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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,458,320 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Deal
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1,458,320 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Dec 2007
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> bubble2 10,951 Posts
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CosmologicalConstant
06-06-2021 at 06:55 AM.
06-06-2021 at 06:55 AM.
Quote from diavolo33 :
Not a good idea to cancel in the first year after getting the SUB. Just ride it out and then downgrade to a Freedom card or, if you must, cancel.
You make broad generalizations. It depends on your credit profile. When I cancelled mine. It had less than 10 points impact to my FICO credit score.

Some people just transfer their credit to another Chase card before cancelling in which case the drop in score is negligible.
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Joined Dec 2007
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> bubble2 10,951 Posts
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CosmologicalConstant
06-06-2021 at 06:56 AM.
06-06-2021 at 06:56 AM.
Quote from mdickerson :
2 questions -

1) I think I am 3 - 4 months away from being eligible since I did my CSR bonus, do you know if I called on they would be willing to work with me?
Are computers human to "work with you"? There are fixed parameters in a computer when it runs a check. You can talk to the computer but that's like talking to a wall.
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Joined Dec 2007
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CosmologicalConstant
06-06-2021 at 07:03 AM.
06-06-2021 at 07:03 AM.
Quote from mdickerson :
2 questions -

1) I think I am 3 - 4 months away from being eligible since I did my CSR bonus, do you know if I called on they would be willing to work with me?
If your question is whether you can find out when you last got a bonus on a Sapphire card, then yes, there are 2 ways you can find this out.

Call Chase

Log into Chase. In the menu, you will find an option to view closed cards (by default it is not shown). You can then view prior statements to when the last bonus posted to your account.
1
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Joined May 2007
L10: Grand Master
> bubble2 8,341 Posts
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diavolo33
06-06-2021 at 07:09 AM.
06-06-2021 at 07:09 AM.
Quote from RussianBytes :
You suffer from serious logic issues.

Even if you score drops by 20 points because you were approved for this card why would the lower score matter now that you already have the credit you sought to acquire including the mortgage? Its not like you are looking for even more credit or a spouse/partner is looking to evaluate your manliness based on your credit score.

Wtf are you talking about?
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Joined May 2007
L10: Grand Master
> bubble2 8,341 Posts
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diavolo33
06-06-2021 at 07:10 AM.
06-06-2021 at 07:10 AM.
Quote from RussianBytes :
You make broad generalizations. It depends on your credit profile. When I cancelled mine. It had less than 10 points impact to my FICO credit score.

Some people just transfer their credit to another Chase card before cancelling in which case the drop in score is negligible.

Again, no idea what you're talking about. Are you just randomly replying to people without regard to what they said?
Reply
Joined Oct 2014
L3: Novice
> bubble2 204 Posts
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terpnation03
06-06-2021 at 07:19 AM.
06-06-2021 at 07:19 AM.
Quote from 1dash1 :
If I understand your situation correctly, you currently hold a CSP and no Freedom account, and you are trying to fashion a way of maximizing bonuses by applying for both a new CSP (100K bonus) and a new Freedom ($200 bonus). It has been more than 4 years since you were awarded the last CSP bonus.

The simple answer is "yes" you may downgrade the CSP to a Freedom card, then apply for a new CSP to get the 100K bonus. And you can apply for a new Freedom card to get the $200 Freedom bonus.

But there are a lot of details to attend to:

- You need to select which Freedom type of account you wish to downgrade to: Freedom Flex or Freedom Unlimited. They are both the same except the Flex has a 5% rotating categories and the Unlimited gives 1.5% back on every purchase.

- The CSP downgrade has to be recorded into Chase's system before applying for a new CSP card. No one really knows how long this takes. Some say 2-3 days, others have said that it takes a month. (My suggestion is to call Chase Customer Service after 3 days and ask them whether their system still shows your CSP account as being active.)

- You need to ensure that you qualify under Chase's 5/24 policy (maximum of 5 new credit cards in the past 24 months).

- You need to evaluate whether your credit score is sufficient. (I'd suggest that your credit score be at least in the mid-700s to be comfortable in applying for a new CSP card.)

- You need to evaluate whether you can meet the minimum $4K spend requirement (or the minimum $4K + $500 if you apply for both new CSP and Freedom cards simultaneously).

- Already having one Freedom account (for the CSP downgrade), you should evaluate whether it is worth the $200 bonus to open up another Freedom account. (I already have a Freedom Flex account and the benefits associated with it. For me, opening up a Freedom Ultimate account for a $200 bonus isn't worth the administrative hassle and the potential 5/24 impacts.)

- When opening up the new Freedom account, you will need to choose whatever other type is left after the downgrade. If you chose the Flex for CSP downgrade, then you would need to open up a new Unlimited.

Provided you have met the conditions stated above, you can have two applications (new CSP and new Freedom) submitted to Chase at the same time.
Thanks this is all really good food for thought. I do think you are right about it potentially not being worth the admin hassle in applying for the other Freedom account after I downgrade my CSP, just for $200. I currently have a BoA Cash Rewards credit card that gives me 1.5% per purchase and so the 5% rotating categories Freedom sounds like the missing piece here. Looks like the first step here is to downgrade my CSP and see what offer is still available when records indicate I no longer have an active CSP.
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Joined Jul 2010
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> bubble2 608 Posts
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tomurphjr
06-06-2021 at 07:36 AM.
06-06-2021 at 07:36 AM.
Quote from RussianBytes :
Does day equal night? Is the sun the same as the moon? Are apples the same as oranges? Is black the same as white? If you have an unequivocal answer to this question, you also have the answer to your question.

All that effort, and didn't answer the question. Although you perceive it to be, it really wasn't a shitty question, unlike your reply.
Reply

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Joined Jan 2008
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bostongirl85
06-06-2021 at 07:58 AM.
06-06-2021 at 07:58 AM.
How are you guys adding the card to your wallets to use it before the physical card gets to you? It's not giving me the option Frown
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Joined Mar 2012
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> bubble2 2,915 Posts
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cyclops13
06-06-2021 at 08:14 AM.
06-06-2021 at 08:14 AM.
Quote from bostongirl85 :
How are you guys adding the card to your wallets to use it before the physical card gets to you? It's not giving me the option Frown
I got an email 2nd day after approval with link to add to wallets.

Did anyone get the card shipping expedited?
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Joined Nov 2015
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> bubble2 411 Posts
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Theful13ffect
06-06-2021 at 09:02 AM.
06-06-2021 at 09:02 AM.
Quote from tomurphjr :
All that effort, and didn't answer the question. Although you perceive it to be, it really wasn't a shitty question, unlike your reply.
To answer your initial question, no you cannot apply for a credit card over the phone. See this comment from another (more helpful) user in the old Chase 80k thread:

https://slickdeals.net/f/14895427-chase-sapphire-preferred-card-earn-80k-bonus-points-w-4-000-spent-on-purchases?p=146957858#post146957858
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Last edited by Theful13ffect June 6, 2021 at 09:06 AM.
Joined Feb 2006
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> bubble2 295 Posts
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derder
06-06-2021 at 09:05 AM.
06-06-2021 at 09:05 AM.
Quote from bostongirl85 :
How are you guys adding the card to your wallets to use it before the physical card gets to you? It's not giving me the option Frown
It takes 3 days and you should receive an email when it's possible.

Download the Chase App.
Add an existing card to mobile pay (like Google Pay or Paypal)
Check to see if your new card appears as an option.

I had to do this for another Chase card last week.
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Joined Feb 2006
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Tazmania99
06-06-2021 at 10:14 AM.
06-06-2021 at 10:14 AM.
Anyone knows paying utility bills will count as purchase? $4000 is not easy to make on my everyday purchases within 3 months.
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> bubble2 6,892 Posts
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iwheela
06-06-2021 at 10:31 AM.
06-06-2021 at 10:31 AM.
Quote from Nattefrost :
the benefits are pretty crappy- worth the bonus signup then cancel
I wanted the bonus so was going to sing up anyway. I had tons of expenses at the time so getting the $4000 was easy. However after seeing the 1% back on all purchases and the not so great benefits I haven't used the card since I reached the bonus. Will definitely be downgrading or canceling soon. I spend $3k-$4k per month on business so even a .5% more in monthly cashback is a plus. I'm eyeing the Capital One 2% card now.
iwheela
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diavolo33
06-06-2021 at 10:42 AM.
06-06-2021 at 10:42 AM.
Quote from Tazmania99 :
Anyone knows paying utility bills will count as purchase? $4000 is not easy to make on my everyday purchases within 3 months.

Anything you can pay for with a Visa CC will count.
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smckenna3
06-06-2021 at 11:12 AM.
06-06-2021 at 11:12 AM.
What credit agency does Chase use for the credit check?
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