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Chase Sapphire Preferred® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,457,598 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Jan 2020
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> bubble2 1,412 Posts
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SiennaDeer8270
07-26-2021 at 05:01 PM.
07-26-2021 at 05:01 PM.
Quote from 1dash1 :
Sorry for not responding sooner. Since, I can't check my main PC, I sent a Secure Message to Chase.
I have met the $4,000 minimum spending requirement to qualify for the new card sign-up bonus.

Question: If I redeem the eligible purchases under the Pay Yourself Back option, will that disqualify those purchases from counting toward the minimum spending requirement. If so, do I risk losing the new card sign-up bonus that was already rewarded to my UR account?
And Chase's response today:
Thank you for contacting us. Rest assured that you will not lose the new cardmember bonus that you received if you take advantage of the Pay Yourself Back offer. (Emphasis added.)

We hope that this resolves your inquiry about your account for today.

If you need to contact us again, please send a secure message.

Thank you,

Reynaldo
Chase Email Servicing
AOC: 6530
I stand corrected and will go back and revise my earlier posts.
Remember, pyb statement credits aren't very useful if you've already paid off your balance. It will require you to perform even more spend greater than the $4k to use up the statement credits. Unless there is a way to request a check.
1
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Joined Jul 2021
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> bubble2 11 Posts
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RelaxedPenguin7728
07-26-2021 at 05:19 PM.
07-26-2021 at 05:19 PM.
Quote from SiennaDeer8270 :
Remember, pyb statement credits aren't very useful if you've already paid off your balance. It will require you to perform even more spend greater than the $4k to use up the statement credits. Unless there is a way to request a check.
I think you can request the money
Reply
Joined Jul 2016
L10: Grand Master
> bubble2 8,074 Posts
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Genghis_Khan
07-26-2021 at 05:21 PM.
07-26-2021 at 05:21 PM.
delete
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Joined Feb 2006
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> bubble2 4,540 Posts
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Tazmania99
07-26-2021 at 05:23 PM.
07-26-2021 at 05:23 PM.
I respectfully disagree. There is no force spending here. Pay Yourself Back turns into statement credit with higher redemption value. You can still let the credit sit in your account to pay off future purchases on the card. Unless you will have no future expense on CSP, you will find a way to pay off your future expense with the statement credit one day. I don't think there is a difficulty to have $1000~ expense in the coming year before we are hit with another annual fee.

Quote from SiennaDeer8270 :
Remember, pyb statement credits aren't very useful if you've already paid off your balance. It will require you to perform even more spend greater than the $4k to use up the statement credits. Unless there is a way to request a check.
Reply
Joined Jul 2021
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> bubble2 11 Posts
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RelaxedPenguin7728
07-26-2021 at 05:38 PM.
07-26-2021 at 05:38 PM.
Quote from Tazmania99 :
I respectfully disagree. There is no force spending here. Pay Yourself Back turns into statement credit with higher redemption value. You can still let the credit sit in your account to pay off future purchases on the card. Unless you will have no future expense on CSP, you will find a way to pay off your future expense with the statement credit one day. I don't think there is a difficulty to have $1000~ expense in the coming year before we are hit with another annual fee.
Agree, and I also think you can request the money to your bank or a check
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CosmologicalConstant
07-26-2021 at 05:42 PM.
07-26-2021 at 05:42 PM.
Quote from CalmMaid495 :
What enhanced card benefits are you talking about?
All here....

https://www.doctorofcredit.com/ch...edit-more/
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CosmologicalConstant
07-26-2021 at 05:44 PM.
07-26-2021 at 05:44 PM.
Quote from pokerfreak07 :
Just got the bonus on the 3rd card ive opened for my family, this has been awesome!
You got them for 300K points and they got you for at least $12K spend! They may be laughing all the way to the bank because you might be the ideal sucker they are looking for who will pay them rich dividends for years to come.
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SiennaDeer8270
07-26-2021 at 05:49 PM.
07-26-2021 at 05:49 PM.
Quote from RelaxedPenguin7728 :
Agree, and I also think you can request the money to your bank or a check
If that's the case, why would anyone redeem for $1000 cash? Just use pyb and get $1250 check. Can anyone confirm for certain?
Reply
Joined Jan 2020
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> bubble2 1,412 Posts
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SiennaDeer8270
07-26-2021 at 05:51 PM.
07-26-2021 at 05:51 PM.
Quote from Tazmania99 :
I respectfully disagree. There is no force spending here. Pay Yourself Back turns into statement credit with higher redemption value. You can still let the credit sit in your account to pay off future purchases on the card. Unless you will have no future expense on CSP, you will find a way to pay off your future expense with the statement credit one day. I don't think there is a difficulty to have $1000~ expense in the coming year before we are hit with another annual fee.
That's great if you spend. But this is SD. Most of us don't spend. Plus alot of us prepaid alot of bills with the $4k. That's even less bills to spend the $1250 on. You are basically converting this to a $5250 spend to get 100k points card. Would everyone be jumping at this if that was originally advertised?
Reply
Last edited by SiennaDeer8270 July 26, 2021 at 05:53 PM.
Joined Jul 2021
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> bubble2 11 Posts
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RelaxedPenguin7728
07-26-2021 at 05:58 PM.
07-26-2021 at 05:58 PM.
Quote from SiennaDeer8270 :
If that's the case, why would anyone redeem for $1000 cash? Just use pyb and get $1250 check. Can anyone confirm for certain?
Not everyone spends $1250 on the categories for pay yourself back
Reply
Joined Nov 2010
"Buy Low-Live High"
> bubble2 3,313 Posts
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bchill
07-26-2021 at 05:59 PM.
07-26-2021 at 05:59 PM.
Quote from mchittumjr :
Had my application accepted last Sunday night, still haven't received the card as of yesterday. How long do they normally take?

There is a shortage of plastic due to the pandemic.
Reply
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Tazmania99
07-26-2021 at 06:49 PM.
07-26-2021 at 06:49 PM.
I have a different view in the SD community though; that is, most of us do spend and thus we are here to find a way to save more $$$. As a dad and husband of a family of 4, there are certain fixed expenses every month such as groceries, gas, dining, and home improvement. These are all usual expenses for ordinary people. And groceries, dining, home improvement all fall into Pay Yourself Back categories. So when you say the Pay Yourself Back option is useless, it might be useless to you but it is probably useful to many of us.

If you do not need to pay anything for your food, your gas, and maintain your home, then you are a very lucky person. Peace.

Quote from SiennaDeer8270 :
That's great if you spend. But this is SD. Most of us don't spend. Plus alot of us prepaid alot of bills with the $4k. That's even less bills to spend the $1250 on. You are basically converting this to a $5250 spend to get 100k points card. Would everyone be jumping at this if that was originally advertised?
Reply
Joined Dec 2006
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> bubble2 2,253 Posts
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dvpatel
07-26-2021 at 06:52 PM.
07-26-2021 at 06:52 PM.
Thank you. The first one came a long time after mine so I was aware. I did request the Pay Yourself back to all my grocery/restaurant purchases. It says the credit will be applied to my statement in up to 3 business days.
Reply
Joined Dec 2006
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> bubble2 2,253 Posts
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dvpatel
07-26-2021 at 06:53 PM.
07-26-2021 at 06:53 PM.
Quote from bchill :
There is a shortage of plastic due to the pandemic.
On an all metal card? LMAO
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CosmologicalConstant
07-26-2021 at 07:03 PM.
07-26-2021 at 07:03 PM.
Quote from mchittumjr :
Had my application accepted last Sunday night, still haven't received the card as of yesterday. How long do they normally take?
The say 3 to 5 business days. I received mine in 9 "business" days.
Reply
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