Capital One SavorOne Cash Rewards Credit Card: Earn $200 Cash Bonus w/
Expired
$500 Spent
within 3 Months of Opening
+272Deal Score
575,141 Views
Capital One is offering a $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening with the Capital One SavorOne Cash Rewards Credit Card. There is no annual fee.
Thanks to staff member Bri21 for finding this deal.
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Capital One is offering a $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening with the Capital One SavorOne Cash Rewards Credit Card. There is no annual fee.
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
1. Cap1 allows only 2 personal cards & 2 business cards (but a few have extra grandfathered in) & co-branded cards do not count
2. Cap1 pulls from ALL 3 bureaus at each time for each application (3 pulls per application & averages them out!)
3. need at least 720-740+ mininum FICO according to data points from last several years (but other factors such as too high balances or too many inquiries in past year can cause rejection).. do not know of this year's mininum
so if you are APPROVED; please list your FICO score that got approved
&
how many new cards you got in the past 2 years because there is rumor that Savor cards have a 5/24 rule similar to Chase (ie; must be under 5 new credit card accounts in past 24 months)
Signed up previously with the $250 offer and was instantly approved. After receiving the card and using it for a week, they restricted my card because they had to verify my income. I had to e-sign an IRS form 4506-T for them to check my 2019 tax Return. After that, it took two weeks for them to verify and remove the restriction. They seem so strict compared to other credit card companies @.@
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Yeah right dude. Why do you think hard inquiries are such a problem? Creditors mostly care about utilization of available credit and and on time payments. Hard inquiries are more significant if you haven't established credit and you're applying for multiple accounts around the same time. This becomes an issue because if you have poor credit and you're opening 4 accounts at the same time, there's no history to suggest you will pay it off.
So what do I put as my employment status on this application? I'm currently unemployed and collecting benefits but will be starting my own business in about a month to two months if none of my interviews turn into a job. I feel like if I put unemployed, they will insta-reject me even with decent income in 2020 and credit score way over 800.
A hard inquiry will hit credit score by 3 to 5 points. The impact is minimal and such impact will fade after 6 months. There is no need to maintain high credit score at all time unless 1. you want to get a big loan such as a mortgage in the near future with best possible APR, or 2. you have a high credit utilization on your credit cards and afraid of an increase of APRs. Otherwise, it is wise to capitalize and cash out the high credit score periodically. There are many people who constantly take advantage of high credit score by applying new credit cards to get free cash from signup bonus and 0% balance transfers. I have been doing this as well and never have any problems. My FICO has fluctuated between 760s and 820s in the past year but so what? In return I pocketed $1,000~ from credit cards. Oh well, I missed the smart people of Fatwallet Finance from the old days.
I opened this card (2nd hard pull in 2 years) last week and my score went up 6 points after paying off 8% of credit available used and this hard pull... could have just been a bump form the drop in credit used going down to 0% but the hard pull didn't hurt. I've never carried a balance past its due date but always take a 15-30 point hit when credit card statements hits with any balance of 5% or greater of available credit. Pretty stupid. I've never had a credit sore higher than 816.
Seems the credit score calculation is pure voodoo.
I'm buying and selling my own property. The Socialists in charge can suck an egg.
This is called leeching off of your fellow citizens and is incredibly selfish. Stop using the roads/schools/court systems/buying FDA approved foods/etc. if you're going to actively avoid paying your fair share.
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1. Cap1 allows only 2 personal cards & 2 business cards (but a few have extra grandfathered in) & co-branded cards do not count
2. Cap1 pulls from ALL 3 bureaus at each time for each application (3 pulls per application & averages them out!)
3. need at least 720-740+ mininum FICO according to data points from last several years (but other factors such as too high balances or too many inquiries in past year can cause rejection).. do not know of this year's mininum
so if you are APPROVED; please list your FICO score that got approved
&
how many new cards you got in the past 2 years because there is rumor that Savor cards have a 5/24 rule similar to Chase (ie; must be under 5 new credit card accounts in past 24 months)
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I opened this card (2nd hard pull in 2 years) last week and my score went up 6 points after paying off 8% of credit available used and this hard pull... could have just been a bump form the drop in credit used going down to 0% but the hard pull didn't hurt. I've never carried a balance past its due date but always take a 15-30 point hit when credit card statements hits with any balance of 5% or greater of available credit. Pretty stupid. I've never had a credit sore higher than 816.
Seems the credit score calculation is pure voodoo.
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It's not bad when you're out of options for cards doing 5/24 anyway
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