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Chase Freedom UnlimitedĀ®: Earn Expired

$200 Bonus
w/ $500 Spent in First 3-Months
+202 Deal Score
411,236 Views
Update: This very popular deal is still available.

Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0. Thanks helper02

Card Details:



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Original Post

Written by
Edited January 13, 2021 at 01:02 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0.

Card Details:


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Created 07-23-2020 at 07:11 PM by helper02
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Deal
Score
+202
411,236 Views
$200 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

558 Comments

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Featured Comments

Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.



Call the reconsideration line immediately.



Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
That's not how the offer reads:

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including TargetĀ® or WalmartĀ® purchases) on up to $12,000 spent in the first year.*
Yes you are. The Chase Freedom and Freedom Unlimited are different cards. Go and apply for it! If you do, please use someone's referral link (they get $100) to share the wealth!

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Joined Oct 2018
L2: Beginner
> bubble2 39 Posts
21 Reputation
TalentedTexture7001
08-30-2020 at 06:06 PM.
08-30-2020 at 06:06 PM.
Quote from aboyinthebox :
want to apply the chase freedom.. does referral code work on that?

Nope. No referral for chase freedom anymore.
Reply
Joined Jun 2017
L3: Novice
> bubble2 127 Posts
21 Reputation
AshuP
09-01-2020 at 05:24 AM.
09-01-2020 at 05:24 AM.
I got approved with a huge CL of $500. So, if I spend $500 but pay off before the statement date, I would still be eligible for the bonus, right? It has got nothing to do with the statement balance?
Reply
Joined Feb 2017
L3: Novice
> bubble2 272 Posts
30 Reputation
shezolmix
09-01-2020 at 07:45 AM.
09-01-2020 at 07:45 AM.
Quote from AshuP :
I got approved with a huge CL of $500. So, if I spend $500 but pay off before the statement date, I would still be eligible for the bonus, right? It has got nothing to do with the statement balance?

Correct. $500 in purchases, doesn't matter if you pay them off right after or carry a balance
Reply
Joined Jun 2017
L3: Novice
> bubble2 127 Posts
21 Reputation
AshuP
09-01-2020 at 08:05 AM.
09-01-2020 at 08:05 AM.
Quote from shezolmix :
Correct. $500 in purchases, doesn't matter if you pay them off right after or carry a balance
Thanks
Reply
Joined Nov 2015
L4: Apprentice
> bubble2 415 Posts
198 Reputation
Riddle.Me.This
09-01-2020 at 11:49 AM.
09-01-2020 at 11:49 AM.
Looks like Chase, starting September 15, will be upping the Drug Store and Dining categories to 3%.

https://media.chase.com/news/new-...ardmembers
Reply
Last edited by Riddle.Me.This September 1, 2020 at 11:51 AM.
Joined Aug 2005
L7: Teacher
> bubble2 2,795 Posts
708 Reputation
Pro
leecm
09-01-2020 at 12:28 PM.
09-01-2020 at 12:28 PM.
Just so you all know, Chase is changing the Freedom Unlimited to unlimited CB for the following:

5% on Travel when purchased through Chased Ultimate Rewards
3% on Dining at restaurants, including takeout and eligible delivery services
3% on Drugstore purchases
1.5% on all other purchases.

Pretty awesome product change. Regular Chase freedom is being changed to Chase Freedom Flex Mastercard, with the same percentages as above, but 1% for regular purchases and the 5% rotating categories each quarter.
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,046 Posts
254 Reputation
Bandin03
09-01-2020 at 02:15 PM.
09-01-2020 at 02:15 PM.
Will the 15 months of 0% APR apply if I do a balance transfer to this card?
Reply

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Joined Sep 2020
New User
> bubble2 4 Posts
14 Reputation
Fran_Cheska
09-01-2020 at 05:16 PM.
09-01-2020 at 05:16 PM.
Is it 0% APR for all 15 months or just an introductory period (like first 30-60 days)?
Reply
Joined Nov 2009
L7: Teacher
> bubble2 2,129 Posts
297 Reputation
cameronfield
09-02-2020 at 12:33 AM.
09-02-2020 at 12:33 AM.
Quote from leecm :
Just so you all know, Chase is changing the Freedom Unlimited to unlimited CB for the following:

5% on Travel when purchased through Chased Ultimate Rewards
3% on Dining at restaurants, including takeout and eligible delivery services
3% on Drugstore purchases
1.5% on all other purchases.

Pretty awesome product change. Regular Chase freedom is being changed to Chase Freedom Flex Mastercard, with the same percentages as above, but 1% for regular purchases and the 5% rotating categories each quarter.

This is so awesome! Just to confirm, they haven't taken away the 5% for groceries have they? What an amazing card.
Reply
Joined Nov 2009
L7: Teacher
> bubble2 2,129 Posts
297 Reputation
cameronfield
09-02-2020 at 12:34 AM.
09-02-2020 at 12:34 AM.
Quote from Bandin03 :
Will the 15 months of 0% APR apply if I do a balance transfer to this card?

Yes, it should. This is a very common tactic to transfer balances and have 0apr.
Reply
Joined Jun 2011
L5: Journeyman
> bubble2 642 Posts
86 Reputation
Sek4u
09-02-2020 at 01:30 AM.
09-02-2020 at 01:30 AM.
Quote from aboyinthebox :
want to apply the chase freedom.. does referral code work on that?
Please check DM
Reply
Joined Dec 2018
Why is the Sky Blue?
> bubble2 664 Posts
203 Reputation
Sumt0n3
09-02-2020 at 11:45 AM.
09-02-2020 at 11:45 AM.
Quote from whiteorchids :
Would I still get the $200 Bonus If used at Target or Walmart because it says 5% doesn't apply to Target and Walmart.

$200 bonus is when you Siena the $500 criteria. 5% cash back is an additional monthly/quarterly perk. 2 different thing.
Reply
Joined Mar 2007
L6: Expert
> bubble2 1,493 Posts
197 Reputation
sdallnct
09-02-2020 at 02:34 PM.
09-02-2020 at 02:34 PM.
Quote from leecm :
Just so you all know, Chase is changing the Freedom Unlimited to unlimited CB for the following:

5% on Travel when purchased through Chased Ultimate Rewards
3% on Dining at restaurants, including takeout and eligible delivery services
3% on Drugstore purchases
1.5% on all other purchases.

Pretty awesome product change. Regular Chase freedom is being changed to Chase Freedom Flex Mastercard, with the same percentages as above, but 1% for regular purchases and the 5% rotating categories each quarter.

I recently was denied the unlimited. After calling the reconsideration line (and getting no real response) I thought I'd wait for the paper denial to see what it said. Never received.

With these new benefits I've gone from "nice to have card to pay monthly bills with" to "that's a nice card I'd really like to have".

I already have the CSR which I got like 4 months ago so one reason no clue why was denied. So having the Freedom will be a nice compliment
Reply
Joined Aug 2017
L5: Journeyman
> bubble2 534 Posts
81 Reputation
GOT43
09-02-2020 at 03:21 PM.
09-02-2020 at 03:21 PM.
applied for CFU and got approval with a 500$ CL What??šŸ¤·šŸ» ā™€ļø
Should I call them and shift credit from existing CSP or CF?
Reply

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Joined Mar 2009
L2: Beginner
> bubble2 58 Posts
26 Reputation
fr3dman
09-02-2020 at 03:32 PM.
09-02-2020 at 03:32 PM.
Anyone know what this new shift in the unlimited rewards will do for the sapphire reserve? I have both but now my rewards are kind of duplicated. Thoughts?
Reply
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