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Capital One Quicksilver Cash Rewards Credit Card: Earn $200 Cash Bonus with Expired

$500 Spent
within 3 Months of Account Opening
+401 Deal Score
1,199,176 Views
Update: This popular deal is still available.

Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.

Thanks to staff member Bri21 for finding this deal.

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months



Slickdeals may be compensated by Capital One.

Original Post

Written by
Edited January 31, 2023 at 02:25 PM by
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months


Slickdeals may be compensated by Capital One.
Created 02-03-2021 at 11:08 AM by Bri21
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+401
1,199,176 Views
$500 Spent
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

924 Comments

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Featured Comments

I have 805 fico and they decline my Application for Venture credit card and wasted 1 credit check. I won't be applying any Capital one credit card anytime soon.
Call the reconsideration line, could be an error on the app or a typo. Happened to me before
Keep in mind that you'll also get a hard pull from all 3 bureaus anytime you apply for a Capital One credit card.

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Joined Nov 2017
New User
> bubble2 4 Posts
10 Reputation
vicky3278
02-20-2022 at 01:30 PM.
02-20-2022 at 01:30 PM.
Quote from BigBoston :
Does capital one let you lroduct change from the annual fee version to the non fee version? Even if I don't get the bonus?

I have been checking with CapitalOne since last year abt upgrading me to a card with no annual fee. Nothing was ever available so that's why I applied for this card n I got approved. Now I can close the card with the annual fee. I actually got a better interest rate n higher credit line n no more annual fee. Getting the $200 bonus is great too. I took a chance in applying n it paid off for me.
1
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Joined Nov 2017
New User
> bubble2 4 Posts
10 Reputation
vicky3278
02-20-2022 at 01:34 PM.
02-20-2022 at 01:34 PM.
Quote from SepehrZ :
Or you can be a responsible adult and not go on a spending spree. Instead, take advantage of the offer by using the card for your everyday purchases.

Exactly! Be responsible n there shouldn't be a problem. It's what you make it.
1
Reply
Joined Aug 2021
L6: Expert
> bubble2 1,364 Posts
144 Reputation
IndigoMorning6118
02-20-2022 at 01:55 PM.
02-20-2022 at 01:55 PM.
My wife and I applied for the SavorOne last year and took advantage of the same offer on that card.

Would we be eligible this year for the QuickSilver?
Reply
Joined May 2011
Reliable Source
> bubble2 463 Posts
448 Reputation
SennamonTea
02-20-2022 at 09:21 PM.
02-20-2022 at 09:21 PM.
820 score and also declined, and I already have another card with them too, interesting.
Reply
Joined Jun 2006
L7: Teacher
> bubble2 2,512 Posts
327 Reputation
nyknicks8
02-21-2022 at 01:12 AM.
02-21-2022 at 01:12 AM.
Quote from HansGruber :
You can't have an 800+ credit score if you have too many credit cards. If a person has a 800+ credit, why would they waste their time for $200-300 on a credit card application?
Credit score has nothing to do with net worth
1
Reply
Joined Jun 2010
L6: Expert
> bubble2 1,686 Posts
254 Reputation
HansGruber
02-21-2022 at 01:33 AM.
02-21-2022 at 01:33 AM.
Quote from nyknicks8 :
Credit score has nothing to do with net worth
Credit scores have nothing to do with net worth. Credit utilization has everything to do with credit score. Let's say you have a $50,000 in available credit. If you have a balance of $40,000. That hurts your credit score because of high credit utilization. If you have too many credit card accounts, that hurts your credit score. If you have $90,000 in available credit between accounts. That is too much available credit. If you open and close credit cards in a short period of time, that hurts your credit score.
Reply
Joined Jan 2021
L1: Learner
> bubble2 23 Posts
10 Reputation
StrongPencil764
02-22-2022 at 07:11 PM.
02-22-2022 at 07:11 PM.
Quote from damasterjj :
I have 805 fico and they decline my Application for Venture credit card and wasted 1 credit check. I won't be applying any Capital one credit card anytime soon.
I also have an 800+ credit score and was declined when i applied.

I think they are NOT interested in people with excellent credit.
Reply

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Joined Jun 2017
Casual
> bubble2 205 Posts
38 Reputation
Giantscrazy
02-23-2022 at 09:52 PM.
02-23-2022 at 09:52 PM.
Ugh,

We've approved you for a Quicksilver with Adjusted Terms–with the same unlimited 1.5% cash back rewards and no annual fee!
New card member offer removed with the adjustment. Bummer.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,840 Posts
1,393 Reputation
kensteele
02-23-2022 at 09:56 PM.
02-23-2022 at 09:56 PM.
no thx; i get 3% cb on everything.
1
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
02-23-2022 at 10:06 PM.
02-23-2022 at 10:06 PM.
Quote from HansGruber :
You can't have an 800+ credit score if you have too many credit cards. If a person has a 800+ credit, why would they waste their time for $200-300 on a credit card application?
Not sure of your definition of too many CC. I do not even know how many I have, but I do have 30+ yrs of FICO score. My scores varies between low 800 and high 700.

There is no waster time for me every time when i get a CC.

Btw, for those who are interested in this card, watch out on the mailers, I got the $250 offer on this card with $500.

Too bad I just got the Venture card.
1
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
02-23-2022 at 10:08 PM.
02-23-2022 at 10:08 PM.
Quote from SennamonTea :
820 score and also declined, and I already have another card with them too, interesting.
I was in the similar situation 1-2 yrs back.

Then I got a capital one checking account ( due to promo), they approved me instantly.

Btw, score is only part of the equation.
Reply
Joined Jun 2010
L6: Expert
> bubble2 1,686 Posts
254 Reputation
HansGruber
02-23-2022 at 11:26 PM.
02-23-2022 at 11:26 PM.
Quote from dtmamg :
Not sure of your definition of too many CC. I do not even know how many I have, but I do have 30+ yrs of FICO score. My scores varies between low 800 and high 700.

There is no waster time for me every time when i get a CC.

Btw, for those who are interested in this card, watch out on the mailers, I got the $250 offer on this card with $500.

Too bad I just got the Venture card.
You are checking boxes that most cannot check that FICO values for credit scores. Length of credit history (30+ years). In addition your credit score (700-800)is inline with what you are saying.

People comment on these threads with lies, nonsense or both. I was implying if a person truly has an 800+ score (probably 820 or higher) they do not waste their time applying for cards for a $200 bonus and then cancel the card. If they did they would not have a 800+ FICO score.

I am not saying that people shouldn't open new cards or reduce the number of credit cards. I am saying some here believe it's that time of year. Time to get all my credit card sign up bonus money for the year. Cancel the card and do it again next year. That is their mentality.

A person really only needs a 760 score or better to get whatever they need using the credit system.
Reply
Joined Jan 2018
L7: Teacher
> bubble2 2,348 Posts
830 Reputation
Expert
This user is an Expert in Home & Home Improvement
mwebb11111
02-24-2022 at 10:34 PM.
02-24-2022 at 10:34 PM.
Got 2 different emails and a mailer for the $250 bonus. Declined with a 775 credit score. Capital one, I guess our relationship is done. Terrible customer service and triple pull, no reconsideration unless you want another triple pull. I really don't see any reason to do business with this bank.
Reply
Joined Sep 2013
L2: Beginner
> bubble2 41 Posts
10 Reputation
vickygun
02-27-2022 at 08:22 AM.
02-27-2022 at 08:22 AM.
I was approved but they just gave me only a 5k limit.. that's bad
1
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Joined Apr 2004
L4: Apprentice
> bubble2 384 Posts
213 Reputation
Pro
lex2
02-28-2022 at 09:11 AM.
02-28-2022 at 09:11 AM.
Quote from HansGruber :
You are checking boxes that most cannot check that FICO values for credit scores. Length of credit history (30+ years). In addition your credit score (700-800)is inline with what you are saying.

People comment on these threads with lies, nonsense or both. I was implying if a person truly has an 800+ score (probably 820 or higher) they do not waste their time applying for cards for a $200 bonus and then cancel the card. If they did they would not have a 800+ FICO score.

I am not saying that people shouldn't open new cards or reduce the number of credit cards. I am saying some here believe it's that time of year. Time to get all my credit card sign up bonus money for the year. Cancel the card and do it again next year. That is their mentality.

A person really only needs a 760 score or better to get whatever they need using the credit system.
HansGruber, I'm sure you realize that your logic doesn't necessarily jive with the SlickDealer's mentality. Folks here are indeed just looking to take advantage of these credit card bonuses. A majority of these folks have 800+ credit scores. From experience, they know they stand very little risk in damaging that score.

The once a year "binge signup" is a very effective strategy that is well documented in the legendary App-O-Rama threads on FatWallet forums. You apply for several cards on the same day so that it only records 1 credit pull. If you apply for one card today, and one card next month, and then another one 2 months out, this will record several credit pulls in three months. This behavior will certainly raise eyebrows can cause new applications to be rejected.

Since that time, many credit card companies have established policies that prevent you from signing up for bonuses more than once every 2 years. I guess Capital One established separate criteria to single out us SlickDealers with 800+ FICO doing a hit and run bonus grab.
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