Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Thanks to Staff Member sd_keets for finding this deal
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Card Details:
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee.
Citi will only issue one Citi Custom Cash℠ Card account per person.
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I paid my ATT TV+internet bill and it was not included in the 5% category.
Cable/internet not included category. Categories are Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
Cable/internet not included category. Categories are Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
Thanks. Any idea whether Walmart grocery will be included under grocery stores? Thanks
Thanks. Any idea whether Walmart grocery will be included under grocery stores? Thanks
Grocery purchases from stores whose main business is not groceries like inside Walmart and Target are not considered for the grocery category. Online supermarkets and grocery delivery services are also not included.
1500 for the 3 month quarterly categories for chase/citi/discover. Works out the same.
Actually 500 is a pretty typical limit. Amex Blue Cash Preferred has 6000 limit per year which works out to be 500 per month and you have to pay $95 annual fee but gives you one extra percent back for groceries at 6% while Citi Custom has zero annual fee at 5% in highest spend category.
BofA Custom Cash back limit is 2500 each quarter total but gives 3% back in selected categories which does not include grocery.
As mentioned above, Chase rotating categories is 1500 limit per quarter which is averaging 500 per month.
Of course, with the Amex Blue Cash Preferred and BofA Custom Cash, you have more flexibility to spend more than $500 per month but then you can max out the limit quicker.
Does anybody know if City allows you to combine points with other Citi cards and if any of their points programs are worth it or if it's better to take the cash back Chase has some cards that give 1.5 times which makes it worth it and about seven and a half percent back on the freedom card for example when combined with the sapphire reserve
If you have more than one Citi credit cards and they have different thank you accounts then you can merge them into one thank you account and thus the points are combined.
Chase Sapphire does allow you to combine points and redeem thru Chase travel portal at 50% more or 1.5 but you will need to pay the $695 annual fee.
With the Citi cards, you either have a much lower annual fee or zero annual fee depending on the cards you have with them. For me, the Double Cash and Custom Cash works out the best with zero annual fee and 2% and 5% back respectively.
Costco should be a wholesale club which is not one of the categories?
It would be nice if wholesale club is one of the categories. Very few cards offer extra percent back at Costco. You can get 2% back with the various 2% cards that are available or BofA Visa Custom Cash which gives 2% back at wholesale clubs.
It would be nice if wholesale club is one of the categories. Very few cards offer extra percent back at Costco. You can get 2% back with the various 2% cards that are available or BofA Visa Custom Cash which gives 2% back at wholesale clubs.
Venmo Credit Card which will give 3% cash back on your top category up to $10,000 per year and wholesale clubs are included in the grocery category for their card.
Just signed up for the in-branch offer today. Need to spend $1000 to get $300 back. Promotion is still active, at least at my local branch in So Cal it is.
Venmo Credit Card which will give 3% cash back on your top category up to $10,000 per year and wholesale clubs are included in the grocery category for their card.
Didn't know about the Venmo Visa card pays 3% on wholesale club. Thanks.
Venmo card usually no sign-on bonus and must use the Venmo app only.
One will need to decide if it is worth it to keep a card for 1% more on wholesale club spend. Or get a 5% category back card back with sign-on bonus and a flat 2% card with sign-on bonus combination. Alternatively, get Citi Costco card for 2% back and 4% on gasoline and 2% more back if you have executive membership. These combinations of cards probably give one more flexibility and a better reward structure overall.
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nice, but limited to such a small amount.
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But I guess $500 isn't really that high….
1500 for the 3 month quarterly categories for chase/citi/discover. Works out the same.
Cable/internet not included category. Categories are Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
BofA Custom Cash back limit is 2500 each quarter total but gives 3% back in selected categories which does not include grocery.
As mentioned above, Chase rotating categories is 1500 limit per quarter which is averaging 500 per month.
Of course, with the Amex Blue Cash Preferred and BofA Custom Cash, you have more flexibility to spend more than $500 per month but then you can max out the limit quicker.
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Chase Sapphire does allow you to combine points and redeem thru Chase travel portal at 50% more or 1.5 but you will need to pay the $695 annual fee.
With the Citi cards, you either have a much lower annual fee or zero annual fee depending on the cards you have with them. For me, the Double Cash and Custom Cash works out the best with zero annual fee and 2% and 5% back respectively.
Venmo card usually no sign-on bonus and must use the Venmo app only.
One will need to decide if it is worth it to keep a card for 1% more on wholesale club spend. Or get a 5% category back card back with sign-on bonus and a flat 2% card with sign-on bonus combination. Alternatively, get Citi Costco card for 2% back and 4% on gasoline and 2% more back if you have executive membership. These combinations of cards probably give one more flexibility and a better reward structure overall.
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Same here. It should be AA, Discover, Capital One, chase etc. Citibank customer service is horrible.