Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months
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Earn 100K points
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Update: This great credit card offer is still available.
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new beneļ¬ts such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.
Thanks to community member Helper02 for finding this deal.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
Enjoy beneļ¬ts such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
With Pay Yourself Backā , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?
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I just a converted my Slate card to a freedom unlimited and now would like to get the CSP for the 100,000 bonusā¦I understand that this card comes with an annual fee so what would be my downgrade card option before the year is over? Don't believe I can have two different freedom accounts.
You can definitely have more than one Freedom card. Chase does not limit the number of Freedom cards an individual can have.
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from FeistyCaribou2942
:
I just a converted my Slate card to a freedom unlimited and now would like to get the CSP for the 100,000 bonusā¦I understand that this card comes with an annual fee so what would be my downgrade card option before the year is over? Don't believe I can have two different freedom accounts.
I just a converted my Slate card to a freedom unlimited and now would like to get the CSP for the 100,000 bonusā¦I understand that this card comes with an annual fee so what would be my downgrade card option before the year is over? Don't believe I can have two different freedom accounts.
You can definitely have 2 freedoms.
What you can't do is downgrade the CSP before the first year ends. Chase doesn't allow product changes on annual fee cards until you've held them for 12 months.
No reason to either.
You can downgrade after the 2nd year annual fee posts within I think 30 or 45 days for a full refund of the fee.
So, I had requested the PYB credit for all my grocery and restaurant purchases on the first statement. ALL were credited today. Paid off some of the 4K in a cash payment at the ATM, plus the credits bring the first bill down to $137.xx remaining. Used about 24K points for PYB of about $307.xx. Life's good.
Thank you for all the data points, all the encouragement and some of you repeatedly answering the same questions over and over again. I would not have the same level of patience as you guys do especially @1dash1 and @Tazmania99.
How do you request PYB credit? I only have one card with chase, this CSP which I just got 20 days ago. I have $1000+ on groceries on this card. Can I use the points as PYB for the groceries? Or do I need to have Chase Freedom or some other card for that?
Today is my day! I just received the UR points today for myself and my spouse's account, subsequently cashed out via PYB for $2600! Hooray~!
Can you use PYB if you paid off the original charge through regular monthly payment?
I have a lot of grocery charges on my first month on the card but I expect to reach $4000 spend only after 3 months. So my first month of charges will be paid through regular monthly payment. Can I use PYB after 3 months when I get UR point to reverse the first month's grocery charges at 1.25 cents value?
Where can I find the referral link from my account? Everytime I goto the referral link it says, this offer is not available to you. It doesn't make any sense.
How do you request PYB credit? I only have one card with chase, this CSP which I just got 20 days ago. I have $1000+ on groceries on this card. Can I use the points as PYB for the groceries? Or do I need to have Chase Freedom or some other card for that?
Once you earn the points, you can request PYB. When you do that, the system will list all the qualified transactions and you can simply select them and request the points be used against those charges. You do have to wait for the points to post to your account before you can use them.
Can you use PYB if you paid off the original charge through regular monthly payment?
I have a lot of grocery charges on my first month on the card but I expect to reach $4000 spend only after 3 months. So my first month of charges will be paid through regular monthly payment. Can I use PYB after 3 months when I get UR point to reverse the first month's grocery charges at 1.25 cents value?
I am sure you can as you have 90 days for PYB.
That said, PYB is ending on 9/30 so you do not have 90 days and neither do you have 3 months to earn the UR points.
The PYB option can redeem points with 1.25x redemption value for eligible purchases in the past 90 days. When you use PYB option on Chase UR portal, each eligible purchase would tell you how many days left you have for PYB redemption. You redeem for statement credit whether or not the purchases have been paid off. That being said, you can redeem points to pay off your grocery purchases that haven't been paid off yet on the current statement.
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from johnconner
:
Can you use PYB if you paid off the original charge through regular monthly payment?
I have a lot of grocery charges on my first month on the card but I expect to reach $4000 spend only after 3 months. So my first month of charges will be paid through regular monthly payment. Can I use PYB after 3 months when I get UR point to reverse the first month's grocery charges at 1.25 cents value?
The referrer must have CSP in order to refer CSP. Does the referrer or you have the CSP?
Quote
from sdaddict001
:
Where can I find the referral link from my account? Everytime I goto the referral link it says, this offer is not available to you. It doesn't make any sense.
The PYB option can redeem points with 1.25x redemption value for eligible purchases in the past 90 days. When you use PYB option on Chase UR portal, each eligible purchase would tell you how many days left you have for PYB redemption. You redeem for statement credit whether or not the purchases have been paid off. That being said, you can redeem points to pay off your grocery purchases that haven't been paid off yet on the current statement.
Is this correct? It was my understanding you can select any transaction within the last 90 days for pyb even if you have already paid them off. You would just get a statement credit that sits in your account. Is this incorrect?
Not any transaction. Only those fall in the PYB categories such as charity, home improvement, groceries, travel via Chase portal, and restaurants. Even if you already paid off the eligible purchases, you can still take advantage of 1.25x PYB redemption value for statement credit as long as the purchases are within the 90 days time frame. Sorry, I will not provide any proof of this.
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from SiennaDeer8270
:
Is this correct? It was my understanding you can select any transaction within the last 90 days for pyb even if you have already paid them off. You would just get a statement credit that sits in your account. Is this incorrect?
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You can definitely have 2 freedoms.
What you can't do is downgrade the CSP before the first year ends. Chase doesn't allow product changes on annual fee cards until you've held them for 12 months.
No reason to either.
You can downgrade after the 2nd year annual fee posts within I think 30 or 45 days for a full refund of the fee.
Thank you for all the data points, all the encouragement and some of you repeatedly answering the same questions over and over again. I would not have the same level of patience as you guys do especially @1dash1 and @Tazmania99.
I have a lot of grocery charges on my first month on the card but I expect to reach $4000 spend only after 3 months. So my first month of charges will be paid through regular monthly payment. Can I use PYB after 3 months when I get UR point to reverse the first month's grocery charges at 1.25 cents value?
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I have a lot of grocery charges on my first month on the card but I expect to reach $4000 spend only after 3 months. So my first month of charges will be paid through regular monthly payment. Can I use PYB after 3 months when I get UR point to reverse the first month's grocery charges at 1.25 cents value?
That said, PYB is ending on 9/30 so you do not have 90 days and neither do you have 3 months to earn the UR points.
I have a lot of grocery charges on my first month on the card but I expect to reach $4000 spend only after 3 months. So my first month of charges will be paid through regular monthly payment. Can I use PYB after 3 months when I get UR point to reverse the first month's grocery charges at 1.25 cents value?
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