship; if you do that, the charge is to the cruiseship which is technically not to NCL (as stated in the included bonus categories). With that said, you might be able to complain and submit paperwork in order to receive a "courtesy adjustment" from Chase, but YMMV with this route. So save yourself the headache and PREPAY on NCL.com.