Update: This very popular deal is still available.
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0. Thanks helper02
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Edited January 13, 2021
at 01:02 PM
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Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Unlimited®. Annual fee is $0.
Card Details:
Slickdeals may be compensated by Chase.
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Call the reconsideration line immediately.
Call the reconsideration line immediately.
If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.
At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.*
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Possible due to5/24 rule?
I did not apply first two years then i applied for citi double cash and got instantly rejected because of only 1500 credit limit on my secured credit card. I think higher credit limit on existing card matters more than age.
Does this most likely mean I was denied? If anyone else got this message, how long did it take to get a decision?
Interesting. It is approaching over a week in your case. Perhaps you should try calling their service line to speed up the process and get some information.
She called the reconciliation line and the official reason for denial was "lack of a retail relationship." The agent stated that is usually due to the applicant not having a Chase checking or savings account, but my wife has one of those. My thought is that that reason popped because we rarely use the Chase cards we have outside of Chase Freedom.
Upon manual review, the agent also said she was unwilling to manually approve the application due to us having 2 cards near their limits. Those are both 0% interest offers that we intentionally let ride while the money we have in the bank collects interest and they have never caused us issues before, but I have read that banks are being especially cautious with the pandemic-induced state of the economy so perhaps that was at play here.
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It's not shown anywhere to me and even in the leaflet that comes with the credit card. But when I called them, chase confirmed that I'm covered for 5% on groceries.
I've had my Chase checking for more than 15 years since I graduated from college and have that for my salary direct deposit. I've also had Chase credit cards for more than a decade. Although I consider myself having good relationship with Chase, they have not increased my credit line since it was last raised 8 years ago. I had 4 Chase credit cards, and the credit lines are 15.9K, 5.5K, 5K respectively, plus 10K for a business card. Until recently I partnered with a closed friend for a new business. He is a business man having banking relationship with Chase for so many years for his businesses, say multi-million dollars business. We opened a co-signer business checking account and I also applied for a new Chase business credit card for our business. And boom, I was instantly approved for $50K credit line. I'd never had one credit card with so much of credit. The highest I'd had is from Citi business card with $34,900 CL and it took years to gradually reach this CL. I was so shocked with such a high credit line granted by Chase for my new card. I asked our private banker and he said it is probably because of my friend who has had an excellent relationship with Chase. And since I co-signed a checking account with him, his past record with Chase does play a big role on the decision of the credit line granted to my new card.
She called the reconciliation line and the official reason for denial was "lack of a retail relationship." The agent stated that is usually due to the applicant not having a Chase checking or savings account, but my wife has one of those. My thought is that that reason popped because we rarely use the Chase cards we have outside of Chase Freedom.
Upon manual review, the agent also said she was unwilling to manually approve the application due to us having 2 cards near their limits. Those are both 0% interest offers that we intentionally let ride while the money we have in the bank collects interest and they have never caused us issues before, but I have read that banks are being especially cautious with the pandemic-induced state of the economy so perhaps that was at play here.
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