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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,458,013 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Deal
Score
+711
1,458,013 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Apr 2013
L2: Beginner
> bubble2 27 Posts
10 Reputation
oeklm
07-20-2021 at 08:49 AM.
07-20-2021 at 08:49 AM.
Just an update as I've been trying to obtain this incentive since early June.

I cleared the 48 months since I obtained my sapphire preferred in may 2017. I called the number on the back of the card and they said I need to cancel and wait a month then re-apply. I move forward as they mention I can re-open the account if within 2 months after cancellation.

I initially go into the branch and they don't have the 100k, fee waiver,and credit. They only have 80k.

I go into a different branch last week and they have the 100k and annual fee waiver but don't see the card for me to apply. I see on the chase app for the 100k for me to apply but no annual fee waiver.

I go into a different branch this morning. They still don't see the card for me to apply on their system.

This is proving to be very frustrating and may just apply online since I see the offer when logged into my account.
Reply
Joined Mar 2007
L7: Teacher
> bubble2 2,343 Posts
561 Reputation
raysacr
07-20-2021 at 09:42 AM.
07-20-2021 at 09:42 AM.
As an update, I applied for the CSP in branch on June 15 and got approved. In the mobile app, it shows 80K even though I have multiple confirmations about getting the extra 20K points. My grocery credit was awarded almost immediately as the charge posted.

I just spent the $4K required, and was wondering if anyone knew how long it took for the 100K points to get posted? App says it can take up 8 weeks, but was curious if its faster than that?
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
727 Reputation
bru_that
07-20-2021 at 10:45 AM.
07-20-2021 at 10:45 AM.
Quote from ncsujen :
So should I cancel today and then try to go to apply in a few days? Or am I not eligible for CSP again?
If it has been 4+ years since you received the signup bonus on your original CSP, you can be eligible for this offer.

In that case, 1) you need to downgrade the existing plain Sapphire to one of the Freedom cards. 2) you need to wait at least 4 days after making the downgrade/product change. At that point, you can apply online for a new CSP. 3) People have reported not being able to apply in branch soon after downgrading - it seems that your eligibility is not reset/updated for in-branch applications until either the next billing cycle or 30 days after the downgrade.
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
727 Reputation
bru_that
07-20-2021 at 10:46 AM.
07-20-2021 at 10:46 AM.
Quote from oeklm :
I go into a different branch this morning. They still don't see the card for me to apply on their system.

This is proving to be very frustrating and may just apply online since I see the offer when logged into my account.
Chase doesn't reset your eligibility for In-Branch applications until 30 days after downgrade. Or if you are lucky, once your next statement cycle begins. If you applying sooner, you have to apply online. No way around it.
Reply
Joined Apr 2013
L2: Beginner
> bubble2 27 Posts
10 Reputation
oeklm
07-20-2021 at 10:48 AM.
07-20-2021 at 10:48 AM.
Cancelled on 6/14 so maybe need to give it a couple more days. I have an appointment with 1 other branch Thursday so we will see what happens. Will circle back
Reply
Joined Dec 2010
L4: Apprentice
> bubble2 341 Posts
69 Reputation
ncsujen
07-20-2021 at 10:49 AM.
07-20-2021 at 10:49 AM.
Quote from bru_that :
If it has been 4+ years since you received the signup bonus on your original CSP, you can be eligible for this offer.

In that case, 1) you need to downgrade the existing plain Sapphire to one of the Freedom cards. 2) you need to wait at least 4 days after making the downgrade/product change. At that point, you can apply online for a new CSP. 3) People have reported not being able to apply in branch soon after downgrading - it seems that your eligibility is not reset/updated for in-branch applications until either the next billing cycle or 30 days after the downgrade.
Yikes...4 years? I thought it was 2 years? I changed my Sapphire to a Freedom Unlimited yesterday.
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,540 Posts
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Pro
Tazmania99
07-20-2021 at 11:05 AM.
07-20-2021 at 11:05 AM.
Both my account and my spouse's account will have the 100K pts credited in the next statement. Another member here reported he and his wife's 100K points were immediately posted once $4K spend is met, although he withdrew his comment for a reason later.

https://slickdeals.net/forums/showpost.php?p=148535734&postcount=2779

Quote from raysacr :
As an update, I applied for the CSP in branch on June 15 and got approved. In the mobile app, it shows 80K even though I have multiple confirmations about getting the extra 20K points. My grocery credit was awarded almost immediately as the charge posted.

I just spent the $4K required, and was wondering if anyone knew how long it took for the 100K points to get posted? App says it can take up 8 weeks, but was curious if its faster than that?
Reply

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Joined Sep 2009
L10: Grand Master
> bubble2 15,326 Posts
4,338 Reputation
Knightshade
07-20-2021 at 11:10 AM.
07-20-2021 at 11:10 AM.
Quote from ncsujen :
Yikes...4 years? I thought it was 2 years? I changed my Sapphire to a Freedom Unlimited yesterday.

48 months since last time you got a Sapphire bonus is when you're eligible for a new sapphire bonus.
Reply
Joined Dec 2007
L3: Novice
> bubble2 115 Posts
22 Reputation
mastergunnera8
07-20-2021 at 11:48 AM.
07-20-2021 at 11:48 AM.
OK..my small brain hurts after reading a boatload of comments...If starting from no card, how can I take advantage of this? Have a rather large medical expense coming...myself and wife could take advantage...thank you!!!
Reply
Joined Nov 2007
L8: Grand Teacher
> bubble2 3,429 Posts
176 Reputation
zyx987
07-20-2021 at 12:14 PM.
07-20-2021 at 12:14 PM.
Quote from a123456 :
Prepaying bills for normal businesses (utilities/insurance/etc.) is fine. Taxes are fine too. Business gift cards (like Costco/Amazon) are fine. Visa gift cards are more questionable.

Some of the other "cash-like transactions" mentioned above are also more questionable, like crypto, venmo to a friend, etc. Chase specifically called those out as not counting when they updated their policies in April this year: https://www.doctorofcredit.com/ch...k-funding/

If you're going to roll the dice on cash transactions at least set your cash advance limit to 100 so the transaction will decline if it's coded as a cash advance (and the amount you're trying is >100) instead of a purchase. It seems kind of random on what will count and also changes over time as they adjust what they actually enforce.

I used to prepay electric before and it was never "cash advance". They charged me extra couple dollars for the transaction, regardless of the amount. It looks like they offer credit card payment online now, it's even less than $2


However it looks like credit card can treat such transaction as "cash advance? Am I reading it correctly (below)? thanks


The new rule could make things funding bank accounts [doctorofcredit.com], buying crypto, lotto/gambling, P2P payments on Venmo or Paypal [doctorofcredit.com], PayPal Key, [doctorofcredit.com]and even using bill payment services to be considered cash advances.
Reply
Joined May 2011
L3: Novice
> bubble2 290 Posts
58 Reputation
alany611
07-20-2021 at 12:22 PM.
07-20-2021 at 12:22 PM.
(not sure how to delete, accidental duplicate)
Reply
Last edited by alany611 July 20, 2021 at 12:25 PM.
Joined May 2011
L3: Novice
> bubble2 290 Posts
58 Reputation
alany611
07-20-2021 at 12:22 PM.
07-20-2021 at 12:22 PM.
Quote from mastergunnera8 :
OK..my small brain hurts after reading a boatload of comments...If starting from no card, how can I take advantage of this? Have a rather large medical expense coming...myself and wife could take advantage...thank you!!!
if you don't have any Sapphire cards right now you're free to go ahead and apply!
Reply
Joined May 2011
L3: Novice
> bubble2 290 Posts
58 Reputation
alany611
07-20-2021 at 12:24 PM.
07-20-2021 at 12:24 PM.
Thanks and repped!

I will be referring my SO. Do you know if I will still earn the referral bonus if I downgrade my card after she is approved when applying through my link?
Reply
Joined Aug 2004
...
> bubble2 9,780 Posts
5,118 Reputation
JaTaN
07-20-2021 at 12:48 PM.
07-20-2021 at 12:48 PM.
Quote from mastergunnera8 :
OK..my small brain hurts after reading a boatload of comments...If starting from no card, how can I take advantage of this? Have a rather large medical expense coming...myself and wife could take advantage...thank you!!!
One person goes to branch to apply -- $95 annual fee is waived in branch

Generate referral link using first person's card then other person applies for card using referral link -- P2 pays $95 annual fee online but P1 gets 20k referral pts worth at least $200
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Joined Dec 2008
D3: Woopster
> bubble2 3,638 Posts
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Pro
1dash1
07-20-2021 at 12:58 PM.
07-20-2021 at 12:58 PM.
Quote from alany611 :
Thanks and repped!

I will be referring my SO. Do you know if I will still earn the referral bonus if I downgrade my card after she is approved when applying through my link?
Near as I can figure out is that because your credit card number doesn't change and because your UR account remains the same, you will get the referral bonus when it processes (one to two statements after your friend's account is opened).

Not much info to draw on, here are some references:
https://www.reddit.com/r/churning...fter_card/
https://www.reddit.com/r/CreditCa...d_then_pc/
https://www.flyertalk.com/forum/c...-a-30.html (see post #447)

Hopefully, someone with more experience or better information can answer your question. Help
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