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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,457,920 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Deal
Score
+711
1,457,920 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Aug 2020
L5: Journeyman
> bubble2 999 Posts
Nautian
06-17-2021 at 05:21 PM.
06-17-2021 at 05:21 PM.
I'm preapproved for this card however my issue is that I don't have anything to spend $4k on in 3 months, do Amazon/Visa gift cards count towards the $4k? Any other "hack" to fulfill the $4k requirement?
1
Reply
Joined Aug 2020
L5: Journeyman
> bubble2 999 Posts
Nautian
06-17-2021 at 05:24 PM.
06-17-2021 at 05:24 PM.
Quote from steven88 :
Is refer a friend now showing 100k signup bonus?

My friend sent me link yesterday and it showed 80k.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,326 Posts
4,338 Reputation
Knightshade
06-17-2021 at 05:25 PM.
06-17-2021 at 05:25 PM.
Quote from Nautian :
I'm preapproved for this card however my issue is that I don't have anything to spend $4k on in 3 months, do Amazon/Visa gift cards count towards the $4k? Any other "hack" to fulfill the $4k requirement?

Spend is spend, chase doesn't care on what

You can also often pre-pay various utilities/bills to hit spend targets too.
Reply
Joined Apr 2013
L4: Apprentice
> bubble2 421 Posts
31 Reputation
ZoS6660
06-17-2021 at 05:46 PM.
06-17-2021 at 05:46 PM.
If I apply, how long does it take to get approved? Then how long does it take to get the card? Does the 4 months start as soon as you get the card, or is it when you make your first transaction?
Reply
Joined Aug 2019
New User
> bubble2 18 Posts
10 Reputation
CalebS28
06-17-2021 at 06:05 PM.
06-17-2021 at 06:05 PM.
Quote from elite-fusion :
Anyone have the number to call to have the card expedited? Have about 5k to spend next week and would be great if i can have it by Monday

They won't expedite. I was in the same situation. Even asked them to provide me my account number over the phone so I could put it in for online purpose and they wouldn't.

That was the response I got at least.
Reply
Joined Mar 2020
L3: Novice
> bubble2 208 Posts
51 Reputation
EagerCalculator413
06-17-2021 at 06:20 PM.
06-17-2021 at 06:20 PM.
When downgrading CSR to Freedom, do they refund prorated Annual fee or full on nothing by default? If partial or no refund by default, what is the best way to downgrade to maximize refund?
Reply
Joined Mar 2016
New User
> bubble2 4 Posts
10 Reputation
RB1
06-17-2021 at 06:21 PM.
06-17-2021 at 06:21 PM.
Quote from CalebS28 :
They won't expedite. I was in the same situation. Even asked them to provide me my account number over the phone so I could put it in for online purpose and they wouldn't.

That was the response I got at least.
I had my card expedited and it came within 2 days. I have an existing Chase account so I used the Secure Message feature to request expedited processing and explained that I needed to make some important purchases. This was over the weekend and I got a response the same day. I'm sure there must be a way to do this with CS, just explain the situation and ask for Rush Delivery.

Here is the number for the department that handled my request: Chase Email Servicing 1-800-493-3319
Reply
Last edited by RB1 June 17, 2021 at 06:27 PM.

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Joined Feb 2006
~ Always Spinning ~
> bubble2 4,540 Posts
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Tazmania99
06-17-2021 at 06:35 PM.
06-17-2021 at 06:35 PM.
There are a lot you can do. You can pay your expenses upfront, such as utility bills, cell phone, internet/cable TV, insurance, taxes, etc. You can also pay for your friends or family members expenses and have them reimburse you. Finally, you can also buy merchant gift cards that you will often shop at, such as Best Buy and Amazon gift cards, or gas cards like BP and ExxonMobil if you drive. If you shop at Costco, Costco Shop card is another option.

Quote from Nautian :
I'm preapproved for this card however my issue is that I don't have anything to spend $4k on in 3 months, do Amazon/Visa gift cards count towards the $4k? Any other "hack" to fulfill the $4k requirement?
Reply
Joined Jan 2014
New User
> bubble2 15 Posts
10 Reputation
BillyB9015
06-17-2021 at 06:50 PM.
06-17-2021 at 06:50 PM.
Quote from benjamin9876 :
U will not if it is within 48 months

48 months from last receiving the bonus, not from canceling the card. I have heard however, that you should wait 60 days from canceling the card. So 48 months from last receiving the bonus and 60 days after canceling card. Bonus probably won't be the same in 2 months tho
Reply
Joined Jul 2006
L5: Journeyman
> bubble2 580 Posts
65 Reputation
wethead4
06-17-2021 at 06:50 PM.
06-17-2021 at 06:50 PM.
Quote from paolodias :
Is this really true?

Yes true. Called 5/24 rule. I thought they actually made it stricter?
Reply
Joined Oct 2006
L3: Novice
> bubble2 251 Posts
108 Reputation
fung
06-17-2021 at 08:04 PM.
06-17-2021 at 08:04 PM.
A friend just got an email saying he's preapproved for the card. His credit score is 621. Immediately approved for 7k credit. LOL
Reply
Joined Dec 2008
D3: Woopster
> bubble2 3,638 Posts
1,438 Reputation
Pro
1dash1
06-17-2021 at 09:21 PM.
06-17-2021 at 09:21 PM.
Quote from Nautian :
I'm preapproved for this card however my issue is that I don't have anything to spend $4k on in 3 months, do Amazon/Visa gift cards count towards the $4k? Any other "hack" to fulfill the $4k requirement?
If you take the time to investigate, there are a lot of expenses that you might be able to prepay.

For me, I can prepay my Cricket Wireless, electric bill, and water bill with no upper limit as to how much I can prepay. (I'm currently paid up through August for my electric and water bills and up through November for Cricket Wireless.)

If you're having a hard time meeting the $4K spend threshold, I suggest you make a comprehensive list of all your monthly expenses:
- Groceries (you can buy grocery store gift cards)
- Rent (check with your landlord on credit card payment options). Also Venmo/Plastiq fee options.
- Utilities (check for pre-pay options)
- Gas (buy pre-paid gas cards)
- Taxes, licenses, registrations (prepay or early pay)
- Insurance, including medical (prepay)
- Etc., etc., etc.

And if you still need to generate more spending, then purchase Amazon GC or other store/restaurant gift cards (not VISA GC ... Chase might consider that too close to being a cash equivalent).*

A few other tips: https://www.doctorofcredit.com/cr...-spending/
https://upgradedpoints.com/credit...uirements/

* _ Some people have bought thousands of dollars with VISA gift cards without a hitch. If you go that route, be sure to include some incidental (small) item with the purchase to avoid an "even number" purchase (like $2000) which tends to trigger a fraud alert. Also, it may help coding the item as a qualified purchase. E.g., buying a small grocery item with the VISA gift card in a grocery store might help ensure that the gift card is coded as a grocery item.
Reply
Last edited by 1dash1 September 27, 2021 at 10:35 AM.
Joined Aug 2011
L3: Novice
> bubble2 236 Posts
133 Reputation
Gnote
06-17-2021 at 09:48 PM.
06-17-2021 at 09:48 PM.
Quote from civilzhang :
I opened the card at a branch and the client manager there told me that I can get 100k points even though the screen showed 80k. But when I logged into my account today, it still says 80k. For those who opened the card at branch, do you have the same issue? The account manager did not give me any proof of 100k bonus.
Opened at a branch and confirmed it will be 100k. Your post got me curious so I logged into my account and mine says 80k as well.
Reply
Joined Aug 2010
L2: Beginner
> bubble2 99 Posts
30 Reputation
beajlc4evr
06-17-2021 at 10:10 PM.
06-17-2021 at 10:10 PM.
If I open at a branch, can my friend still refer me so they can get 15k bonus points?
Reply

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Joined Jun 2013
L1: Learner
> bubble2 10 Posts
10 Reputation
tpoony
06-17-2021 at 10:24 PM.
06-17-2021 at 10:24 PM.
Anyone know if I still qualify foe the bonus if I had and since canceled my Sapphire Reserve (not Preferred)?
Reply
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