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Yahoo Plus Mobile Protect Phone Protection Plan $5/m $49 Deductible

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Just recently got an email about a "Yahoo Plus Mobile Protect" plan that Yahoo is launching. It appears to be backed by Asurion, $5 per month, and $49 service fee. With a maximum coverage of $2000 per claim.

I used to rely on my Wells Fargo free phone protection, but from my understanding, the super cheap deductible has changed, and the maximum coverage (last time I checked) was super low, not even an iPhone's full cost now.

I just wanted to put this out there, as at least from my eyes, this looks like it could be the best protection plan/warranty out there! It appears that you don't need to have their "yahoo mobile" plan, and can have any carrier, though the phones eligible are limited to what is on a list that can be found on their website.

What do you all think about this? Best plan out there? I'm thinking I may sign up.

https://subscriptions.yahoo.com/p..._127172993
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Joined Mar 2013
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#2
I did find the following in the offer terms:


"If we determine that we cannot service your phone as specified in this Plan, we may replace it with a replacement product, or we may at our discretion, issue you a gift card or check based on the replacement value, age and condition of the product, as determined by us, immediately prior to the breakdown."

Which sounds like instead of original paid cost, or replacement cost, they can screw you over and give you what "they" consider to be the current value based on the phone, age, and condition, which could suck. Just something to point out.
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Joined May 2015
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#3
  • 1 There is a 30-day waiting period, which begins on the date of your enrollment, before you may file a claim. A service fee of $49 may apply. Cracked screen repair options will be presented at the time of claim approval. Not all options may be available.
  • 2 If your eligible phone experiences a covered breakdown, we'll repair or replace it for you. If we determine that we cannot service your phone as specified in this Plan, we may replace it with a replacement product, or we may at our discretion, issue you a gift card or check based on the replacement value, age and condition of the product, as determined by us, immediately prior to the breakdown.
  • 3 Four claims every rolling 12-months will be permitted for cracked screen repair and extended warranty. Customer contract is considered fulfilled after 4 total claims within a rolling 12-months period and the contract will be cancelled at that time.
  • Customers with an Illinois address are ineligible to purchase this product.
    Limitations and exclusions apply. See terms and conditions [asurion.com] for full plan details.
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Joined May 2015
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#4
Yahoo is owned by Verizon.
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Joined Sep 2010
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#5
Create a new savings account called "personal warranty" Put $5 in your bank account every month for each phone. Do same for any other extended warranty you would have bought. $79 years warranty for laptop? Throw it in the account and add the date the extended warranty would have expired in notes section or create a spreadsheet to track it. $99 each for 5 years of fridge, oven, and microwave your just replaced? Don't pay home depot $297 - add it to this account.

Example :

2017-06-01 - Xbox One 4 years - $26
2017-06-01 - Samsung 75 inch TV - Walmart 4 years - $122
2017-09-15 - A's Note 8 $11.99 monthly until canceled. Deductible - $99
2017-08-24 - B's Note 8/9 $11.99 until canceled. Deductible- $99

Keep doing this and in a little while you will have hundreds of dollars saved.

When something breaks take out the money out of that account to help with replacement cost. Don't forget to account for deductible you'd pay many times especially for phones even with warranty plans like this.

Once your are past the date the extended warranty would have expired - the money is all yours!

In my case from examples above on 6/1/2021 I'm getting $148 income from this account if my TV and/or Xbox don't die by then.

In few years once oldest items start expiring you can treat yourself and family to something nice.

I starred this July 2017 and have $1700 in this account.

So if I break my $700 to replace phone tomorrow I can take money from there and replace it or upgrade to newer model by adding a bit more money. v.s. Having to come out $1000 for replacement note 20.
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Last edited by sandamn12 September 16, 2020 at 01:55 PM.
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Joined Dec 2011
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#6
The comment above me makes no sense because it costs roughly $300 for applecare to protect a macbook for 3 years. Now if you don't buy the coverage and you accidentally spill water in the keyboard or drop it by mistake you would basically have to replace the whole computer and this could happen at any point. If that occurs you would be out about $700. If you have any apple product at all Applecare is the best option.

As for covering an Android phone I guess it would depend on how much the phone is worth. Consider that you are out $55 the first month with the deductible and then it goes from there.

Anyway, for my coverage of non apple product I'll still with worthavegroup. Other than that I would always buy applecare for any apple products.
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#7
Quote from nevergoodenough
:
The comment above me makes no sense because it costs roughly $300 for applecare to protect a macbook for 3 years. Now if you don't buy the coverage and you accidentally spill water in the keyboard or drop it by mistake you would basically have to replace the whole computer and this could happen at any point. If that occurs you would be out about $700. If you have any apple product at all Applecare is the best option.

As for covering an Android phone I guess it would depend on how much the phone is worth. Consider that you are out $55 the first month with the deductible and then it goes from there.

Anyway, for my coverage of non apple product I'll still with worthavegroup. Other than that I would always buy applecare for any apple products.
I don't know, I have an iPhone, no warranty or AppleCare (though personally I wish I bought AppleCare lol). For someone like this, this warranty seems to be a pretty good deal.
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Joined Nov 2012
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#8
Quote from nevergoodenough
:
The comment above me makes no sense because it costs roughly $300 for applecare to protect a macbook for 3 years. Now if you don't buy the coverage and you accidentally spill water in the keyboard or drop it by mistake you would basically have to replace the whole computer and this could happen at any point. If that occurs you would be out about $700. If you have any apple product at all Applecare is the best option.

As for covering an Android phone I guess it would depend on how much the phone is worth. Consider that you are out $55 the first month with the deductible and then it goes from there.

Anyway, for my coverage of non apple product I'll still with worthavegroup. Other than that I would always buy applecare for any apple products.
Albeit true, you have to think whole picture. How often do you spill water on your keyboard? youre either paying to be careless or paying less to be more careful. Keep in mind even with the cost of applecare, you have to pay a deductible for whatever you break. These deductibles can be anywhere from 50-300$ depending on device and what broke, factor that into the cost too.

the "above poster" mentions that you add up all the warranties you have and pool it together for a damage fund in which case, you WILL save in the long run for people who try to be careful with their stuff. This will not be for the person who breaks their devices every 6 months.
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#9
Quote from nevergoodenough
:
The comment above me makes no sense because it costs roughly $300 for applecare to protect a macbook for 3 years. Now if you don't buy the coverage and you accidentally spill water in the keyboard or drop it by mistake you would basically have to replace the whole computer and this could happen at any point. If that occurs you would be out about $700. If you have any apple product at all Applecare is the best option.

As for covering an Android phone I guess it would depend on how much the phone is worth. Consider that you are out $55 the first month with the deductible and then it goes from there.

Anyway, for my coverage of non apple product I'll still with worthavegroup. Other than that I would always buy applecare for any apple products.
The comment you're referring to actually makes a lot of sense. It's loosely tied to actuarial science. Unless you already know that you have a higher than normal risk of damaging the items, you are better off saving the money instead of funding the insurance company's investments. The examples he gave are also very conservative because he's using cash value of the money he's depositing into a savings account. If invested with some risk, that cash is likely to grow to a much larger sum.
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Joined Feb 2007
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#10
Do we know where the local repair facility is? Not many of us want to mail a phone and wait a week for repair....
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