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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,458,717 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

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Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Deal
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+711
1,458,717 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Mar 2009
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> bubble2 2,884 Posts
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Ananke
07-19-2021 at 03:52 PM.

Our community has rated this post as helpful. If you agree, why not thank Ananke

07-19-2021 at 03:52 PM.
Quote from SiennaDeer8270 :
Crypto is more lucrative and easier to buy and sell with fewer fees.
I just responded to another tread for crypto. Please, don't suggest spending for very risky non-cash alternatives. After China, India, now Pakistan is going to outlaw exchanges into cash. Western politicians are talking about attaching huge climate credit burden to crypto assets - once first step of getting you locked into something that you cannot exchange back into cash is done. I, for example, would not hang myself. It is possible that you not just going to loose money, but be financially scalped big time.
This has nothing to do with the "future" or "viability" of the such technology - it's all money, power and politics. Very risky.
1
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Tazmania99
07-19-2021 at 04:14 PM.
07-19-2021 at 04:14 PM.
Prepay anything possible like gas, power, cell phone, cable/internet & streaming services. You can also pay for your friends/family and get reimbursed from them. These are no cost to you. Another option is to buy merchant gift cards/gas cards/Costco Cash cards, or simply fund your Amazon accounts. Unlike AMEX, Chase doesn't care much about your spend on GCs to meet the minimum spend. Just be careful of those prepaid Visa/MC/AMEX that are usually associated with a fee. You can also prepay your tax to IRS, use Plastiq to pay your rent or mortgage, or Venmo/Paypal to pay your friend and then have your friend pays you back the cash, all with a fee from 2 to 3 %. I do not recommend buying crypto coz most of the time there is a fee for purchase and the crypto purchase is usually coded as cash advance. I could be wrong though.

Quote from johnconner :
I want recommendation for this too. For two cards (me and my wife), we need to spend $8000 in 3 months.

We will prepay the utilities but I dont feel comfortable paying more than $2000 to utilities since $2000 will have us covered for a year.

What are the other things you can purchase/prepay beyond utilities that counts towards spend?

I heard that credit card companies have a way of detecting gift card purchases so they dont qualify. Any way to get around this?
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Joined Dec 2008
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> bubble2 3,638 Posts
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1dash1
07-19-2021 at 04:15 PM.
07-19-2021 at 04:15 PM.
Quote from alany611 :
I currently have a 5+ year old CSP and not within 5/24. Is the right play for me to downgrade my CSP to anything else (I currently hold the freedom card that doesn't have rotating quarterly bonuses so maybe I can downgrade to the one that does?), then open a new CSP? Will that work for me?
Yes, that will work. For further info:
https://slickdeals.net/f/15070267-chase-sapphire-preferred-card-spend-4-000-in-first-3-months-earn-100k-points?p=148417330#post148417330
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Joined Jun 2003
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BGALLTHAT
07-19-2021 at 04:18 PM.
07-19-2021 at 04:18 PM.
Anyone have ANY clue of when this 100k promo will end?
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Joined Mar 2014
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greatyhope
07-19-2021 at 04:32 PM.
07-19-2021 at 04:32 PM.
People actually asking how they can spend 4k in 3 months???? That's like 1300 a month. Are you telling me you don't spend 1300 in expenses after housing? Food, utilities, cell phone, transportation etc??
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Joined Jan 2020
L6: Expert
> bubble2 1,412 Posts
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SiennaDeer8270
07-19-2021 at 04:40 PM.
07-19-2021 at 04:40 PM.
Quote from Ananke :
I just responded to another tread for crypto. Please, don't suggest spending for very risky non-cash alternatives. After China, India, now Pakistan is going to outlaw exchanges into cash. Western politicians are talking about attaching huge climate credit burden to crypto assets - once first step of getting you locked into something that you cannot exchange back into cash is done. I, for example, would not hang myself. It is possible that you not just going to loose money, but be financially scalped big time.
This has nothing to do with the "future" or "viability" of the such technology - it's all money, power and politics. Very risky.
Lose or loose?

And your gold/silver recommendation is better? Anyone who buys crypto knows the risks. Just like anyone who buys precious metals.
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ChristianA33
07-19-2021 at 04:49 PM.
07-19-2021 at 04:49 PM.
I noticed some mention a meter that keeps track of your progress towards $4000 spent.. where can I find this.. does it not show up until later? I just got a approved but don't have my card yet. the card account does show up on my dashboard though.
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lululittle
07-19-2021 at 04:56 PM.
07-19-2021 at 04:56 PM.
A quick question: if I close my CSR couple days ago, can I apply now or do I have to wait? I heard from the customer service guy that I need to wait for 30 days before I can apply the new CSP. Any experience? TIA.
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Tazmania99
07-19-2021 at 05:16 PM.
07-19-2021 at 05:16 PM.
Account closure would take a longer time than a product change/downgrade to reflect on Chase system. It may take as many as 30 days while a product change may take 5 to 7 days.

Quote from lululittle :
A quick question: if I close my CSR couple days ago, can I apply now or do I have to wait? I heard from the customer service guy that I need to wait for 30 days before I can apply the new CSP. Any experience? TIA.
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Joined Feb 2006
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Tazmania99
07-19-2021 at 05:20 PM.
07-19-2021 at 05:20 PM.
https://slickdeals.net/forums/showpost.php?p=148105135&postcount=1669

Quote from ChristianA33 :
I noticed some mention a meter that keeps track of your progress towards $4000 spent.. where can I find this.. does it not show up until later? I just got a approved but don't have my card yet. the card account does show up on my dashboard though.
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Joined Oct 2013
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4thedeal
07-19-2021 at 06:08 PM.
07-19-2021 at 06:08 PM.
Quote from bostondealseekr :
Can confirm. Went to a branch in Atlanta, opened card. 100,000 points and first year annual fee waived. This was on the confirmation screen when I finished applying with the asst branch manager. The manager was surprised to see the $100 annual fee waiver, must've updated overnight as has been described in previous posts. No $50 grocery credit was mentioned or shown on the screen with the rest of the incentives. Took about 20 minutes in and out, though the bank was pretty empty when I arrived. I am very satisfied with havering been able to save the $100 annual fee by walking into a branch.

edit: applied in branch at Monday July 19 at 9:15 AM EST
Went into a branch at 4:40pm on Friday because when I spoke to the person responsible for signing people up, he told me that the 100,000 would end on the 17th. He called in to find this out when we were there. Now it is extended.
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Joined Apr 2005
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Sheraz
07-19-2021 at 06:30 PM.
07-19-2021 at 06:30 PM.
Quote from 1dash1 :
As you requested:
https://www.doctorofcredit.com/ch...edit-more/
Thanks man. I want to hopefully keep the card for more than a year and want to justify the 95 annual charge.
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Joined Oct 2009
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a123456
07-19-2021 at 06:43 PM.
07-19-2021 at 06:43 PM.
Quote from zyx987 :
I've read online credit cards are cracking down manufactured spending.
Will chase flag something like preparing electric for $1000?
What about school taxes?
Both options have fees, but electric fee would be much lower, but if chase will have issues with it I'd rather pay some of the taxes. Chase Sapphire is the most useless card I have in my wallet, if it wasn't for the bonus, I'd never get it.
Also, is anyone doing referrals? I'd love to take advantage of it, but for some reason nobody wants this card, even when I offer 50% Smilie
Some people just want master card instead of visa Smilie
Prepaying bills for normal businesses (utilities/insurance/etc.) is fine. Taxes are fine too. Business gift cards (like Costco/Amazon) are fine. Visa gift cards are more questionable.

Some of the other "cash-like transactions" mentioned above are also more questionable, like crypto, venmo to a friend, etc. Chase specifically called those out as not counting when they updated their policies in April this year: https://www.doctorofcredit.com/ch...k-funding/

If you're going to roll the dice on cash transactions at least set your cash advance limit to 100 so the transaction will decline if it's coded as a cash advance (and the amount you're trying is >100) instead of a purchase. It seems kind of random on what will count and also changes over time as they adjust what they actually enforce.

Quote from 4thedeal :
Why is your Chase Sapphire your most useless card? We just got our first Chase card on Friday? Can you explain?
Probably because the points on spending on the card is kind of low. It's just 2x dining/travel, 1x other (supposed to get better on August 15). There's other cards that can earn higher points for various categories and the redeem options aren't super if don't travel at all. So then those types of people will just hit the spend, get the 100k UR and then dump the card in a year. Even the free cards like Freedom are 3x dining now.
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diligence400
07-19-2021 at 06:44 PM.
07-19-2021 at 06:44 PM.
7/1: Downgraded my no annual fee Chase Sapphire card to a (second) Chase Freedom Flex.
7/19: Went to a local NY branch and was approved for CSP. The rep's screen showed the 100K bonus and waived annual fee, no grocery credit.

A big thanks to everyone providing valuable information on this thread!
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dvpatel
07-19-2021 at 06:45 PM.
07-19-2021 at 06:45 PM.
Agreed and I had seen your original post but look at the guy I quoted. He was claiming its right after transaction(s) post on the referral account. Big Grin
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