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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,458,634 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Deal
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+711
1,458,634 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Dec 2008
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> bubble2 3,638 Posts
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1dash1
07-19-2021 at 07:20 PM.
07-19-2021 at 07:20 PM.
Quote from dvpatel :
Agreed and I had seen your original post but look at the guy I quoted. He was claiming its right after transaction(s) post on the referral account.
He wasn't incorrect, he just wasn't specific. But then again, Chase doesn't tell you any of these things either. .Paperbag
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Joined Jun 2018
L2: Beginner
> bubble2 36 Posts
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liudicrous
07-19-2021 at 07:28 PM.
07-19-2021 at 07:28 PM.
Quote from Tazmania99 :
Account closure would take a longer time than a product change/downgrade to reflect on Chase system. It may take as many as 30 days while a product change may take 5 to 7 days.
I actually waited 7 days after a product change and their system at the branch said I currently have a Chase Sapphire product even though I changed it to a Freedom Flex the week before. Not sure if there is an actual answer here and seems to vary. I've seen some people in this thread said they went in 3 days after a product change and were able to apply - seems to be very inconsistent unfortunately.
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Joined Aug 2011
L5: Journeyman
> bubble2 750 Posts
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ohitsoh
07-19-2021 at 07:54 PM.
07-19-2021 at 07:54 PM.
We've got a sizeable purchase coming up next month for our house, and I was originally looking into cards with 0% intro rates to just let us pay it off over time with no interest... but this bonus is pulling me in. Neither of us have ever had Sapphire cards (we each only have Freedom cards currently).

Would it make sense to apply, refer my husband, he applies, we split the purchase (contractor said this is fine), profit? Basically giving ourselves a $2200 discount?

This isn't the ideal rewards card for us, and at least one of us would end up downgrading to a Freedom Unlimited or something after... but other options don't have offers like this.
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Last edited by ohitsoh July 19, 2021 at 08:00 PM.
Joined Feb 2006
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Tazmania99
07-19-2021 at 08:04 PM.
07-19-2021 at 08:04 PM.
The trick is you earn 5x pts from rotating categories on Freedom and transfer the points to CSP for 1.25x redemption value.

Quote from a123456 :
Probably because the points on spending on the card is kind of low. It's just 2x dining/travel, 1x other (supposed to get better on August 15). There's other cards that can earn higher points for various categories and the redeem options aren't super if don't travel at all. So then those types of people will just hit the spend, get the 100k UR and then dump the card in a year. Even the free cards like Freedom are 3x dining now.
1
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Tazmania99
07-19-2021 at 08:10 PM.
07-19-2021 at 08:10 PM.
Yup, this would be the ideal situation to apply for the CSP when you have big purchases coming up and potentially save you $2200 in cash value or even $2750 if paying yourself back for purchases from Home Depot or Lowes. But keep in mind that unlike other credit cards, CSP does not offer 0% APR on purchases for first 15 months.

Quote from ohitsoh :
We've got a sizeable purchase coming up next month for our house, and I was originally looking into cards with 0% intro rates to just let us pay it off over time with no interest... but this bonus is pulling me in. Neither of us have ever had Sapphire cards (we each only have Freedom cards currently).

Would it make sense to apply, refer my husband, he applies, we split the purchase (contractor said this is fine), profit? Basically giving ourselves a $2200 discount?

This isn't the ideal rewards card for us, and at least one of us would end up downgrading to a Freedom Unlimited or something after... but other options don't have offers like this.
Reply
Joined Mar 2011
L7: Teacher
> bubble2 2,176 Posts
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ffly45
07-19-2021 at 08:12 PM.
07-19-2021 at 08:12 PM.
Quote from ohitsoh :
We've got a sizeable purchase coming up next month for our house, and I was originally looking into cards with 0% intro rates to just let us pay it off over time with no interest... but this bonus is pulling me in. Neither of us have ever had Sapphire cards (we each only have Freedom cards currently).

Would it make sense to apply, refer my husband, he applies, we split the purchase (contractor said this is fine), profit? Basically giving ourselves a $2200 discount?

This isn't the ideal rewards card for us, and at least one of us would end up downgrading to a Freedom Unlimited or something after... but other options don't have offers like this.
will your sizeable purchase be $8k+ or 12k+?
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Joined Apr 2007
L3: Novice
> bubble2 247 Posts
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tuckeg1
07-19-2021 at 08:37 PM.
07-19-2021 at 08:37 PM.
Quote from 1dash1 :
Congratulations! Beat the deadline!

It takes a few days for a downgraded account to process in Chase's system. More than likely, it simply processed out by the time you applied today. Reference:
https://www.doctorofcredit.com/my...-approval/

This discussion thread is full of similar anecdotal experiences, varying from 2 to 4 days.
7 days had passed since I downgraded and I still showed up as not having CSP as an option. It was only two days after I paid off the CSR balance that it became an option. In my case I have to assume the rep knew what she was talking about. YMMV
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Joined Oct 2016
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Pandax333
07-19-2021 at 09:23 PM.
07-19-2021 at 09:23 PM.
FYI, if you sign up in store, the chase app will only show 80K bonus as the 20k will be awarded separately
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Joined Nov 2010
L5: Journeyman
> bubble2 680 Posts
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MisterEric
07-19-2021 at 10:32 PM.
07-19-2021 at 10:32 PM.
Anyone able to sign up in branch and get the $50 grocery credit? I read somewhere that the credit promotion expired on the 17th but can still get first year waived.
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Joined Dec 2012
L3: Novice
> bubble2 250 Posts
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johnconner
07-19-2021 at 11:13 PM.
07-19-2021 at 11:13 PM.
Quote from MisterEric :
Anyone able to sign up in branch and get the $50 grocery credit? I read somewhere that the credit promotion expired on the 17th but can still get first year waived.

I applied in branch today. The first year af is waived but no more $50 grocery discount
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Joined Aug 2011
L5: Journeyman
> bubble2 750 Posts
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ohitsoh
07-20-2021 at 06:19 AM.
07-20-2021 at 06:19 AM.
Quote from ffly45 :
will your sizeable purchase be $8k+ or 12k+?
Just over 12k, is there another option I should be considering?
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Joined Apr 2006
L10: Grand Master
> bubble2 9,649 Posts
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Tnyc
07-20-2021 at 07:57 AM.
07-20-2021 at 07:57 AM.
Guys, any idea when this promotion will end? It's been going on for awhile now. Is it winding down?
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Joined Oct 2009
L5: Journeyman
> bubble2 508 Posts
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a123456
07-20-2021 at 08:13 AM.
07-20-2021 at 08:13 AM.
Quote from Tazmania99 :
The trick is you earn 5x pts from rotating categories on Freedom and transfer the points to CSP for 1.25x redemption value.
Yeah, that's best value for earning UR but either way it's not putting long-term spend on the CSP at a store because CSP everyday earnings are a bit low compared to a lot of other cards that someone might have. The redeem value is still good, especially for travelers.

Hopefully PYB sticks around long-term but currently it's only scheduled for Sept 30 and beyond that, there's no real updates on if they'll change the categories or even just drop it. I know they keep extending the end date but we'll see. It was originally supposed to be just a covid thing to help retention since no one could travel.
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Joined Jan 2020
L6: Expert
> bubble2 1,412 Posts
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SiennaDeer8270
07-20-2021 at 08:27 AM.
07-20-2021 at 08:27 AM.
Quote from a123456 :
Yeah, that's best value for earning UR but either way it's not putting long-term spend on the CSP at a store because CSP everyday earnings are a bit low compared to a lot of other cards that someone might have. The redeem value is still good, especially for travelers.

Hopefully PYB sticks around long-term but currently it's only scheduled for Sept 30 and beyond that, there's no real updates on if they'll change the categories or even just drop it. I know they keep extending the end date but we'll see. It was originally supposed to be just a covid thing to help retention since no one could travel.
Pyb is only useful if you continue to use this card. Can you get statement credits and if your balance is negative then ask for a check to be sent to you? Most people on here have other more lucrative cards to use once the min spend is met.
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Joined Sep 2008
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vivilxw
07-20-2021 at 08:36 AM.
07-20-2021 at 08:36 AM.
i just downgraded the CSR yesterday and the rep said expecting 3-5 days to get the new card. I'm planning to apply the CSP online, how long should I wait? maybe after I received the downgraded card and activated it?
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