No account fees. Period. (Say goodbye to fees, and pay no ATM fees at 55,000 locations worldwide.)
All in one – Save, earn, invest in one app – fewer passwords, more options
Earn 6x average interest rate vs other transactional accounts
Unlock cash back on great brands you love – When you deposit $500/monthly, you can unlock evolving cash back offers (currently grocery and subscription)
Member benefits – when you join SoFi money, you get complimentary access to career coaches, financial advisors, and an exclusive online community
Additional Slickdeals Bonus
Slickdeals is offering an additional $75 when you open a new SoFi Money account and fund the account with $125 or more after clicking through the Apply Now button above, or clicking on any link in this thread.
Note: the $75 bonus will be sent to your PayPal account within 60 business days after you open your new account, fund your new account, and submit this form. You must submit this form within 2 weeks of opening & funding your new account.
To qualify for the additional bonus, please follow these steps:
Step 1: Make sure you are logged into Slickdeals when you click the the green Apply Now button above. If you are in Classic view, click either of the links at the top of the thread. If you do not have a Slickdeals account, please sign up before applying for this card. You can do this here.
Step 2: One you're logged into your Slickdeals account, click the the green Apply Now button, or the links at the top of the post, and open and fund your new SoFi Money account. You must apply through the link on this page in order to receive the $75 bonus.
Step 3: Do not close the SoFi Money window prior to confirming and funding your new account. Closing the window may make you ineligible for the $75 bonus.
Step 4: Once you open and fund your new SoFi Money account, please submit this form with your Slickdeals username and your PayPal email address. You should expect to receive your $75 bonus via PayPal within 60 business days after submitting this form.
The $75 bonus offer is provided solely by Slickdeals and is unrelated to any benefits or offers provide by SoFi. SoFi is not responsible for the $75 bonus.
Slickdeals is pleased to make this offer available to you. Please follow the instructions carefully to help avoid any processing issues.
For questions related to this bonus offer, please email [email protected]
To make sure we can process your offer please ensure the following:
Make sure you are logged into Slickdeals.
Whitelist Slickdeals in AdBlock.
Make sure cookies are enabled in your browser.
Complete your application in one browsing session.
Make sure we are your last click to the advertiser.
No account fees. Period. (Say goodbye to fees, and pay no ATM fees at 55,000 locations worldwide.)
All in one – Save, earn, invest in one app – fewer passwords, more options
Earn 6x average interest rate vs other transactional accounts
Unlock cash back on great brands you love – When you deposit $500/monthly, you can unlock evolving cash back offers (currently grocery and subscription)
Member benefits – when you join SoFi money, you get complimentary access to career coaches, financial advisors, and an exclusive online community
Additional Slickdeals Bonus
Slickdeals is offering an additional $75 when you open a new SoFi Money account and fund the account with $125 or more after clicking through the Apply Now button above, or clicking on any link in this thread.
Note: the $75 bonus will be sent to your PayPal account within 60 business days after you open your new account, fund your new account, and submit this form[formstack.com]. You must submit this form within 2 weeks of opening & funding your new account.
To qualify for the additional bonus, please follow these steps:
Step 1: Make sure you are logged into Slickdeals when you click the the green Apply Now button above. If you are in Classic view, click either of the links at the top of the thread. If you do not have a Slickdeals account, please sign up before applying for this card. You can do this here.
Step 2: One you're logged into your Slickdeals account, click the the green Apply Now button, or the links at the top of the post, and open and fund your new SoFi Money account. You must apply through the link on this page in order to receive the $75 bonus.
Step 3: Do not close the SoFi Money window prior to confirming and funding your new account. Closing the window may make you ineligible for the $75 bonus.
Step 4: Once you open and fund your new SoFi Money account, please submit this form with your Slickdeals username and your PayPal email address. You should expect to receive your $75 bonus via PayPal within 60 business days after submitting this form[formstack.com].
The $75 bonus offer is provided solely by Slickdeals and is unrelated to any benefits or offers provide by SoFi. SoFi is not responsible for the $75 bonus.
Slickdeals is pleased to make this offer available to you. Please follow the instructions carefully to help avoid any processing issues.
For questions related to this bonus offer, please email [email protected]
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I'm still waiting on my $125 bonus for the HSBC account. The bonus was promised within 60 business days there too. I'm currently on day 74.
Also, don't expect a response from slickdeals. I sent multiple emails and have yet to get a reply
update 1 (9/13/20):
Finally did get a response from slickdeals. Had to submit proof that I opened the account. Still waiting for my bonus
update 2 (9/21/20):
Still no bonus and no response from slickdeals after providing proof that the account was opened. I won't ever make the mistake of falling for one of these scams again.
update 3 (10/2/20):
Still no bonus. 8 days ago Slickdeals told me to wait until the end of this week for the bonus to show in my account. It has now been 86 business days of the 60 that they promised.
update 4 10/7/20
Finally got my bonus.
It only took three emails to [email protected], sending additional proof that I opened the HSBC account and a long wait of 127 days or 89 business days. I definitely will never be doing one of these slickdeal rebates ever again.
Looks like a hard pull. I've got my bureaus frozen and it tried to get to Experian. You can't open an account without it.
Already did it direct for $125
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Looks like a hard pull. I've got my bureaus frozen and it tried to get to Experian. You can't open an account without it.
The only time I'm okay with a financial institution checking my credit is when I'm applying for credit. Despite what they may claim, they have no legitimate need to check your credit to merely open a bank account. I think their insistence on credit checks when credit isn't even being sought is mostly about gathering information for marketing purposes.
The only time I'm okay with a financial institution checking my credit is when I'm applying for credit. Despite what they may claim, they have no legitimate need to check your credit to merely open a bank account. I think their insistence on credit checks when credit isn't even being sought is mostly about gathering information for marketing purposes.
They do a soft pull for identity verification. Otherwise, anyone could easily open as many accounts under your name as they wanted to.
They do a soft pull for identity verification. Otherwise, anyone could easily open as many accounts under your name as they wanted to.
I've heard banks give that excuse, but a credit check is neither necessary nor sufficient for identity verification. If it were really just for identity verification, they could easily use an identity verification product that doesn't involve a credit check. Those products are also almost certainly cheaper than credit checks. You can bet they are retaining the information they get from credit reports and using it to market their products.
So many banks having this policy does indeed make it more difficult for someone to open accounts fraudulently in someone else's name, provided the person whose identity is being misused has their credit files frozen. However, if their credit files aren't frozen, the credit check can simply proceed as usual once the fraudster provides that person's information to the bank. This is the primary reason I keep my own credit files frozen. Unfortunately, most people don't bother to freeze their credit files. I think people's credit files should be frozen by default, but that would create an inconvenience that would result in fewer account openings, and the financial sector doesn't want that. The financial sector wouldn't even permit freezing credit files if it weren't for regulation and the fear of more of it.
If a bank insists on checking my credit when I'm not applying for credit, I simply move on. If they're that obstinate and that willing to lose someone's business, they probably won't be fun to deal with as an account holder anyway. I've reached the point in my life that if a company doesn't demonstrate a high desire for my patronage, I don't reward them with it if I can possibly help it. If a bank sincerely values my business, they'll find a way to open a non-credit account without a credit check.
You can load the SoFi Debit Mastercard into a virtual wallet for payments. SoFi doesn't own an ATM network and RFID access doesn't exist ATM. Gotta use EMV chip or mag stripe.
that's too bad, im also interested in switching from bank of america.. if anyone know of any non-big bank alternatives that have RFID iphone atm access , please let me know.
I have a Sofi account for almost a year now. I like it so far but I wish they had options trading.
I use their card for travel to pay or withdraw money fee free.
Their currency exchange rates beat any currency exchange store in my area.
I've heard banks give that excuse, but a credit check is neither necessary nor sufficient for identity verification. If it were really just for identity verification, they could easily use an identity verification product that doesn't involve a credit check. Those products are also almost certainly cheaper than credit checks. You can bet they are retaining the information they get from credit reports and using it to market their products.
So many banks having this policy does indeed make it more difficult for someone to open accounts fraudulently in someone else's name, provided the person whose identity is being misused has their credit files frozen. However, if their credit files aren't frozen, the credit check can simply proceed as usual once the fraudster provides that person's information to the bank. This is the primary reason I keep my own credit files frozen. Unfortunately, most people don't bother to freeze their credit files. I think people's credit files should be frozen by default, but that would create an inconvenience that would result in fewer account openings, and the financial sector doesn't want that. The financial sector wouldn't even permit freezing credit files if it weren't for regulation and the fear of more of it.
If a bank insists on checking my credit when I'm not applying for credit, I simply move on. If they're that obstinate and that willing to lose someone's business, they probably won't be fun to deal with as an account holder anyway. I've reached the point in my life that if a company doesn't demonstrate a high desire for my patronage, I don't reward them with it if I can possibly help it. If a bank sincerely values my business, they'll find a way to open a non-credit account without a credit check.
It's a soft pull, can bet $1000 you've had those done by a bank you have before.
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Also, don't expect a response from slickdeals. I sent multiple emails and have yet to get a reply
update 1 (9/13/20):
Finally did get a response from slickdeals. Had to submit proof that I opened the account. Still waiting for my bonus
update 2 (9/21/20):
Still no bonus and no response from slickdeals after providing proof that the account was opened. I won't ever make the mistake of falling for one of these scams again.
update 3 (10/2/20):
Still no bonus. 8 days ago Slickdeals told me to wait until the end of this week for the bonus to show in my account. It has now been 86 business days of the 60 that they promised.
update 4 10/7/20
Finally got my bonus.
It only took three emails to [email protected], sending additional proof that I opened the HSBC account and a long wait of 127 days or 89 business days. I definitely will never be doing one of these slickdeal rebates ever again.
Sign up for a Slickdeals account to remove this ad.
So many banks having this policy does indeed make it more difficult for someone to open accounts fraudulently in someone else's name, provided the person whose identity is being misused has their credit files frozen. However, if their credit files aren't frozen, the credit check can simply proceed as usual once the fraudster provides that person's information to the bank. This is the primary reason I keep my own credit files frozen. Unfortunately, most people don't bother to freeze their credit files. I think people's credit files should be frozen by default, but that would create an inconvenience that would result in fewer account openings, and the financial sector doesn't want that. The financial sector wouldn't even permit freezing credit files if it weren't for regulation and the fear of more of it.
If a bank insists on checking my credit when I'm not applying for credit, I simply move on. If they're that obstinate and that willing to lose someone's business, they probably won't be fun to deal with as an account holder anyway. I've reached the point in my life that if a company doesn't demonstrate a high desire for my patronage, I don't reward them with it if I can possibly help it. If a bank sincerely values my business, they'll find a way to open a non-credit account without a credit check.
Sign up for a Slickdeals account to remove this ad.
I use their card for travel to pay or withdraw money fee free.
Their currency exchange rates beat any currency exchange store in my area.
So many banks having this policy does indeed make it more difficult for someone to open accounts fraudulently in someone else's name, provided the person whose identity is being misused has their credit files frozen. However, if their credit files aren't frozen, the credit check can simply proceed as usual once the fraudster provides that person's information to the bank. This is the primary reason I keep my own credit files frozen. Unfortunately, most people don't bother to freeze their credit files. I think people's credit files should be frozen by default, but that would create an inconvenience that would result in fewer account openings, and the financial sector doesn't want that. The financial sector wouldn't even permit freezing credit files if it weren't for regulation and the fear of more of it.
If a bank insists on checking my credit when I'm not applying for credit, I simply move on. If they're that obstinate and that willing to lose someone's business, they probably won't be fun to deal with as an account holder anyway. I've reached the point in my life that if a company doesn't demonstrate a high desire for my patronage, I don't reward them with it if I can possibly help it. If a bank sincerely values my business, they'll find a way to open a non-credit account without a credit check.
Sign up for a Slickdeals account to remove this ad.