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Discover Card: CB on Restaurants and PayPal 5% Back (Enrollment for July - September)

+95 Deal Score
30,236 Views
Enrollment Link [discover.com]

Program Details:

You activated to earn 5% Cashback Bonus at Restaurants and PayPal from 7/1/21 (or the date on which you activate 5%, whichever is later) through 9/30/21, on up to $1,500 in purchases. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. PayPal qualifying purchases are those made through the PayPal wallet online, when you send money to Friends and Family via PayPal using your Discover Card, and point-of-sale transactions using PayPal Here. Payments made through the Xoom transfer service are not eligible for 5%. Any restaurant purchase made using PayPal will only be awarded a total of 5% Cashback Bonus. PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program. Certain digital wallet transactions qualify for 5%, for more information see Discover.com/digitalwallets. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. 5% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Discover Card does not assign MCCs to merchants. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Only purchases made from merchants located in the United States are eligible for 5% Cashback Bonus. In order for a purchase to qualify for the 5% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. We may add additional categories within a quarter that may also require enrollment. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.
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Created 05-01-2021 at 04:13 AM by Greygooser
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Joined Nov 2006
L6: Expert
> bubble2 1,508 Posts
1,601 Reputation
BPyser1
05-02-2021 at 08:03 AM.
05-02-2021 at 08:03 AM.
Quote from dkcdfc :
You can pay your federal taxes ahead of time using PayPal via Discover. Not a full 5% gain after factoring the fee but is a good way of maximizing the limit
Yup, that's what I do with mine. Chase Freedom also tends to do the same PayPal promo in a different quarter. It's basically getting cashback on $1500 of your federal taxes. I have the Discover, and two Chase Freedoms (regular and flex), so it's cashback on $4500 of my federal taxes. Even with the 2% fee, it's still ~3% cashback, or $45 for every $1500.
1
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Last edited by BPyser1 May 2, 2021 at 08:08 AM.
Joined Jul 2008
L5: Journeyman
> bubble2 958 Posts
191 Reputation
davidallen1
05-02-2021 at 08:06 AM.
05-02-2021 at 08:06 AM.
In for 4!!!
1
Reply
Joined Dec 2007
L6: Expert
> bubble2 1,498 Posts
857 Reputation
VMasked
05-02-2021 at 08:11 AM.
05-02-2021 at 08:11 AM.
Will this trigger if I paypal someone for an item on facebook ?
Reply
Joined Jan 2007
L7: Teacher
> bubble2 2,387 Posts
950 Reputation
kingfisher1111
05-02-2021 at 08:14 AM.
05-02-2021 at 08:14 AM.
I think paypal key has blocked 3rd party payments like plastiq to use paypal key. So you can't pay mortgage or any with Paypal key
Reply
Joined Jan 2007
L7: Teacher
> bubble2 2,387 Posts
950 Reputation
kingfisher1111
05-02-2021 at 08:14 AM.
05-02-2021 at 08:14 AM.
Quote from VMasked :
Will this trigger if I paypal someone for an item on facebook ?
Yes sir
Reply
Joined Mar 2018
L2: Beginner
> bubble2 48 Posts
18 Reputation
DtestD
05-02-2021 at 08:20 AM.
05-02-2021 at 08:20 AM.
Quote from Adelley :
Dang, wish I can pay my tuition with PayPal loll.

Try using PayPal key
Reply
Joined Jun 2004
L3: Novice
> bubble2 103 Posts
mullet4evr
05-02-2021 at 09:08 AM.
05-02-2021 at 09:08 AM.
This and the gas quarter are my 2 fav Discover 5% promos. Max em out every time!
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Joined Jun 2008
L5: Journeyman
> bubble2 598 Posts
1,260 Reputation
mdthomas8368
05-02-2021 at 09:25 AM.
05-02-2021 at 09:25 AM.
Did this last year paying my car insurance with Progressive. Plan on doing it again.
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 404 Posts
152 Reputation
hhung516
05-02-2021 at 09:31 AM.
05-02-2021 at 09:31 AM.
Since when credit card quarterly cash back is worth posting??? Everyone who has it will be automatically notified via email etc.
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 404 Posts
152 Reputation
hhung516
05-02-2021 at 09:34 AM.
05-02-2021 at 09:34 AM.
Quote from BhargavaRam :
I don't see the problem of credit card companies activating these promotions automatically.
By rotating quarterly cash back they compete with other cards to be your go-to one.
Reply
Joined Jan 2021
L6: Expert
> bubble2 1,275 Posts
201 Reputation
Slacky
05-02-2021 at 10:59 AM.
05-02-2021 at 10:59 AM.
Quote from BhargavaRam :
I don't see the problem of credit card companies activating these promotions automatically.

It's a simple task the way Discover sets it up, but if customers fail to activate and/or aren't aware of it then Discover saves money and still gets sales. Those who "activate" it tend to take Discover out of the sock drawer and spend more on these common categories (and Discover hopes elsewhere).

https://www.indoormedia.com/blog/...l-use-them
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Joined Jul 2010
Expert
> bubble2 4,008 Posts
877 Reputation
mitchflorida
05-02-2021 at 11:36 AM.
05-02-2021 at 11:36 AM.
Quote from BhargavaRam :
I don't see the problem of credit card companies activating these promotions automatically.
It saves them lots of money not to. But that should be obvious.
Reply
Joined Jul 2010
Expert
> bubble2 4,008 Posts
877 Reputation
mitchflorida
05-02-2021 at 11:38 AM.
05-02-2021 at 11:38 AM.
Quote from hhung516 :
Since when credit card quarterly cash back is worth posting??? Everyone who has it will be automatically notified via email etc.
Do it now, you only have two months before the discounts start.
Reply
Joined Mar 2019
L5: Journeyman
> bubble2 792 Posts
122 Reputation
SlickDealir
05-02-2021 at 12:12 PM.
05-02-2021 at 12:12 PM.
Quote from the_natural :
Wait, regular online PayPal payments (e.g, eBay) don't count?
Bonus starts July 1. eBay purchases will count, but you have to purchase through PayPal. PayPal and eBay are seperate companies now and paying Discover as a "credit card payment" (not paypal) won't give you the bonus.
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Joined Feb 2010
is PRO
> bubble2 18,955 Posts
4,606 Reputation
Binar
05-02-2021 at 12:18 PM.
05-02-2021 at 12:18 PM.
Quote from hhung516 :
Since when credit card quarterly cash back is worth posting??? Everyone who has it will be automatically notified via email etc.
i agree with you but SD users are...weird for lack of better words

This has been listed in everyone's dashboard since January
And this is merely a HU and should be titled as such and not posted in "hot deals" 60 days in advance

I'm thinking all the TU are either trolling to make SD look retarded or a SD shill

what's hot about this?
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