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American Express Card Membership Benefit: Cell Phone Protection (Up to $800)

Free
(Valid for Select Cardholders/Cards)
+182 Deal Score
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American Express is offering select/qualifying American Express Card Membership Benefit/Perk: Cell Phone Protection embedded on select card(s) for Free. Effective on April 1, 2021, you can be reimbursed for your repair or replacement costs following damage or theft up to $800 per claim w/ a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by the Eligible Card account

Thanks to community member(s) WandaVision & other SD Members for finding/contributing to this deal

Note, please check to see if your card offers this benefit, as not all cards is eligible

Some Qualifying American Express Card(s) (select the card below to read the full guide to benefits for Cell Phone Protection related to that card)

Editor's Notes & Price Research

Written by
  • Coverage is provided by New Hampshire Insurance Company, an AIG company, at no additional code to Card Membership
  • Coverage is subject to certain terms, conditions, and limitations, including limitations on the amount of coverage.
  • Coverage is excess of those amounts not covered by any other insurance or indemnity.
  • You must charge your monthly Eligible Cellular Wireless Telephone bill to your Eligible Card Account. You are eligible for coverage the first day of the calendar month following the payment of your Eligible Cellular Wireless Telephone bill using your Eligible Card Account
  • A $50 deductible will apply to each approved claim
  • To validate your coverage, please call the number on the back of your card. If your card is not listed on the promotional page or if you are an additional card member, please call the number on the back of your card to verify your benefits
  • Offer valid while promotion last
Additional Note
  • Additional terms/conditions may apply; see promotional page for more details
  • Please refer to the forum thread for additional details - Discombobulated
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Created 04-04-2021 at 04:17 AM by IronManFan
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Only the Platinum card. Also this is in-house cell phone insurance by Amex, Visa and Mastercard's cell phone insurance is administered 3rd party and they are a pain to deal with
To get coverage:
You must charge your monthly Eligible Cellular Wireless Telephone bill to your Eligible Card Account. You are eligible for coverage the first day of the calendar month following the payment of your Eligible Cellular Wireless Telephone bill using your Eligible Card Account. If you pay an Eligible Cellular Wireless Telephone bill with your Eligible Card Account and fail to pay a subsequent bill using your Eligible Card Account in a particular month, your coverage period changes as follows:
Seems to be AIG subsidiary, "Coverage is provided by New Hampshire Insurance Company, an AIG Company."

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Joined Sep 2011
Price Compare, Always
> bubble2 16,422 Posts
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bluekiwi
04-04-2021 at 04:22 AM.
04-04-2021 at 04:22 AM.
Some credit cards already offer this, wells fargo cc comes to mind
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Joined Sep 2018
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> bubble2 1,148 Posts
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EagerActivity1630
04-04-2021 at 04:45 AM.
04-04-2021 at 04:45 AM.
"Not covered: Eligible Cellular Wireless Telephones which have been rented, leased, borrowed or Cellular Wireless Telephones that are
received as part of a pre-paid plan". Does that mean all prepaid phones like cricket are not covered?
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> bubble2 78 Posts
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Dealnapped
04-04-2021 at 05:24 AM.
04-04-2021 at 05:24 AM.
Looks to be available only for specific cards
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Joined Oct 2005
Smells Like Toast
> bubble2 1,870 Posts
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awesomeness
04-04-2021 at 05:31 AM.

Our community has rated this post as helpful. If you agree, why not thank awesomeness

04-04-2021 at 05:31 AM.
To get coverage:
You must charge your monthly Eligible Cellular Wireless Telephone bill to your Eligible Card Account. You are eligible for coverage the first day of the calendar month following the payment of your Eligible Cellular Wireless Telephone bill using your Eligible Card Account. If you pay an Eligible Cellular Wireless Telephone bill with your Eligible Card Account and fail to pay a subsequent bill using your Eligible Card Account in a particular month, your coverage period changes as follows:
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Joined Nov 2010
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> bubble2 47 Posts
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batman1978
04-04-2021 at 05:39 AM.
04-04-2021 at 05:39 AM.
Doesnt one of the chase cards also do this?
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