Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Chase Freedom Unlimited®: Earn Expired

$200 Bonus
w/ $500 Spent in First 3-Months
+202 Deal Score
411,236 Views
Update: This very popular deal is still available.

Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0. Thanks helper02

Card Details:



Slickdeals may be compensated by Chase.

Original Post

Written by
Edited January 13, 2021 at 01:02 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0.

Card Details:


Slickdeals may be compensated by Chase.
Created 07-23-2020 at 07:11 PM by helper02
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+202
411,236 Views
$200 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

558 Comments

Your comment cannot be blank.

Featured Comments

Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.



Call the reconsideration line immediately.



Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
That's not how the offer reads:

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.*
Yes you are. The Chase Freedom and Freedom Unlimited are different cards. Go and apply for it! If you do, please use someone's referral link (they get $100) to share the wealth!

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2007
L5: Journeyman
> bubble2 596 Posts
101 Reputation
Metconnect
08-24-2020 at 04:34 PM.
08-24-2020 at 04:34 PM.
Quote from steven88 :
Is there any particular reason why tons of folks are getting declined? Normally when I pop into these credit card threads, most folks have good luck with getting instantly approved. It seems like this one not so much. And Chase Freedom Unlimited is an entry level credit card too. This ain't no Chase Sapphire Reserve we're talking about.

Possible due to5/24 rule?
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
727 Reputation
bru_that
08-24-2020 at 05:49 PM.
08-24-2020 at 05:49 PM.
Quote from steven88 :
Is there any particular reason why tons of folks are getting declined? Normally when I pop into these credit card threads, most folks have good luck with getting instantly approved. It seems like this one not so much. And Chase Freedom Unlimited is an entry level credit card too. This ain't no Chase Sapphire Reserve we're talking about.
Those folks generally haven't given enough information to know
Reply
Joined Apr 2020
New User
> bubble2 9 Posts
10 Reputation
Hotstarchampionn
08-24-2020 at 08:25 PM.
08-24-2020 at 08:25 PM.
Quote from AshuP :
Any chance of getting approved for a score of ~750 with credit length of ~1.5 years?

I did not apply first two years then i applied for citi double cash and got instantly rejected because of only 1500 credit limit on my secured credit card. I think higher credit limit on existing card matters more than age.
Reply
Joined Jun 2017
L3: Novice
> bubble2 127 Posts
21 Reputation
AshuP
08-25-2020 at 06:35 AM.
08-25-2020 at 06:35 AM.
Quote from ThriftyFlag1417 :
I applied for the card last Friday. Immediately got an email saying thanks for your application a decision will be given soon.

Does this most likely mean I was denied? If anyone else got this message, how long did it take to get a decision?
Same thing happened with me. Applied last Tuesday, no emails yet.
Reply
Joined Apr 2020
New User
> bubble2 5 Posts
10 Reputation
ThriftyFlag1417
08-25-2020 at 07:00 AM.
08-25-2020 at 07:00 AM.
Quote from AshuP :
Same thing happened with me. Applied last Tuesday, no emails yet.

Interesting. It is approaching over a week in your case. Perhaps you should try calling their service line to speed up the process and get some information.
Reply
Joined Dec 2018
Master of my Own Domain
> bubble2 2,166 Posts
378 Reputation
HonestMammoth473
08-25-2020 at 10:28 AM.
08-25-2020 at 10:28 AM.
I just wanted to follow up on my previous post wherein I indicated that my wife was declined with an 800+ credit score.

She called the reconciliation line and the official reason for denial was "lack of a retail relationship." The agent stated that is usually due to the applicant not having a Chase checking or savings account, but my wife has one of those. My thought is that that reason popped because we rarely use the Chase cards we have outside of Chase Freedom.

Upon manual review, the agent also said she was unwilling to manually approve the application due to us having 2 cards near their limits. Those are both 0% interest offers that we intentionally let ride while the money we have in the bank collects interest and they have never caused us issues before, but I have read that banks are being especially cautious with the pandemic-induced state of the economy so perhaps that was at play here.
Reply
Joined Feb 2005
L9: Master
> bubble2 4,221 Posts
303 Reputation
whiteorchids
08-25-2020 at 01:00 PM.
08-25-2020 at 01:00 PM.
Would I still get the $200 Bonus If used at Target or Walmart because it says 5% doesn't apply to Target and Walmart.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Aug 2011
L5: Journeyman
> bubble2 828 Posts
56 Reputation
imported_sd
08-25-2020 at 01:54 PM.
08-25-2020 at 01:54 PM.
Instantly approved with 800+ credit score. This is my 3rd CC with Chase. Just curious as to why I don't see any mention of the 5% CB on groceries under cash back rewards? Do any of you have this when you log into the Chase portal? Only thing I see is 1.5% CB on purchases.
Reply
Joined Jun 2013
L2: Beginner
> bubble2 52 Posts
42 Reputation
AmazonFreak
08-25-2020 at 02:05 PM.
08-25-2020 at 02:05 PM.
Quote from imported_sd :
Instantly approved with 800+ credit score. This is my 3rd CC with Chase. Just curious as to why I don't see any mention of the 5% CB on groceries under cash back rewards? Do any of you have this when you log into the Chase portal? Only thing I see is 1.5% CB on purchases.

It's not shown anywhere to me and even in the leaflet that comes with the credit card. But when I called them, chase confirmed that I'm covered for 5% on groceries.
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,562 Posts
1,710 Reputation
Pro
Tazmania99
08-25-2020 at 02:40 PM.
08-25-2020 at 02:40 PM.
I think the relationship with Chase does really matter when it comes with a decision of granting a credit.

I've had my Chase checking for more than 15 years since I graduated from college and have that for my salary direct deposit. I've also had Chase credit cards for more than a decade. Although I consider myself having good relationship with Chase, they have not increased my credit line since it was last raised 8 years ago. I had 4 Chase credit cards, and the credit lines are 15.9K, 5.5K, 5K respectively, plus 10K for a business card. Until recently I partnered with a closed friend for a new business. He is a business man having banking relationship with Chase for so many years for his businesses, say multi-million dollars business. We opened a co-signer business checking account and I also applied for a new Chase business credit card for our business. And boom, I was instantly approved for $50K credit line. I'd never had one credit card with so much of credit. The highest I'd had is from Citi business card with $34,900 CL and it took years to gradually reach this CL. I was so shocked with such a high credit line granted by Chase for my new card. I asked our private banker and he said it is probably because of my friend who has had an excellent relationship with Chase. And since I co-signed a checking account with him, his past record with Chase does play a big role on the decision of the credit line granted to my new card.


Quote from HonestMammoth473 :
I just wanted to follow up on my previous post wherein I indicated that my wife was declined with an 800+ credit score.

She called the reconciliation line and the official reason for denial was "lack of a retail relationship." The agent stated that is usually due to the applicant not having a Chase checking or savings account, but my wife has one of those. My thought is that that reason popped because we rarely use the Chase cards we have outside of Chase Freedom.

Upon manual review, the agent also said she was unwilling to manually approve the application due to us having 2 cards near their limits. Those are both 0% interest offers that we intentionally let ride while the money we have in the bank collects interest and they have never caused us issues before, but I have read that banks are being especially cautious with the pandemic-induced state of the economy so perhaps that was at play here.
Reply
Last edited by Tazmania99 August 25, 2020 at 02:42 PM.
Joined Sep 2010
L5: Journeyman
> bubble2 541 Posts
100 Reputation
MikePWV
08-25-2020 at 05:52 PM.
08-25-2020 at 05:52 PM.
Quote from whiteorchids :
Would I still get the $200 Bonus If used at Target or Walmart because it says 5% doesn't apply to Target and Walmart.
Yes. $500 spend doesn't matter where.
Reply
Joined Jun 2017
L3: Novice
> bubble2 127 Posts
21 Reputation
AshuP
08-26-2020 at 08:25 AM.
08-26-2020 at 08:25 AM.
Quote from ThriftyFlag1417 :
Interesting. It is approaching over a week in your case. Perhaps you should try calling their service line to speed up the process and get some information.
Called them, they said they're unable to verify my identity and requested to upload SSN doc. Decision will be given in 2 weeks.
Reply
Joined Oct 2011
L10: Grand Master
> bubble2 6,121 Posts
1,155 Reputation
prvns
08-26-2020 at 09:19 AM.
08-26-2020 at 09:19 AM.
Any suggestion on spending $500 before tomorrow without making a purchase? My 3 months ends tomorrow.
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 1,502 Posts
679 Reputation
bootymonger
08-26-2020 at 11:52 AM.
08-26-2020 at 11:52 AM.
Quote from prvns :
Any suggestion on spending $500 before tomorrow without making a purchase? My 3 months ends tomorrow.
$500 in gift cards at whatever grocery store you use.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Aug 2006
L3: Novice
> bubble2 221 Posts
20 Reputation
kiwi
08-26-2020 at 11:57 AM.
08-26-2020 at 11:57 AM.
How and when does the referral bonus show up?
Reply
Page 19 of 38
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.